@ma-barker said in Best Prepaid Card?:

Bluebird is an amex prepaid, if you want a Visa/MC prepaid, check GoBank prepaid. They sell the starter card at WM with $2.95 fee or you can also register online to dodge the fee and just wait for your permanent card. The maximum load to this card is $3000 and there’s maintenance fees that can be waived if you have a direct deposit to it of at least $500.

My Bluebird has no maintenance fees & I don’t direct deposit.

@FrugalFreak - That article makes me ill.

Pretty soon it’ll be mandatory to wear underwear on the outside so M$ can check.
See Bananas (1971) imdb.

@frugalfreak said in Q: W10 1st use complete privacy setup, no telemetry etc.?:

cortana is forced, NO

CRAP but upped TY.

Expecting to buy a new PC laptop soon. Looks like I’m doomed [if I get the specs I want] to have Windows 10 forced on me.

Is there a Windows 10 1st use complete privacy setup, no telemetry etc.? And to get rid of tiles, ads, cortana & crap like that?

Some private party tips. Buying from private parties is not for everyone. Not every detail will be covered so CYA. If you have a pal who knows cars & will help. This can help save money if buying from a private party. I’ll just throw out some tips. Besides knowing what you want, cash, meeting at the DMV or title transfer company etc. etc.

I’m not going to explain every tip. Buy only from good neighborhoods. Inspect during the day. When meeting tell seller not to start the car, you want inspect the car when the engine is cold. Tires: all 4 same best, 2 types font axle rear axle ok, 3 or 4 different tires don’t buy. If the engine is too clean be suspicious. Check door jams, under hoods & trunk lids should be the same color as exterior. Check undercarriage car for drips or damage. Run fingers around the usual exterior to check for bad bondo repairs. Fluids: trans fluid should be red & clear not dark or muddy, antifreeze should be clear green, yellow or orange not cloudy, brake fluids not contaminants. Trans & oil sticks have no burn marks & not shiny or polished either,

Missed a bunch of stuff just some tips hope it helps.

Few things I didn’t read & could’ve missed.

Is the specific car made in small quantities or flying off lots? Then your bargaining is limited.

Otherwise if your car model is widely available. Some tips if the 2019 roll in 09.01.2018 then buying a 2018 in late late August is best. Confident your 2018 will be around longer then wait even longer.

If it’s a common car & you’re in a major city. It’s not necessary to travel more than a couple hours away.

Last time I didn’t call for some brands cause it took longer than 30 seconds to describe the specific model. Yes do the web research. Know the exact T,T & Licensing in your locale. Pay cash, have financing arranged, or know your numbers so as not to get screwed by dealer financing.

Have a list of dealerships you’re willing to deal with. Ask for Fleet Sales an antiquated term I’m told now some call it Web sales. Call talk to the afore mentioned head cheese: I’m buying a … within a week my zip code is xxxxx. What’s the OTD price. Don’t discuss anything but the OTD price.

That’s it. I’ve saved thousands this way.

Anybody know how? I don’t.

Also don’t be CHEAP about it like Fatwallet was. FW when it was, mostly had the lowest % of CB anywhere.

Be a generous CB site like TopCashBack. Think TCB passes on 100% of referral %'s & makes $ on site ads. I’m ok with PW at FIRST passing on only 80% of referral payouts. Once PW is on it’s feet it’s got to be 90%+ of referral payouts.