I understand that you need to have a Roth account for 5 years before you can withdraw interest from the account tax free. What I wonder is if you have two or more Roth accounts and only one account is 5 years old can you withdraw from the other Roth accounts that are younger than five years tax free? Does the one Roth being 5 years old qualify you to withdraw from ANY of your Roth accounts tax free?
Best posts made by redmed
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Withdrawing From Roth
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MiniDisc Deck Disk Eject Fix
My minidisc deck MDS-JB940 quit ejecting discs a couple years ago. Turns out a small rubber belt got old and stretched out and was failing to turn the small ejection pulley. A new belt is hard to find and is expensive. In desperation I took a rubber band from a bag of rubber bands I bought from the dollar store and used it as a replacement belt. Yesterday my other minidisc deck (MDS JE470) failed to eject. Once again because the ejection belt was old and stretched out. A rubber band fixed it. So instead of searching for a “official” Sony belt just use a rubber band. What do you have to loose? It worked for me, twice.
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RE: Free Equifax Credit Freeze, ID Theft Protection & Monitoring Through 01-31-2018: NOW OPEN TO EVERYONE
@fivetalents Good! I feel a cold wave coming across my account.
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RE: Post your favorite windows software thread
- ClickTray Calendar www.waseu.de I have been using this for years. I would be lost without it. Looks simple and dated at first but the more you use it the more uses you find.
- Simplenote one notepad to share between PC’s Smartphones
- LibreOffice
- 360TS 360 Total Security www.360totalsecurity.com
- Firefox with uBlock Origin & FlashStopper added
- Audacity
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RE: Post your favorite windows software thread
@frugalfreak said in Post your favorite windows software thread:
cute pdf
open broadcaster
ClocX
Paint shop pro
Jasc Animation
Audacity
VLC
Rocket Dock
Google earth pro
squigglemark
vegas movie studio 11
imgburnWin 7 x64
FYI
Went to install “Cute PDF Writer” and Malwarebytes found a PUP in it. -
RE: Best Safe Way To Pay Google Play
@lowpricewanted said in Best Safe Way To Pay Google Play:
Why not buy a Google play card at the grocery store? Many stores count the purchases towards their reward programs.
Didn’t know there was a Google Play Card.
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RE: Post your favorite windows software thread
Used X-Change PDF viewer in the past
Switched to FoxIt PDF
Went back to X-Change PDF viewer:Used to fill in information in Menards rebate forms B4 printing using X-Change PDF Viewer. Then switched to FoxIt PDF and all of a sudden I could not figure out why I could not fill in the rebate forms like I used to. I tried changing the settings in FoxIt but couldn’t get it to work like B4. Recently, after reading this string, I remembered that I switched from X-Change PDF viewer to FoxIt PDF. I changed back to X-Change PDF viewer and can now fill in the rebate forms and print them out. With FoxIt PDF I had to print the forms. Then fill in each form by hand. A tedious, repetitive, frustrating thing when I knew there was a better way. Great Thread!
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RE: What's Best Option for Paying Dental Bill?
@my4mainecoons said in What’s Best Option for Paying Dental Bill?:
@mommyofhandk Doubt national health insurance would pay for implants. My uncle was a consultant living in Toronto for a few years but he would cross back to the U.S. for medical care.
My wife was going to get implants until she talked to a group of seniors that had implants. Of six seniors that had implants only one senior was satisfied with the implant. The other five had complications after a few years and four had to have the implants removed.
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RE: New Feature: Red Green Rating system is live!!!
Glad to have the colors back!
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RE: Good Forums With Info On Stocks
@mikk1 said in Good Forums With Info On Stocks:
The problem I found with sites that do have robust banter is that the shills outnumber the real people.
Come to think of it, that’s exactly the same reason I left $0.42 in my Wells Fargo brokerage account after my “advisor” tried to convince me that liquidating some equities and re-investing in funds with a 5.25% front load was a good idea. Took them 3 statement cycles to catch it and liquidate my account.
True. But at least sometimes you get information not commonly available. Just as anything in life you have pick thru the junk to find treasures.
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RE: Best Safe Way To Pay Google Play
@cpaynter said in Best Safe Way To Pay Google Play:
@redmed said in Best Safe Way To Pay Google Play:
What is the safe way to pay Google Play to keep your CC & bank info out of the cloud?
Um, since a great number of physical stores now use the cloud for processing transactions, what makes you think that most of your in-person transactions aren’t ending up in the cloud?
As for fraud, i believe it’s safe to say the majority of cc fraud arises from data acquired from brick and mortar transaction processing, not online. The crooks may use the card information information online, but you lost it in a store.
Aside from which, with a cc, you’re protected 100% from fraud.
The safest way to pay Google play is to enter your credit card information directly into Google play.
Honestly, I think people worry about the wrong things.
Chris.
I know privacy is non-existent today, but I still try to limit the exposure my financial information has.
Over ten years ago I drove my parents to the airport and dropped them off. I only stopped briefly at the curb to let them out and give them a hug. Two days later I got a coupon in the mail for parking at that airport. I had not been at that airport in at least 10 years. I’m pretty sure my license plate was rec ordered and my address was sold to the parking company and others. At that time I knew privacy was impossible but I still try to limit the exposure of my financial information. -
RE: Good Forums With Info On Stocks
@david-scubadiver said in Good Forums With Info On Stocks:
Have you looked into fool.com?
I did a long time ago and from what I remember; that site became annoying, almost boarding on stalking. Ever since then I avoid anything to do with that site. Things may have changed but I don’t want to chance going back to find out.
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RE: Best Safe Way To Pay Google Play
@honkinggoose said in Best Safe Way To Pay Google Play:
@cpaynter said in Best Safe Way To Pay Google Play:
The safest way to pay Google play is to enter your credit card information directly into Google play.
Honestly, I think people worry about the wrong things.I’m not worried, but Google is watching.
When your CC is compromised like mine was, you will worry.
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RE: Bought a New Windows 7 laptop.
W10 does not have WMC (Windows Media Center) something I use everyday and would impact my quality of life if I lost it. It came with W7. In W8 you had to pay extra to get it. It is not officially available in W10 but there is a way to add a hacked version of WMC into W10. I have a W7 laptop in my entertainment center that it’s main purpose is to run WMC. It also acts as a repository for common data that the other computers in our family accesses. Other W7 things like working with restore points are becoming less obvious to use and I’m afraid will be dropped in future versions of Windows.
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RE: Internet Radio App
@skh12 said in Internet Radio App:
i use mixlr and i like amazon music (included with prime)
and pod casts for specific showsThanks but I’m too cheap to pay when I can get for free.
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RE: Social Security Restriced Application
Delayed SS increases @ 8%. Try to get that at a bank. Plus the increased SS payments will (maybe) also be increased by cost of living adjustments. The larger SS payment will have a larger cost of living adjustment due to the larger amount of the payment. Plus I am also dribbling out IRA funds to rollover into a Roth account. Adding SS funds now would push those IRA funds into a higher tax bracket. For a few years now I have be rolling over just enough IRA money to max out my standard deduction. That allows me to roll those IRA funds over tax free.
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Social Security Restriced Application
My wife turns 66 soon and will apply for her Social Security. I’m 67 and waiting until I’m 70 so that both me and my wife can claim my higher Social Security amount. I recently found out that I can claim a restricted application for a spousal benefit to collect half of my wife’s Social Security. This will allow me to collect half of hers while my Social Security will still increase until i’m 70. Then when I reach 70 both my wife and I can claim on my increased Social Security. Does anybody know of a problem with this plan? Is this the best way to maximize our retirement income stream?
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RE: Steps to take in 2017 for the upcoming tax changes
Don’t forget to send a note to your senator/congressman congratulating them for doing something and not hiding from their own shadow.
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RE: Still Use Windows Media Center?
@mom2jel said in Still Use Windows Media Center?:
Question: is there any benefit to using WMC (or Potplayer / Plex) over Tivo and Chromecast?
We get Amazon, Hulu, Netflix, and even Plex on our Tivo; my boys like using Chromecast for sports (we only have antenna tv).
I have Tivo but find WMC much more convenient to use especially with the mouse. Plus I’m not restricted with web access. I’m not limited to what Tivo allows.
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RE: Samsung Galaxy S8 or LG V30
I ended up getting a LG V20. No edge activation issues, replaceable battery and supposed to be very tough. I may keep this V20 for awhile. The only downside so far is no notification led. That has been easily rectified by “Missed Notification Reminder”.