Citi Custom Cash Card (5% groceries or other automatic categories up to $500/bill)
ctujackbauer last edited by ctujackbauer
One of the better no annual fee cards that came out recently. Instead of rotating quarterly categories that come and go (like with Chase Freedom), this Mastercard gives you 5% back on the category you spend the most on each billing cycle, up to 5% cash back on $500 spent, with 1% after)
There should also be a $200 signup bonus after $750 spend within 3 months available through Credit Karma (which is where I initially saw this). The signup bonus also seems to be working from the direct link on Citibank.
direct link on citi card page: https://www.citi.com/credit-cards/citi-custom-cash-credit-card
nerdwallet review: https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
5% eligible categories:
select streaming services
home improvement stores
wmnetid last edited by wmnetid
Some notes based on personal experience:
Citi is NOT doing conversions from other cards (eg ThankYou Preferred) yet
Credit Inquiry hit is against Experian
Other forum reports that the offer in branches is $300 bonus after $1000 spend, which is the same offer for Citi employees
Other forums are reporting successful product conversion from ThankYou Preferred and Citi Dividend with no change to account number and conversion/transfer of existing rewards balance.