Best posts made by goldsheet

Live Oak Bank $300 bonus on $20,000 deposit for 60 days.
Much better than previous offer "$200 bonus on $20,000 deposit for 90 days."
https://www.liveoakbank.com/

Email from Pibank was 5.50%, will be 5.00%

@jtownsucks46
I loaded up on CDs months ago.
Have lots from 5.35% up to 5.60%
Just delaying the inevitable

Total was 5.01%, now 4.86%
Vio was 4.90%, now 4.77%

Timbr Savings was 5.25%, now 5.05%

Patriot Bank was 5.10%, now 5.05%
Vio Bank was 4.77%, now 4.66%
MyBankingDirect (Flagstar) was 4.75%, now 4.65%
Bread was 4.65%, now 4.60%
CFG was 4.75%, now 4.52%
Western State Bank was 4.50%, now 4.15%
CIT was 4.35%, now 4.20%
UFB was 4.31%, now 4.01%
Live Oak was 4.30%, now 4.20%
Synchrony was 4.30%, now 4.10%
Valley Direct was 4.25%. now 4.00%
Barclays was 4.20%, now 4.10%
Citizens Access was 4.15%, now 3.90%
Discover was 4.10%, now 3.90%

Open Bank was 5.00%, now 4.75%

Bask was 4.65%, now 4.50%
Laurel Road was 4.50%, now 4.15%

Newtek was 4.90%, now 4.70%
Brio Direct was 4.85%, now 4.75%

We wanted to inform you that effective January 3, 2025,
the Pibank Savings Annual Percentage Yield (APY*)
will be updated from 5.00% to 4.75% APY

Betterment was 4.25%, now 4.00%
Wealthfront was 4.25%, now 4.00%

Patriot Bank Money Market (5.05%) appears to be no longer available

Jenius was 4.80%, now 4.50%
Lending Club was 4.75%, now 4.50%
Rising Bank was 4.50%, now 4.40%
Western Alliance was 4.46%, now 4.40%
Upgrade was 4.41%, now 4.14%
Tab was 4.37% , now 4.26%
CIT Savings Connect was 4.20%, now 4.00%
Bank Purely was 4.12%, now 3.90%
IGO was 4.12%, now 3.90%
E*Trade was 4.10%, now 4.00%

MyBankingDirect was 4.55%, now 4.45%
Zynlo was 4.50%, now 4.40%
Primis Savings was 4.70%, now 4.35%
Primis Checking was 4.50%, now 4.20%

Western State Bank was 4.15%, now 4.00%
Sallia Mae Money Market was 4.10%, now 4.00%
Sallia Mae Savings was 4.10%, now 4.00%
Smarty Pig was 4.10%, now 4.00%

TIMBR was 4.80%, now 4.55%

@jtownsucks46
Fintech no different than Raisin FDIC pass through insurance.
Don’t need to add it to the list just an FYI.
I have an Evergreen Treasury account which they are
phasing out for the high yield checking and savings

New 5.00% $25,000 minimum
https://www.evergreenwealth.com/savings?

Popular Direct was 4.60%, now 4.50%

State Bank of Texas was 4.75, now 4.65
Pibank was 4.75, now 4.60
Total was 4.67, now 4.51
Bask was 4.50, now 4.35
Popular was 4.50, now 4.40

Peak Bank Savings was 4.75%, now 4.35%
CIBC was 4.38%, now 4.28%
Laurel Road was 4.15%, now 4.00%
USAlliance was 4.05%, now 3.90%
SallieMae Savings was 4.00%, now 3.90%
SallieMae Money Market was 4.00%, now 3.90%
Smarty Pig was 4.00%, now 3.90%

Colorado Federal High Yield Savings was 4.40% now 4.20%

Quontic was 4.75% now 4.50%
Newtek was 4.55% now 4.45%
Popular Direct was 4.40% now 4.30%
CFG was 4.37% now 4.32%
Laurel Road was 4.00% now 3.80%

CIT Platinum Savings (4.30%) Promotion

Boost your savings when you open a new Platinum Savings account with the promo code PS2025.
To meet the promotion requirements, make one or more deposits within the 30-day period after you open a new account or enroll your existing Platinum Savings account. Only new funds deposited or transferred from outside of CIT Bank count toward bonus eligibility.
The Promotion begins on February 26, 2025 and can end at any time without notice.
Bonus Amount New deposits to Platinum Savings
$225 At least $25,000 (based on 60 day hold 0.90% x 6 = 5.40% + 4.30% = about 9.70%)
$300 At least $50,000 (based on 60 day hold 0.60% x 6 = 3.60% + 4.30% = about 7.90%)
https://www.cit.com/cit-bank/platinum-savings/ps2025

OpenBank was 4.75%, now 4.40%
Northern Bank was 4.25%, now 4.00%

Patriot Bank offer seems to have disappeared (again)
Brio was 4.55%, now 4.50%
Janius was 4.50%, now 4.20%
Republic was 4.30%, now 4.25%
Popular Direct was 4.30%, now 4.20%
Synchrony was 4.10%, now 4.00%
Laurel Road was 4.00%, now 3.80%
USAlliance was 3.90%, now 3.75%
Discover was 3.75%, now 3.70%
EmigrantDirect was 3.75%, now 3.50%

Total Bank was 4.51%, now 4.47%