i tried the offer, but it forces me to make the initial funding with a debit card and refuses to allow me to open the account without it. i do not have a debit card. other banks have allowed direct transfers with routing and account numbers.

is there a way to apply for this account online without a debit card?

the coupons are not entirely useless - i recall selling them on ebay for a buck or two.

@ritholtz, i believe my prop tax is split into 2 payments, one in november and one in april. both are for taxes assessed in 2017. i think the whole point of this prepay issue is that people are looking at whether making the second payment before 2018, they get the full benefit for prop tax payments that they might not get with the new tax law.

i’m still trying to figure out if my family would benefit from prepaying property taxes, but i have a preliminary question: my mortgage bank pays my taxes through an escrow account. is there an easy way to inform them, if i make the 2d 2017 tax payment myself?

of course, it’d be nice if i can get them to hold less in escrow, so that more of my payments go to paying down the debt, but i can only hope for so much.

dangit! i got the “$5 gift reward inside” email, only to open it and discover it’s for UPS shipping only. huh!

where do you find this offer?

does anyone know if i can use rewards on the activation fee?