Best posts made by jaytrader

@ma-barker I agree. CB is much simpler these days. I’ve just been on the OBC grind for a while. I think we have seven unique OBCs between my wife and I. That’s about $1200 in net CB the easy way, and closer to $2000 the hard way, per card. I do one card per month, and that is our grocery budget for the year.

@mastroadam Thanks, I bought one.

Is this any good, and is the price any good? I am in the market, to replace my 5.1 system (too lazy to mount the rears in our new place). It’s kid shows and/or youtube on about 95% of the time these days anyway. Is $400 really worth it, or is a $100 sound bar just as good?

@cajundavid a 38k non slum home?

@MrsGuin the way stickies/pins work, is the entire thread is pinned to the top of the thread list, of a forum. Those threads are already pinned. All you need to do is edit the first post, if you’re the one who created the threads, and that can be your “intro” since it’s the first post. Unfortunately, pinning a post in a thread isn’t possible. We are, however, working on a wiki/quick summary solution which would grant you that ability.

Edit; it looks like you have the second post in each thread. For now, I would modify that as you see fit, and stay tuned for the wiki functionality.

Here you are: https://phatwalletforums.com/post/853

If you’re ok with it, I will mark this thread as Resolved. Please let me know.

@fivetalents I’d say this being public is better. No need for the mods to decide everything for the community. Everyone should have an input if they so desire.

@dangeruss she just must have found the feature. Take credit though! You deserve it

I do not believe you can do that. However, you can “Watch” a topic, which then you can click your Unread/Inbox icon (second from the left) on the top menu bar. Then, you can select to view Watched topics only. They will show in this filter list if there are any new replies since you last visited them.

I know it’s not as straightforward as FW was, but this should work for now. Basically, it’ll give you a “favorites” list of threads that you can quickly see if there are any updates on, across all forums.

@prosperity just be careful about USPS and batteries. If they ask if there are batteries, you may be obligated to say yes, otherwise the insurance could be void. I know they specifically ask about Lithium batteries, and I’m not sure if that includes Lithium Ion, which is probably in the iPod touch you have. Also, I am not sure if there is a certain capacity that is exempt, such as in small electronics. Just wanted to toss this out there so you don’t get burned.

So, in relation to the huge FICO thread at FWF, I was starting to think that perhaps a Credit forum would be good here. Perhaps as a subforum of Finance? Any takers? I know I’d contribute a lot, as I was a heavy contributor to creditboards some years ago. I have many data points, etc.

@dangeruss said in Withdrawing From Roth:

@velociraptor said in Withdrawing From Roth:

To start, no, it does not matter which ROTH IRA account you are pulling from.

Assuming no conversions or rollovers within the past 5 years, and you set up any ROTH IRA for yourself more than 5 years ago, you should not have to worry about the 5-year language.

So you can’t pull the money out if you’ve been doing backdoor IRA?

You have to have done the conversion over five years ago, I believe.

@dangeruss that’s my understanding.

@pruhtp I still think that individual stores/groups of specific stores as forum names is not going to work. There will be way too many. We do have the option of using tags though, which may allow us to merge our ideas into one. Perhaps a forum or two as a deal status indicator, and then tags for certain stores?