If your wife wanted to buy a brand new RV with 100% of your inheritance, would you still say “happy wife happy life?” I sure hope not. You are your wife need to talk to more people who have met their savings goals. I guarantee none of them would recommend buying a new car… alas, that ship has sailed.
Did you get rid of the gap insurance at least?
My critique with your plan is that you should have bought a used car for a lot less money.
But alas, too late for that.
So my critique with something you did that you could hopefully change is to get rid of the gap insurance. Your loan term is short enough that there shouldn’t be much of a gap. Regardless, you have the cash to cover the gap if something happens, so you didn’t need the insurance.
I also don’t see that much of a point in anything other than a no-penalty CD that pays more than the prevailing savings rate. There isn’t enough of a benefit rate-wise to lock up any money for 2 years as far as I can tell. Do the calculations and you’ll probably see that the difference isn’t worth the effort.
More of that net neutrality repeal coming back to haunt us.
Found those last night on SD. Worked for me.
Moderator note: replaced full reference to a competing site with initials.
So I’ve been trying to do this and it’s not easy. But once we figure this out, it could be very lucrative.
Here’s my experience so far. When you scan your first Sip and Scan icon (SAS), the coke rewards page recognizes it and gives you credit. But look closely at the SAS on two different bottles of Coca-Cola. They are identical. Scan your second SAS and the website tells you, “You already scanned an icon from this brand. Please scan a different participating Coca-Cola Company brand’s icon.”
Easy peasy, or so I thought. I went and specifically bought a Coke Zero Sugar 20oz and tried to scan that logo and the same rejection came up. I looked closely and the SAS on Coke Zero Sugar is the same as the SAS on Coca-Cola! What the heck, I thought I was supposed to scan different brands. Fine, I’ll find 4 more. Except, NONE of the other bottles at several stores I’ve been to have SAS icons on them. Oddly enough, I found a green SAS by searching google images, scanned it, and it gave me credit for a second scan. Now I just have to figure out how to get 3 more. Is there anyone else out there that has found where to get these SAS icons? I can share the two that worked for me (and hopefully they’ll work for you) if you’re willing to share yours.
Out of stock online and it says online and store prices may vary so YMMV
@atikovi said in Free Arby’s Fries + Drink With Chicken Tenders Purchase - Expires 1/9/18:
Tried this today. Suppose if you like the taste of Red Hot Sauce you will like this, but I though it was too hot and is very messy to eat. It’s just chicken tenders covered in sauce. Usually Arby’s has great food but I wouldn’t get this again. The curly fries were great as usual but I’ll have to wait until morning to find out what this chicken has done to my colon.
Thanks for the heads up. I’ll see if I can get it with sauce on the side.
According to Market Watch’s calculator, my federal tax total will go down $912. However, if I didn’t have a child eligible for the $2k child tax credit, my tax would go up $188.
MFJ with AGI ~$110k and $21k in itemized deductions.
@ritholtz said in Discover AAA Savings account $150/$200 Bonus with $15,000/$20,000 Deposit at Discover Card:
We got bonus for AA and discover saving accounts. Are we good to close these accounts? Can we close and reapply again?
Thanks
You can close whenever, but this is a one time only bonus, so you can’t reapply and get it again. Considering there is no minimum balance requirement and it pays one of the highest rates out there, I’m not bothering to close my account.
I don’t get the sip and scan stuff. How do they stop people from going into a 7-11 and scanning the bottle without paying for the drink?
How does one become an “insider?”
@richard That should work. Only attaching forms that actually have changes on them is probably the best way to go. Don’t forget to send the check since you’re already late!
If your return hasn’t been accepted at all, then don’t do a 1040X, just start over from scratch and categorize your 1099-MISC income correctly this time. Submit a brand new complete return (and a check). Good luck.
I wouldn’t trust them to help you out on the rest of your return, so I would send the recalculated 1040X too.
October 31 days + November 30 days + December 31 days = 92 days.
October 31 days + November 30 days + December 1-4 = 65 days.
$100,000 x 92 = $9,200,000
$80,000 x 65 = $5,200,000
9,200,000 - 5,200,000 = 4,000,000
92-65 = 27
$4,000,000 / 27 = $148,148.15
You would need a balance of one hundred forty eight thousand, one hundred forty eight dollars and fifteen cents for the next 27 days in order to have an average daily balance of $100,000 for October through December.
