@goldsheet said in Best Nationally Available High APY Liquid Accounts:

FYI - Earn up to a $1,500 bonus
https://www.capitalone.com/bank/bonus1500

Was about to sign up and then I read the fine print,

If you have or had an open

360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for the bonus.

So I’m out.

OK, I saw something about 60 days but that’s how long it takes to get the bonus.

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

FYI - Earn up to a $1,500 bonus
https://www.capitalone.com/bank/bonus1500
Deposit Bonus
$20,000+ $300
$50,000+ $750
$100,000+ $1,500
Fund within 15 days
Hold for 90 days, so 1.50% is like 6.00% annual + 3.60% base = about 9.60%

Maybe my math is off, but after the minimum 60 day deposit requirement, $100,000 would earn $2,100 which is about 12.6% annually.

I thought the government tariffs are inflationary and so interest rates will go up, no?

Roger Bank savings was 5% now 4.65%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

MyBankingDirect was 4.45%, now 4.40%

Roger that. And I did, a big chunk. MBD is one of the few online banks that let you wire funds online. Just expect to get phone call confirmation.

Roger has very low ACH limits for transfers originating through Roger. I could only move $500 from my external account into my Roger account. When I called, they said they could make a exception but would take a few days for approval. The only good thing was that the $500 transfer was done next day. Not sure if a higher amount would be the same.