• RE: Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018

    @briarycliffs said in Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018:

    @fivetalents said in Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018:

    @briarycliffs said in Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018:

    FYI, this is not a single use coupon. I asked today and was told it was a one time use, but since it was still on my coupon list after I picked up the clicklist, I tried and it worked. I got 4 bags of Nestle fun size, used $2/3 coupon, paid $4, got $2.50 catalina back. The first Kroger was wiped clean of Nestle, but the smaller Kroger in town had lots left. It’s more like the 4x gift card coupon, use it until it expires.

    Thanks for the heads up!

    Did you have a better/successful ClickList experience the second time around? I’m going to pick up an order in a couple of hours and am hoping for the best.

    It went smooth as silk today. Had 2 substitutions for the Maple Cheerios and hummus dressing, both I wouldn’t have eaten anyway. Total online was $68, paid $28. I couldn’t believe how easy today was as compared to the other day, same Kroger too.

    That’s great news, I’m glad it worked out this time. Also, with the Catalina you hit my 60% or more off personal goal.

    posted in Grocery & Drugstore
  • RE: Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018

    @briarycliffs said in Extra 50% Off Halloween Candy & Home Merchandise AC @ Kroger & Affiliates, Exp 10-21-2018:

    FYI, this is not a single use coupon. I asked today and was told it was a one time use, but since it was still on my coupon list after I picked up the clicklist, I tried and it worked. I got 4 bags of Nestle fun size, used $2/3 coupon, paid $4, got $2.50 catalina back. The first Kroger was wiped clean of Nestle, but the smaller Kroger in town had lots left. It’s more like the 4x gift card coupon, use it until it expires.

    Thanks for the heads up!

    Did you have a better/successful ClickList experience the second time around? I’m going to pick up an order in a couple of hours and am hoping for the best.

    posted in Grocery & Drugstore
  • RE: Roll Call...who uses ShopSafe or Citi's "Virtual Account Numbers"?

    @ctcarl said in Roll Call...who uses ShopSafe or Citi's "Virtual Account Numbers"?:

    Unfortunately, when BofA bought out MBNA, they clearly weren’t 100% behind the ShopSafe program. The first thing to go was mobile access, which, needless to say, was huge. Lack of a mobile app is probably the biggest flaw in the current BofA SS program.

    Then they eliminated direct web access, so that the only way to get a virtual number is to sign on to Mobile Banking, click through a series of menus, and then open a kludgey stink bomb of a Flash app.

    The other problem that’s been cropping up more and more often is SS numbers just not working, or more correctly, vendors just not accepting them. This has always been a problem, but it’s gotten worse over the past couple of years. There’s obviously some optional verification that merchants can use which virtual credit card numbers fail. I’ve never been able to figure out what it is. Perhaps merchants have gotten wise to them, the way they have to email services like Spamgourmet. Automatic rejection of spamgourmet addresses, regardless of which of their available domains you use, seems to now be “baked in” to many apps and programs.

    For those of you using Capital One or Citi virtual numbers, how do they compare?

    Citi is the only virtual CC# service I’ve ever used. I’ve been using it for 18 years, maybe longer.

    The things I like about VAN:

    • It uses the same log in info as your online CC account access
    • With the website tool, once you log into your online account, the VAN is always prominently displayed on the home page.
    • You can set how long it will be a valid number/when it expires in 1 month increments up to 12 months (I like to keep a 12 month VAN on file for sites like Google Play that require a CC# for free offers), or just generate a VAN with no limits
    • You specify the maximum amount that can be charged to the number, dso I always round up to the nearest dollar of the OOP cost (multiple charges to the CC# will be authorized unless and until they exceed this cap)
    • You can change the expiration and/or maximum allowed charge at any time before the CC# expires (very useful if you forgot to factor tax in something like tax or shipping, or you used a VAN with a $1 cap on a site that requires a CC# for one off free offer then decide to keep using the same number for other free offers but don’t want to risk a decline if the VAN will expire soon)
    • You can see which merchant charged to the VAN
    • You can view archived VAN
    • You can see how much was charged to each VAN and the remaining balance
    • You can drag and drop the CC#, expiration date and security code (or copy and paste)
    • Once logged in, the service works pretty flawlessly for both the PC app and the online site.
    • I’ve never once had an online vendor not accept a VAN… Jet .com always get declined at first because I don’t buy from them much and always forget that they always charge more than the final order total rounded up to the nearest dollar (once I increase the cap, the charge goes through).

    To me, its weaknesses are

    • Lack of universal access: they have never had a mobile or Apple PC app
    • Their Windows PC app is very buggy to initiate and log into (with recurring periods where it hasn’t worked at all)
    • Their online log on requires you to log into your CC account first before launching VAN (you can bypass that by bookmarking the pop up VAN window, but tend change the URL periodically)
    • The PC app also automatically logs you out very quickly (I often take a screenshot incase I get booted out before I’m ready)
    • You can’t always use the easy drag and drop feature for the long CC#s instead of copy/paste or typing
    • It’s a pain that you can’t use it in store or for orders online that you pick up in stores (they require you to show your form of payment at pickup). I’ve never tried, but I suppose you could use a virtual number to pay online and then request to change the payment method at pickup (I wouldn’t risk it if the sale price has changed/any promos or discounts are affected if they have to cancel your order and ring it up again)
    posted in Finance
  • RE: Roll Call...who uses ShopSafe or Citi's "Virtual Account Numbers"?

    I’ve been an online shopper for decades, and in my case, as time that goes by, the more the balance shifts from B&M stores to online. I’m at the point now where I get almost everything online.

    In an environment like that, I don’t know how anyone lives without virtual credit numbers. Sure, PayPal works for eBay and a limited number of other transactions, but that’s a relatively small percentage of online merchants and I find it to be a clunky interface anyway.

    Before MBNA and ShopSafe, I used to average about one fraudulent transaction a month. I’d call my CC company and say, “What is this charge?”, and most of the time, they’d explain that it was for access to a porn site. I’d say, “But I didn’t access any porn site!” and they’d respond, “Sure you didn’t.” They’d take it off, but it was really annoying.

    ShopSafe essentially eliminated that problem. As a bonus, I am sure that it’s saved my bacon in countless other ways…I’ve given out $1 SS numbers for many “All we need is your credit card number! We promise not to charge anything to it!” offers, and never lost a wink of sleep.

    Plus it’s caught so many sleazy operators for me. Using the “create a number for recurring charges” feature, I’ve gotten email and phone calls essentially saying, "Hey! Your credit card was declined! (with the unspoken tagline “Deadbeat!”) It’s very satisfying to call or write back and say, “I’ve checked with my bank and everything is in order. Are you sure you didn’t try to put through a charge for a higher amount than usual?” and listen to the representative fumbling to admit that, yes, there was an unannounced increase or other upcharge.

    Unfortunately, when BofA bought out MBNA, they clearly weren’t 100% behind the ShopSafe program. The first thing to go was mobile access, which, needless to say, was huge. Lack of a mobile app is probably the biggest flaw in the current BofA SS program.

    Then they eliminated direct web access, so that the only way to get a virtual number is to sign on to Mobile Banking, click through a series of menus, and then open a kludgey stink bomb of a Flash app.

    The other problem that’s been cropping up more and more often is SS numbers just not working, or more correctly, vendors just not accepting them. This has always been a problem, but it’s gotten worse over the past couple of years. There’s obviously some optional verification that merchants can use which virtual credit card numbers fail. I’ve never been able to figure out what it is. Perhaps merchants have gotten wise to them, the way they have to email services like Spamgourmet. Automatic rejection of spamgourmet addresses, regardless of which of their available domains you use, seems to now be “baked in” to many apps and programs.

    For those of you using Capital One or Citi virtual numbers, how do they compare?

    posted in Finance
  • RE: Free after online rebate up to $11.99 Alka Seltzer Plus Power Max Gels

    LAST DAY at Rite Aid,

    on sale $8.99, get back $2 BC ($2 MM). then see if you can do the $3/1 insert coupon as a post coupon so it’s not deducted on the receipt.

    posted in Hot Deals
  • RE: Swagbucks Tips, Offers & Discussion Thread

    The Sportly app is paying 3 SB.

    ETA: I just noticed that the 1st 3 “regular” rounds only paid 2 SB, then it paid 3 SB in the bonus rounds… but only for 4 rounds. It is back to 2 SB now.

    posted in GPT
  • Set of 4 Knork Stainless Steel Forks, Duo Finish $11.51 + FSSS/Prime @ Amazon.com

    These forks with better cutting edges are great not just at home, but also to keep in your desk at work, in your camping or bug out kit, in your glove box, or in your purse (“in case cake happens”). They also get good review from people who have limited use of their hands or who care for those who should not handle sharp knives. They normally sell for $5 for a single piece.

    Knork Duo Knorks, Set of 4
    4.3 out of 5 stars (290 reviews)
    Was: $18.51
    Price: $11.51 (Gloss finish on the same page is only $12.44)
    Free shipping on $25 +/Prime
    Ships from and sold by Amazon

    • Duo finish: frosted handle, glossy head
    • Innovative design allows the forks to cut through foods
    • Smooth, round contoured handle for comfort
    • 100-percent hand-forged stainless steel
    • Dishwasher-safe
    • Dinner Fork: 7.625” 78 g
    • Provides reliable safety features for users of all ages, whether left or right handed.
    • The ergonomic design of Knork contours to the natural grip of your hand and provides the ultimate combination of leverage and comfort for users of all ages.
    posted in Hot Deals
  • RE: Select $50 eGCs for $40 AC (Famous Footwear, Krispy Kreme, Rover, Uber, etc.) @ Amazon.com

    There is an upcoming lightening deal on a $50 Legal Seafood Gift Card. It will likely be $10 off with no code required. It is also a Prime early access deal (starts for Prime members at 8:59am EST today, 10-20-2018)

    posted in Hot Deals
  • RE: Getting "502 Bad Gateway" Error Message

    @ctgolfer said in Getting "502 Bad Gateway" Error Message:

    @woodburner18 said in Getting "502 Bad Gateway" Error Message:

    @fivetalents said in Getting "502 Bad Gateway" Error Message:

    @woodburner18 said in Getting "502 Bad Gateway" Error Message:

    So in short, it doesn’t matter to you if only a few of us are effected. Nobody should be affected!

    Can you please recommend a time, or times, when nobody will be affected?

    5:45am-6:30am EST.

    It’s funny you chose “that” time. 3am-4am ET might be better.

    I’m often on PhW during this period, and I don’t ever recall being by myself at that time… not even remotely. In fact, while I was on the site during this interval today and took 10 random measurements throughout. On average, between 3am and 4am EST, there were 53 people using the site at any given time (not the exact same people either as some came and went), and the absolute number of people never fell below 45. That’s a lot more than “nobody,” especially when you factor in unique individuals, not just an average count.

    Clearly, no matter when the update occurs, dozens of people will be inconvenienced. However, the alternative (e.g., not having recent backups putting you at risk of losing many threads, posts, votes, viewing stats, etc. due to drive failure, malicious attacks, hijacking etc.) is far worse than the minor inconvenience of having to wait a few minutes to protect the integrity and smooth functioning of a site and service that is being provided for free. The only thing that would change by changing the time, other than inconveniencing even more people since @dangeRuss runs updates during the lest busy time, is changing who gets inconvenienced… and I don’t see why any group should get preferential treatment over any other, especially if it isn’t generating revenue for the site.

    That’s my 2¢.

    posted in PhatWallet Support
  • RE: Free a/MIR-Online Rebate Natrol Gummies 90ct Vitamins up to $14.99 (see post for all info)

    Try Any One 90 Count Natrol® Gummy Product Free NAT1801 Valid
    Submission Number 41
    Rebate Amount $14.29
    Date Issued 10/23/2018
    Date Cleared
    Reward Type Check

    Rebates approved, checks getting mailed next week. track yours here. https://natrol.inmarrebates.com/#/track

    posted in Hot Deals

Looks like your connection to PhatWallet was lost, please wait while we try to reconnect.