@craig10x I can only base my opinion on personal experience. Easy to link my accounts with Plaid.
Did two test transactions from two accounts that work perfectly.

Set up my automated routine early in the month so if in the event it fails I have time to do a manual push.

There’s plenty of other accounts that are pushing 1.25% without jumping through hoops, so I do understand your point.

If I didn’t already have SoFi I would, as a new customer, use Astra to push $5,000 in the get the $300 funding bonus.

Definitely making more money from bank, credit card, and brokerage bonuses than from these tepid interest rates.
Collected $10,000 last year and I’m on track to do the same this year.

@craig10x I seem to recall that I signed up on the app not on the website
and it worked perfectly for a personal individual account.

Check out this page where there’s a link top right to install the app

https://astra.finance/blog/gettingstarted/

@craig10x I signed up as an individual not as a business.
Didn’t have to provide any of that information, very easy to sign up, and it
worked perfectly transferring money from my Wells Fargo checking to my SoFi checking.

Let me see if I can find a different link for you.
It’s definitely NOT a waste of time.
I know individuals that have pushed $5,000 through Astra and got the $300 bonus

@mtnagel
If you go through Swagbucks or mypoints to signup for SoFi you can get the bonus up to $475 ($175 referral + $300 from SoFi)
https://www.doctorofcredit.com/sofi-checking-5000-direct-deposit-required/

@mtnagel
I posted SoFi 1.25% on April 5
They have a promotion through 7/31/2022 where you can earn up to $300 if you direct deposit various amounts
Total Qualifying Direct Deposit amount in 30-day Evaluation Period Cash bonus
$1,000 - $1,999 $50
$2,000 - $4,999 $100
$5,000 or more $300
https://www.sofi.com/invite/money?gcp=c0428ca2-7425-4acc-811c-805cc7d6f72d&isAliasGcp=false

Bread was 1.00%, now 1.15%
Quontic High Yield Savings was 0.75%, now 1.01%
http://www.rejohnsonjr.com/SAVINGS.HTM

Patriot Bank 1.01%

Teachers Credit Union has a Smart Checking Account
It pays 1.00% on up to $15,000
There is a great bonus opportunity ($450 possible)

1. Get $50 when you join (referral link)
2. Get $100 if you spend $500+ on debit card within 60 days
3. Get $300 for 2 direct deposits totaling over $2500 within 60 days
   APPLY: https://share.teachersfcu.org/goldsheet
   TERMS: https://www.teachersfcu.org/new-member-offers
   Note: Application say 0.65% up to $10k, current rate page 1.00% up to 15K

Marcus was 0.60%, now 0.70%
Can also get an extra 0.50% for three months, for 1.20% total
https://www.marcus.com/share/ROB-F67-KYRZ

Lending Club High Yield Savings was 0.70%, now 0.85%