@Ma Barker said:
“This is understandable so the bank will not be out of $$ if the check bounces fwr. For bounced checks, they assess a fee for it and Chase is one of those banks that aren’t forgiving especially to those who have opted out of overdraft protection.”
@richard, make absolutely sure that the check is not going to bounce. Not only will you be hit with the mentioned fees, but rest assured that the exchange rate for the “bounced” part of the transaction will be much better than the lousy exchange rate for the “deposit” part. Thus, not only do you have hunt down a check bouncer in a foreign country, but you get a bounce fee from Chase, and one additional gut punch of losing 3 - 5 percent on the deposit-bounce transaction. Yuck!