CB credit card offering 5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on everything else.



  • I’m just wondering what you guys think about a 5% CB credit card offering 5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on everything else.

    "The SAFE Cash Rewards Visa® Card allows you to earn unlimited cash rewards: 5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on everything else.

    You choose how to apply your cash rewards:

    Apply them to your card balance
    Deposit them into your SAFE account
    Donate them to charity"

    link text



  • This is a CC offer from a credit union so I’m expecting one has to be a member to apply for any of their CCs. These is what I saw on the terms of this special offer:

    Earn unlimited cash back on every purchase. 5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on everything else.

    Schedule one-time or automatic redemptions when you earn $10 in rewards
    Apply rewards to your card balance, deposit them into your SAFE account, or donate them to charity – you decide!
    No annual fee
    No balance transfer fee
    Credit limits up to $25,000
    25-day grace period on purchases
    No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
    SAFEGUARD protection against unauthorized transactions
    Visa® Everyday Discounts
    Complimentary Travel Accident Insurance
    Complimentary Warranty Manager Service
    Complimentary Auto Rental Collision Damage Waiver
    A convenient source of overdraft protection for your SAFE checking account
    

    1 0.00% Introductory APR on new purchases for 12 months, available to well-qualified applicants only. APR after intro period ranges from 13.49% to 19.49%, and is accurate 10/23/2017. Your APR is determined by your credit history. This APR will vary with the market based on the Prime Rate. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Late Payment Fee: $15 or the current minimum payment amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S, dollars. Rates, terms, and conditions subject to change.
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    Best to base decision based on their terms and compare it with other credit union CC offers.

    View Agreement



  • as expected, one has to be a member of the CU to apply.

    Who Can Join?
    Your SAFE membership is a valuable financial resource that you, your family, and your business can share. If you live or work in Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties, you can become a part of the SAFE family and take advantage of the many benefits SAFE has to offer.


 

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