@orthros said in What Credit Card Should I Get ? FAQ:
@jcantanixon I think you’re right. I don’t use 3% categories on it at all, so I’m probably mistaken. Also the annual fee might be $95 - I think I paid $75 last year but wouldn’t put it past AMEX to jack the fee.
How do you qualify for Platinum on BOFA? Do you have a mortgage? Because if there’s an easy way to do it, I’ll swap out CITI 2x Cash for it. I’m only Gold at present.
My investment accounts are at ML. Gold gets you 2.5 on Dining/Travel and 1.875 on everything else.
From https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card//#rewardsCcModule
You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America® personal checking account and maintain a 3-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill Edge® and Merrill Lynch® investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on your average daily balance for a three calendar month period.