@atikovi My apologies for not mentioning that requirement.
Most banks have a 1 year requirement but Capital One has a specific date.
I closed Capital One in September 2021, so I just made it in.
goldsheet
@goldsheet
Posts made by goldsheet
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RE: Best Nationally Available High APY Liquid Accounts
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RE: Best Nationally Available High APY Liquid Accounts
Redneck Bank was 4.15%, now 4.00%
Marcus by Goldman Sachs was 3.75%, now 3.65%
Discover Bank was 3.60%, now 3.50%Capital One was 3.60%, now 3.50%
(makes bonus now like 6.00% annual + 3.50% base = about 9.50%) -
RE: Best Nationally Available High APY Liquid Accounts
Hold
Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends. -
RE: Best Nationally Available High APY Liquid Accounts
FYI - Earn up to a $1,500 bonus
https://www.capitalone.com/bank/bonus1500
Deposit Bonus
$20,000+ $300
$50,000+ $750
$100,000+ $1,500
Fund within 15 days
Hold for 90 days, so 1.50% is like 6.00% annual + 3.60% base = about 9.60% -
RE: Best Nationally Available High APY Liquid Accounts
Hustl Financial (online division of Vantage West Credit Union) is offering 5% APY on the money market account
https://hustlfinancial.com/ -
RE: Best Nationally Available High APY Liquid Accounts
Appears we have gone into hibernation
Not fun posting delines instead of increases. -
RE: Best Nationally Available High APY Liquid Accounts
State Bank of Texas Money Market was 4.65%, now 4.54%
Brilliant was 4.50%, now 4.40%
Total Direct was 4.47%, now 4.41%
Lending Club was 4.50%, now 4.40%
First Foundation was 4.50%, now 4.40%
Vio was 4.45%, now 4.36%
Brio Direct was 4.50%, now 4.35%
Newtek was 4.45%, now 4.35%
Bread was 4.40%, now 4.30%
Rising Bank was 4.40%, now 4.30%
Poppy Bank was 4.50%, now 4.25%
All America was 4.40%, now 4.25%
Redneck was 4.40%, now 4.25%
Bask was 4.35%, now 4.20%
CIBC was 4.21%, now 4.11%
CIT Platinum was 4.30%, now 4.10%
Live Oak was 4.20%, now 4.10%
Popular Direct was 4.20%, now 4.05%
Republic Chicago was 4.25%, now 4.04%
Virtual Bank was 4.25%, now 4.00%
MySavingsDirect was 4.10%, now 3.75%
Northern Direct was 4.00%, now 3.75%
Western State was 4.00%, now 3.75%
Dollar Savings Direct was 4.00%, now 3.75% -
RE: Best Nationally Available High APY Liquid Accounts
Vio was 4.41%, now 4.36%
Bread was 4.40%, now 4.35% -
RE: Best Nationally Available High APY Liquid Accounts
Marcus was 3.90%, now 3.75%
First Foundation was 4.50%, now 4.40% -
RE: Best Nationally Available High APY Liquid Accounts
Vio Bank was 4.46%, now 4.41%
All America was 4.40%. now 4.25%
Redneck Bank was 4.40%. now 4.25%
Western Alliance Bank was 4.30%. now 4.25%
CIT Platinum was 4.30%, now 4.10%