Update: NFCU 15mo add-on Special CD at 5.00% APY offer will now expire March 5th (originally supposed to expire 4/30). If you’re interested in this CD and qualify for same, I would suggest you open it asap. $50 min/$250K max deposit, limit one per member, additional deposits at any time.
For anyone interested, Ally now has an 18-month CD at 5.00% APY.
This was my first experience with Chase offers. I added this offer about two weeks ago, used 3-4 days afterward at a local restaurant on a purchase of $38, and received a $5 statement credit yesterday.
Ally 11mo no-penalty CDs are now at 4.00% APY.
(never mind - they’re now OOS too. Just the larger sizes now in stock)
Cream color still has XS and S available.
Mountain America Credit Union (MACU) has a 12-month CD at 5.25% APY with $500 minimum deposit and no stated balance cap. Easy membership requirement w/ACC membership. New members – call 1-800-748-4302 to open an account (or visit their nearest branch). A minimum $1 deposit in a Primary Savings account establishes a MACU membership.
They also offer a 12-month Growth CD at 5.25% APY with $5 minimum deposit up to a maximum of 100K. Additional funds may be added any time up to the 100K cap. Minimum $10 automatic monthly deposit requirement.
MACU also offers a 12-month Youth CD at 5.35% APY with a $5 minimum deposit and a stated balance cap of 100K. Additional deposits of up to 10K can be made annually up to age 27 (but not more than the stated balance cap).
Signature Federal Credit Union has a 6 month CD at 5.00% APY with a $500 min/$250k max deposit, limit of one Certificate per account.
Easy membership requirement (Signature FCU will enroll you into American Consumer Council (ACC), at no cost to you, therefore making you eligible for membership).
XCEL Federal Credit Union has an 18 month promo CD at 5.12% APY w/$500 minimum deposit, new money, no stated balance cap.
Also available as a traditional or Roth IRA.
Easy membership requirement by joining Ocean Running Club ($15 fee).
The 18 month promo CD is not listed on XCEL’s online application. The CSR stated that existing members can open the CD using XCEL’s online banking platform or by calling 973.275.9235. Those joining XCEL must establish their membership and then contact XCEL to open the promo CD.
For anyone interested, Ally now has a 13-month Select CD at 4.60% APY available thru 2/8/23 with no minimum to open.