Anybody ever get their $5 MC GC from this offer?

@high-technology said in Bank of America Premium Rewards Credit Card – 50,000 Point Bonus, $100 Annual Travel Credit:

In your case they had a history, so your first month statement close after the deposit bumped you up …

That’s very much possible; however, given that the first level I reached was Platinum (near the end of Jan 2018), and few weeks later Platinum Honors (in mid Feb 2018), I don’t get why I didn’t become eligible for some of the lower levels earlier on in Jan 2018.

@high-technology said in Bank of America Premium Rewards Credit Card – 50,000 Point Bonus, $100 Annual Travel Credit:

For example, since Capital One is getting out of online brokerage (and I don’t want to be transferred to E-Trade), I decided to move my accounts to Merrill Edge. Since I was moved > $100K to ML, I thought i would give BOA a try too since I’ve never been thrilled with Chase over the last 20+ years. This credit card and the 50k point offer was presented when I submitted the banking application, so I figured why not…

Unfortunately, I can’t avoid the non-BOA ATM fees, get the extra points, etc. until I qualify for Preferred Rewards, so that basically means I have to have the account open and wait 3 months until I can really start using it since I usually hit a non-home bank ATM a couple of times a month.

I was an existing BofA customer (w/ a checking acct) when I opened up an ME acct in Dec 2017. I moved in > $200K to ME in mid December, 2017 (due to the $1K sign-up bonus that was being offered for moving in a balance of that size).

A little over a month later (near the end of Jan 2018) I automatically qualified for BoA Rewards Platinum status (i.e. the 2nd highest tier which gives you one free foreign ATM transaction per month). A few weeks later (by mid Feb 2018) I qualified for Platinum Honors Status (the highest tier). In total, I ended up having to wait a little over a month and a half to reach the maximum status level.

I agree w/ your point that it’s silly of BofA to make customers wait to reach that level if they’re bringing in such high amount. Am still waiting for the $1K sign-up bonus @ ME.

@my4mainecoons said in CD Thread - Post The Best Nationally Available Rates:

New email from PenFed. All $1000 to open.
1.71% APY 15 month
1.77% APY 18 month
1.87% APY 2 year
2.27% APY 5 year

Latest rates from PenFed:
https://www.penfed.org/accounts/certificates-overview

TERM | DIVIDEND RATES | APY
6 Month | 1.30% | 1.30%**
12 Month | 1.85% | 1.87%
15 Month | 1.90% | 1.92%
18 Month | 1.95% | 1.97%
2 Year | 2.00% | 2.02%
3 Year | 2.05% | 2.07%
4 Year | 2.15% | 2.17%
5 Year | 2.40% | 2.43%
7 Year | 2.45% | 2.48%

$1,000 minimum amount to open. A penalty will be imposed for early withdrawal. This will reduce earnings on the account. Please see ‘Disclosures’ below for important account information.

**6 Month certificates earn dividends on simple interest basis. All other certificate dividends are compounded daily.

@high-technology said in Capital One® accounts will move to E*TRADE® later this year:

There appears to be a targeted code of 900ME for 50% higher bonuses that is for retirement accounts only. Of course YMMV on the latter code.

It’s available to anybody who’s already a BOA Preferred Rewards member:
https://www.merrilledge.com/offers/900offer

@midori So what you’re saying is, this deal doesn’t suck an egg!

@mrvietnam said in Amex Offer: Sam’s Club membership - purchase online only - $25 back on $45:

I purchased a new Sam’s Club membership online using my enrolled Am Ex card but no $25 credit back from Am Ex. I think I know why. It looks like Sam’s Club has some shady coding going on. It looks like just a regular charge for $45 and not a new membership charge, thus it did not trigger the $25 credit. Have of any of you had the same problem? How did you get it rectified?

Umm, you upvoted a previous post of mine which offers a solution (worked for me):

https://phatwalletforums.com/post/22825

@leslie said in [$5.3 Money Gift Maze Bank, Brain Teasers and Fun Game

Use 30% off Coupon Code LLOPSAVE to get it for ONLY $5.3

30% off of $7.59 = $5.31

That’s why the pennies portion should always be provided to the hundredth decimal place.

@couponclippen
Got the same email.

@jokerzwild said in Amex Offer: Sam’s Club membership - purchase online only - $25 back on $45:

Out of curiosity (as my local Sam’s is now closed… both in my state, actually) - if I were to extend the membership, can I cancel my membership online and get a refund later?

Unless the link in the OP is up and still working at that time, it’s doubtful you’ll be able to do it on-line. It may be doable over the phone though (Costco permits that). Suggest you call up Sam’s Club customer service and ask if membership can be cancelled over the phone.