Maybe I can convert my (useless) Commence by SallieMae
wmnetid
@wmnetid
Posts made by wmnetid
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RE: New Uber 4% cashback card. Restaurants and more
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RE: TD Ameritrade's no-commission ETF list to change
@almighty1 If the position is small, then probably sell it and rotate into the comparable new commission free ETF. But be careful that you do not trigger the short term trading fee if any of the shares are held less than 30 days.
If the position is large enough, then the $6.95 commission is negligible as the market value for the position could fluctuate more than that on any given day.
I, myself (taxable account), am not getting out of the Vanguard positions. However, I have advised a relative (Roth IRA) to either consolidate their small Vanguard positions into one Vanguard fund, or rotate into the new commission free ETFs.
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RE: TD Ameritrade's no-commission ETF list to change
Deadline extended to Jan 19, 2018
Minor consolation, but as article stated, you now have a little more flexibility in terms of which tax year you realize your gains/losses if you trade out of the old ETFs.
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RE: Credit Card limit your max amount if possible.
The limits of your responsibility in the event of fraud are capped.
https://www.nolo.com/legal-encyclopedia/unauthorized-credit-debit-card-charges-29654.html
There are times in your life where you may want to charge some large purchases, which might exceed the limits you have suggested. Some of my personal examples include (but are not limited to): funeral, home improvements, tuition (w/o surcharge). In the case of tuition, the total amount exceeded my credit limit so I had to sign up for an installment plan ($25 fee) so I could split up the payments into chunks that would fit under my credit limit. Of course, the cashback that I earned far exceeded the $25 fee.
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RE: TD Ameritrade's no-commission ETF list to change
The list of new ETF’s and ones being dropped are referenced at the bottom of this article:
http://www.barrons.com/articles/td-ameritrade-thats-an-enhancement-1508256156
It is almost a complete turnover. The only holdovers on the list are 7 iShares ETFs, 7 SPDR ETFs and 1 WisdomTree ETF.
For the ones being dropped, you can still trade them commission free through Nov 20.
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RE: Able to access Fatwallet but not Phatwallet
Probably because those 2 sites are not “white listed”. Same thing happened at my company when I first tried accessing the other 2 sites, but now they are accessible. Guess somebody in the IT crew that manages those settings is using the 2 new sites now.