@Ma-Barker I didn’t think you had this card since you didn’t chime in on this thread: https://phatwalletforums.com/topic/5673/paypal-cashback-mastercard-questions. Are they different products? When did you get yours and what do you think of it so far?
If you scroll down on that thread, you’ll see my reply, third from the bottom.
Yes, I think the 2% PP Mastercard is different from the PayPal Extras MC which I have. I got this card late 2014, IIRC. Synchrony changed their T&C last year so I took it out of the sock drawer. Then when I saw WM GCs under their featured rewards in a month, I redeemed those instead of CB since WM GCs are more valuable to me when I get 10000 pts for $100 GC compared to 12000 pts = $100. This means I get to keep 2000 pts for the next redemption. I know many detest dealing with PayPal but so far, I have managed to toe their line with no difficulty.
I also like the fact that points I earned on the current statement is redeemable immediately unlike cashback from AXP blue cash which is delayed for one statement.