Posts made by paazel

Fun fact, you can call your bank and request a higher rate! ConnectOne has matched one of the top 5 accounts on this list for me last month and this month. Currently at 2.26%

@goldsheet yes that has also been my experience, thank you for confirming!

In regards to Salem 5, there is a column indicating $3 ACH fee, I called and they confirmed that there are no ACH fees, can someone else verify, and update the list?

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

CFG High Yield Money Market
https://www.thecfgbank.com/deposit-rates
Rates Effective December 11, 2019
2.10% (was 2.15%) $1,000.00 - $24,999.99
2.25% (was 2.30%) $25,000.00+

Any experience with CFG?

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

2.40% APY, $1K minimum, new money only
https://firstfoundationinc.com/personal-banking/bank/online-savings

Any experience here?

They credited it manually for me. Annoying that this had to be done.

@paazel said in Best Nationally Available High APY Liquid Accounts:

NASB

Anyone else have this account? I’ve just spent the last 30 minutes on hold trying to figure out why I haven’t received interest for April yet…

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

New savings account offering today. NASB High Rate Checking pays 2.53% on 50k up to 5 million.

https://www.nasb.com/banking/landing-pages/high-rate-savings/

Anyone used this bank before? Any experience would be welcome.

EBSB looks like it’s down to 1.80%

@john99 You just do an ACH. From my understanding they are two separate products. I went to setup a MySavingsDirect account yesterday, and realized I already had one from 2015! Found $500 in it as well!

Anyone have experience with MySavingsDirect? Seems like it’s an Emigrant Bank product. I know the ins & outs of Dollar Savings Direct.

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

@paazel Wouldn’t do it. May be hard to get your money back out since they don’t have ACH built in and they limit ACH’s that are initiated externally to $5,000.

Wait whaaaa that’s no good!

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Customers Bank
Ascent Money Market Savings Account
Minimum to earn 2.03% APY is $25,000.
Balances below $25,000 earn no interest.
https://www.customersbank.com/ascent/

Has anyone had experience with Customers Bank? It’s privately held, so info is limited. 2.2.5% lock til 6/30/19 is pretty good!

@dangeruss https://www.depositaccounts.com/savings/business-savings-accounts.html

@booksleuth they sent me tea!

@goldsheet Hey! How can I add an external back account for ACH Transfer at Incredible Bank? Do I have to setup a checking account with them as well?