Posts made by MiddleAgedBuc

Ok. Thanks. I will then go ahead and change the password. It’s pretty interesting that I have only been able to do a separate read only user name / password with Wells Fargo. Will have to see if all go to this token method.

Thanks

Does anyone know if this is good or bad to do? Got a message on mint today to agree to this, and below is their explanation. To the layman here it sounds like a better version where I do not give up my password for limited access, but when I see comparisons to Facebook OAuth, it makes me a little nervous.

What’s new about Mint’s connection to Chase?
The short answer is, it’s faster and more reliable, which means fewer sync errors for you.

The long answer is, Mint now signs in to select banks using OAuth (Open Standard for Authentication) to more easily access your financial accounts.

If you’ve ever signed in to an app using your Google or Facebook account, you’ve used OAuth before. It means that you no longer have to give us your Chase username and password. Instead, you tell your bank, “Hey, I want Mint to access my account!” They send us a special key (called a token) that we use to access your account. After that, we can still securely access your account even if you change your password.

I used it for magazines, and the deals of the day. But that deal ended about 4 months ago. You have sweepstakes and that’s about it now.

There is some merchandise with big discounts, but expensive. If you see something like a watch or purse you can resell, that would be the other option. There are some cheap watches that would work like Christmas gifts for people you are not too close too.

I like it. Too bad my power company does budget billing, but no interest on it. Try it and report back. There might be a upper threshold were they either send the money back, or stop paying interest above that

Probably not. I have a Toyota rewards card that I carried a balance for over a year. Never got any offers. Now that is paid of and not in use, I get offers like triple points on all purchases in May, or 6 points per purchase in restaurants and fast food establishments.

Being a 1 point is $0.01 in rewards, those points add up quickly, but only a few months a year.

But it could also be that they revamp their rewards system after I paid them off. So it’s just a guess.

Maybe it’s the Phatwallet effect?