$5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only


  • Global Moderator

    Save $5.00 on Mastercard or Visa $50 Gift Card
    when you buy ONE (1) Mastercard or Visa $50 gift card.

    Restrictions Apply. See Store for Details. Download the coupon from January 22-25 and redeem once from January 24-25 ONLY.

    While supplies last. No rain checks. Limit one coupon per customer. Excludes Visa and Mastercard $25, $100, Multipack and Variable Load gift cards. Redeem one (1) time in one transaction. Subject to availability. The Gift Cards cannot be reloaded with additional funds, nor can they be used at an ATM (Automated Teller Machine). For use in the U.S. only. No cash access. Terms and conditions apply and other fees may apply to Gift Cards. See gift card package for details. The Visa and Mastercard Gift Cards are issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

    Use up to 5 times in a single transaction.

    Limit of one coupon per household. Digital Coupons and paper coupons may not be combined on the purchase of a single item. Specially marked items, such as Clearance or Manager’s Specials may not be eligible for Digital Coupons.

    Exp. Jan. 25

    Qualifying Products:

    • Visa $50 Gift Card ($4.95 activation fee)
    • Mastercard $50 Gift Card ($4.95 activation fee)

    In Store Only

    Stacks with fuel points

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    https://www.kroger.com/c/save–5-00-on-mastercard-or-visa–50-gift-card-coupon/800000029946


  • 2K Club

    Thanks. This will be a =n easy $61 MM for me when I use my Blue Cash Preferred Card to get five $50 Visa cards on my family’s 4 Kroger accounts.


  • Global Moderator

    @mrvietnam said in $5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only:

    Thanks. This will be a =n easy $61 MM for me when I use my Blue Cash Preferred Card to get five $50 Visa cards on my family’s 4 Kroger accounts.

    YW. I knew you’d like this one. Don’t forget to factor in fuel points (at minimum $2 per card wyb 4… more if the 5th card pushes over $300 spent in January and you have a larger gas tank.

    Does the Blue Cash Preferred Card always have 6% back on groceries? That’s pretty sweet.


  • 2K Club

    @fivetalents

    Always 6% at supermarkets until you hit the annual spending cap at least, but it has a $95 annual fee and cash back at 6% is capped at $6,000 spending ($360 cash back) ia calendar year. After you reach the annual cap then it goes down to 1% cash back for the rest of the year. I joined around September last year and got my $360 cash back for last year’s spending and now I am working on getting my $360 for this year, too. So all that ($720) just for $95. Once September rolls around I will downgrade to the free 3% version until about summer 2031, when I can double dip once again on cash back over two calendar years for only one year of annual fee.

    One downside about buying boatloads of gift cards is the opportunity cost of tying up all that money and not having it sitting in savings, so that cuts into the MM aspect of it. I guess it all depends too on how fast you use them, too. For instance, Purepoint online savings currently pays an APY of 1.8%, so $6,000 for one year would earn you $108


  • Global Moderator

    @mrvietnam said in $5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only:

    @fivetalents

    Always 6% at supermarkets until you hit the annual spending cap at least, but it has a $95 annual fee and cash back at 6% is capped at $6,000 spending ($360 cash back) ia calendar year. After you reach the annual cap then it goes down to 1% cash back for the rest of the year. I joined around September last year and got my $360 cash back for last year’s spending and now I am working on getting my $360 for this year, too. So all that ($720) just for $95. Once September rolls around I will downgrade to the free 3% version until about summer 2031, when I can double dip once again on cash back over two calendar years for only one year of annual fee.

    One downside about buying boatloads of gift cards is the opportunity cost of tying up all that money and not having it sitting in savings, so that cuts into the MM aspect of it. I guess it all depends too on how fast you use them, too. For instance, Purepoint online savings currently pays an APY of 1.8%, so $6,000 for one year would earn you $108

    Thanks for all the details. I’m glad that the Blue Cash Preferred Card is still available/not a grandfathered deal, and love the 50% off annual fee tip (that 10 year time out is no joke though, LOL).


  • 2K Club

    Saw on another board:

    The coupon details say, “Use up to 5 times in a single transaction,” but I was only able to get a single $5 discount.

    I will bring with me a printout of the terms of the coupon and see if the cashier would be willing to manually adjust the total for the other $20 that doesn’t automatically deduct.

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  • Global Moderator

    @mrvietnam said in $5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only:

    Saw on another board:

    The coupon details say, “Use up to 5 times in a single transaction,” but I was only able to get a single $5 discount.

    I regularly have issues with Kroger e-coupons crediting correctly/at all. So I often take screenshots of their e-coupons and all the terms before shopping in case I have any issues at checkout that I need a cashier or manager to manually override. I don’t know whether or not they will/can for this deal or even if it works fine for most people, but I expect them to honor their advertised deals when problems occur. On rare occasions I’ve called customer service if the issue could not be resolved in-store.



  • I just walked out Kroger empty handed. The GC coupon didn’t work right. It only took 1 $5 off. When I questioned manager/cashiers, I was told the coupon was misprinted as 5x cuz in the coupon details it said one time only. So I just told them to cancel the whole transaction.


  • Global Moderator

    @niniss said in $5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only:

    I just walked out Kroger empty handed. The GC coupon didn’t work right. It only took 1 $5 off. When I questioned manager/cashiers, I was told the coupon was misprinted as 5x cuz in the coupon details it said one time only. So I just told them to cancel the whole transaction.

    That’s bogus. ALL 5x use coupons say “Limit of one coupon per household” because you have to buy all of the 1 to 5 items on the same trip/receipt/coupon. I’ve posted dozens of 5x use coupons that say “one time only.” Kroger needs to make this right.


  • 2K Club

    I brought in a printout of the terms of the offer (5x in one transaction) and the manager looked up the offer on his smartphone and evidently they had changed the terms because when they looked it up online no where did it say you could do it 5x in one transaction, so even though I printed out the terms I walked out with only one $50 gift card. I think I will call Kroger tomorrow and complain.


  • 2K Club

    @mrvietnam said in $5.00 Off Mastercard or Visa $50 Gift Cards (Up to 5x) AC @ Kroger & Participating Affiliates, January 24-25 2020 Only:

    I brought in a printout of the terms of the offer (5x in one transaction) and the manager looked up the offer on his smartphone and evidently they had changed the terms because when they looked it up online no where did it say you could do it 5x in one transaction, so even though I printed out the terms I walked out with only one $50 gift card. I think I will call Kroger tomorrow and complain.

    SCORE! I just got off the phone with Kroger customer service and the rep was very helpful and friendly. I explained the issue and how I printed out the terms and brought them with me. She said on her end she could not find anywhere of it saying “5x in one transaction” but since I was only able to get one yesterday she credited my Kroger account with $20 that can’t be used on gift cards but can be used on pretty much anything else. So if you got screwed on this deal as I did, reach out to Kroger customer service and they just might make it right for you. $20 of free groceries. Sweet.

    Evidently this deal was not coded for 5x even though in the terms it said it was 5x because I read on another board early Friday morning (the first day of he deal) that it did not work from the very beginning. They stealthily changed the terms on the offer on Saturday.


  • Global Moderator

    I just realized that I still have the coupon open in another tab. The text window for the terms is too small to show more than the 5x line, but here it is in case it helps anyone.

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