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  D

  Thanks! We had a lot of AA and some AAA on hand but then we used a lot during power outages over the last few months, and I’m low on AAA. I was hoping ODwould have the FAR offer again.

• Finance

  Credit
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  G

  Did not last long: Total Direct was 5.05%, now DOWN to 4.50%

  Good luck opening an account. When they deny you they wont give any reason. Glad they did now.

  Already had an account.
  Also, financial institutions are not required to give you a reason.
  They just refer you to ChexSystems or EWS, Reports you should order.
  ChexSystems: https://www.chexsystems.com/request-reports/consumer-disclosure
  EWS: https://www.earlywarning.com/consumer-information

  Should also get all your credit reports
  Annual Credit Report.com - Home Page Experian: https://www.experian.com
  Equifax: https://www.equifax.com
  Transunion: https://www.transunion.com
  LexisNexus: https://consumer.risk.lexisnexis.com

  Also free sites:
  Credit Karma: https://www.creditkarma.com
  Credit Sesame: https://www.creditsesame.com

• Online Auctions
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  Taxes and import charges Ina Steiner  /  Jan 4, 2019 eBay Starts Collecting Sales Tax with More States to Come

  eBay announced in October it would begin collecting sales tax in 4 states in 2019 due to new laws that extend the tax collection obligation to marketplaces (known as Marketplace Facilitator laws). Note that online

  Based on applicable tax laws, eBay will calculate, collect, and remit sales tax on behalf of sellers for items shipped to customers in the following states:

  State Effective Date

  Alabama July 1, 2019

  Arizona October 1, 2019

  Arkansas July 1, 2019

  California October 1, 2019

  Colorado October 1, 2019

  Connecticut April 1, 2019

  District of Columbia May 1, 2019

  Hawaii January 1, 2020

  Idaho June 1, 2019

  Illinois January 1, 2020

  Indiana July 1, 2019

  Iowa February 1, 2019

  Kentucky July 1, 2019

  Maine October 1, 2019

  Maryland October 1, 2019

  Massachusetts October 1, 2019

  Minnesota January 1, 2019

  Nebraska May 1, 2019

  Nevada October 1, 2019

  New Jersey May 1, 2019

  New Mexico July 1, 2019

  New York June 1, 2019

  North Dakota October 1, 2019

  Ohio September 1, 2019

  Oklahoma July 1, 2019

  Pennsylvania July 1, 2019

  Rhode Island July 1, 2019

  South Carolina October 1, 2019

  South Dakota July 1, 2019

  Texas October 1, 2019

  Utah October 1, 2019

  Vermont July 1, 2019

  Virginia July 1, 2019

  Washington January 1, 2019

  West Virginia July 1, 2019

  Wisconsin January 1, 2020

  Wyoming July 1, 2019

• Contests, Sweeps & GPT

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  Bookworm Trivia: World War I
  Country Music Trivia: Stages
  Movie Trivia: The Favourite

• Meta

  Discuss things about PhatWallet, bugs, feature requests, etc.

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  @kanderna Huh. Never knew about that. One (or 2) less emails 🙂. I just click on the Unread button to see what’s new.

• Travel Discussion
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  @zerenia

  I doubt even managers have the ability to change fees, but it won’t hurt to call and ask. Maybe try requesting a courtesy credit on the bill, especially if you had any problems with service experience or the car itself. If you’re going to have the car for awhile, maybe ask for a free upgrade or amenity (e.g., unlimited miles, model upgrade, no gas refill requirement, additional driver, etc.). I think your ability to negotiate would have been stronger before you took possession of the car.

• Technology
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  P

  @bob-black said in Finding Email Hosting companies:

  I’m not really good at this, but I know that my brother does something like this, I know for a fact that he sends e-mails. He has a small business and had to introduce this function for the convenience of his work. I can say that lately he is using a chat bot that sends messages to all his customers, and he also automatically keeps a record of the client, or rather only takes the order when my brother can not answer in person. And then he contacts the person afterwards. I think it’s very convenient so don’t look only at the mailing list we are used to when there are much more technological solutions for these cases. I do not remember its name, but I can find out if you are interested.

  Thanks, I have signed up for Zoho. They have most of the services you mentioned; but I am not running a biz; so I don’t need them. They do have 24/7 live support for paid subscription – including the $1/mo plan. PO Box’s email only support is just too slow for me.