@almighty1 said:

It appears that there is a $200 Prepaid Visa card offer that requires only XFInity Internet and activation of XFinity Mobile except it will take up to 18 weeks which is 4.5 months. You do probably need to have received the physical offer letter in the mail for proof the offer in case you don’t get it and just to be save, you should keep the XFinity Mobile service active until you receive the promotion. I called the phone number on the letter yesterday even after my XFinity Mobile activation was done on September 9, 2017 and they said I qualified for the promotion since I had XFinity Internet service and also activated XFinity Mobile prior to the offers expiration as it does not list a offer begin date. They have added the promotion to my account and to suggested I keep the letter for reference until I receive the promotion reward.

tracfancier said:
You can sign up for a $25 off code on bottom right of any HSN page to apply for it with your e-mail address.
It must be an e-mail HSN has never seen before.

https://www.hsn.com/products/lg-55-16gb-tracfone-with-13mp-camera-and-1500-minutes/8501879

@tracfancier
I am currently using BYOP on PAYG plan.
Do you suggest buying this phone which is smartphone only ?

WinterTexan said:
Am trying to help someone that uses more minutes than most. Looking for best deal on minutes, not days, as I am used to.

Also, can you transfer minutes and phone number to a used LG800?
…
tracfancier said:
The LG 800 is 2G technology, it CANNOT be used any longer for AT&T service, not sure about T-Mobile as no one talks about that service…
You can transfer service (phone number/minutes/days) to an UNACTIVATED phone, but not to an active phone (Tracfone will not let you combine phones)

A phone bundle upgrade is the cheapest way to buy airtime = discounted airtime and a free phone in most cases.
But the NEW Smartphones cannot use the Pay as you Go plans, just the Smartphone Only plans.
Tracfone is doing away with TMFL. So buy the TMFL phones and BYOP SIM kits while you still can find them
Tracfone can change this grandfather TMFL policy whenever they wish to chance losing customers.

EDIT: Posting words of wisdom by tracfancier from FW

Offer at a glance

Maximum bonus amount: $750
Availability: Targeted FL, GA, IL, IN, KY, MI, NC, OH, TN, WV
Direct deposit required: None
Additional requirements: Deposit $500 and maintain for 30 days
Hard/soft pull: Soft
ChexSystems: Yes
Credit card funding: None
Monthly fees: $11
Early account termination fee: None but $50 closing fee
Household limit: None
Expiration date: November 29th, 2017

Details at Doctor of Credit

@ma-barker said in TIME = MONEY: Collection of PWF strategies to SAVE TIME (even if it cost money):

btw, talking of deductibles, I know of someone who chose the highest deductible to get lower premiums on their auto insurance. Then one day, she got involved in a minor accident that needed minor repairs to her car. When she filed a claim, she realized she has to come up with her deductible first before insurance takes the rest of the tab; she didn’t have an EF to cover for it so she can’t have her vehicle repaired.

Wonder why she filed a claim.
The whole idea behind this strategy is to pay OOP for minor repairs.
Also, the premium goes up if you use insurance claims.