I am a Citibank customer, and when going through the application process to open a 6 month CD (2.25% APY), I am given the option chose how often interest will be paid (monthly or at maturity, to CD or to my other accounts).
It may have corrected itself with the change to Daylight Savings Time, but I highly recommend completing purchases well in advance of 7pm PT, as I believe that eBay’s internal clock is off – the last code that I tried showed as being expired an hour early…
Pay for your item by 7:00 PM Pacific Time on March 12, 2019