|
|
|
|
|
|
|
|
|
|
|
5.05% |
12/13/24 |
Patriot Bank Money Market |
$1 |
? |
? |
N |
N |
Y/Y |
- |
$100 minimum deposit to open but no ongoing minimum required. |
5.05% |
12/7/24 |
Timbr Savings |
$1000 |
? |
N |
N |
N |
Y/Y |
- |
Timbr is a division of Bridgewater Bank. $1,000 minimum to open. |
5.00% |
12/2/24 |
Pibank Savings |
$1 |
? |
? |
? |
N |
Y/Y |
- |
|
5.00% |
11/26/24 |
Open Bank High Yield Savings |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
Nationally available except for Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island. Minimum opening deposit of $500 required. |
5.00% |
11/26/24 |
Zynlo Bank Money Market |
$10 |
No Max |
N |
N |
N |
Y/Y |
- |
Balances greater than $250,000 will receive 0.10% APY. |
5.00% |
8/11/23 |
mph Bank Future Savings |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
|
4.90% |
11/27/24 |
Newtek Bank Personal High Yield Savings |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
No minimum balance to open, but customers must have a balance of $0.01 to earn interest. You may make up to 6 withdrawals from your Newtek Bank, N.A. Savings account per statement cycle, including preauthorized, automatic and telephone transfers. |
4.86% |
12/3/24 |
Total Direct Bank Money Market |
$2500 |
$1M |
? |
? |
? |
Y/Y |
- |
Nationally available except FL and US territories. Minimum opening balance is $25,000. Minimum ongoing balance to earn advertised interest rate is $2,500. Balances below $2,500 do not earn interest. Limited to 6 withdraws/transfer each month with $10 fee charged for any additional. |
4.85% |
11/15/24 |
Brio Direct High Yield Savings |
$25 |
? |
? |
N |
N |
Y/Y |
- |
$5k minimum opening deposit; ongoing minimum balance to earn APY is $25 |
4.85% |
9/27/24 |
Brilliant Bank Surge Money Market |
$1 |
No Max |
? |
? |
? |
Y/Y |
- |
Nationally available except AR, KS, MO, and OK. Minimum $2,000 balance to avoid $10 monthly service charge. There is a $2.55 charge for external transfers initiated at Brilliant Bank and 5k daily/monthly limit on transfers initiated at Brilliant Bank. |
4.80% |
11/8/24 |
Valley Direct Savings |
$1 |
? |
N |
N |
N |
Y/Y |
- |
4.80% rate is for new customers only. Current customer rate is 4.00%. |
4.80% |
10/24/24 |
Jenius Bank Savings |
$1 |
? |
? |
? |
N |
Y/Y |
- |
Not available to residents of Hawaii or New Mexico. |
4.75% |
11/26/24 |
State Bank of Texas Money Market |
$1 |
? |
? |
? |
N |
Y/Y |
- |
$100,000 minimum deposit required to earn rate |
4.75% |
11/26/24 |
Poppy Bank Premier Online Savings |
$1000 |
? |
? |
N |
N |
Y/Y |
- |
A minimum balance of $1,000 must be maintained to obtain the advertised Annual Percentage Yield. Electronic statements must be activated, and enrollment maintained, to avoid a monthly $5.00 paper statement fee. |
4.75% |
11/26/24 |
Lending Club High Yield Savings |
$100 |
? |
? |
N |
Y |
Y/Y |
- |
Requires $250 monthly deposit. Without $250 monthly deposit, account pays 4.30%. |
4.75% |
11/20/24 |
Quontic Money Market |
$1 |
No Max |
? |
N |
Y |
Y/Y |
- |
Minimum opening balance of $100 required. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. |
4.75% |
11/15/24 |
Modern Bank High Yield Money Market |
$100k |
? |
? |
N |
N |
Y/Y |
- |
100k min balance to open and receive interest ongoing. |
4.75% |
11/15/24 |
First Foundation Online Money Market |
$1 |
? |
? |
N |
N |
? |
- |
The minimum balance to open the Online Money Market Account is $1,000; new money only. The minimum balance to earn the APY is $0.01. External transfer limits are $100,000 per day/settlement period, and up to $250,000 per rolling 30-day period. |
4.75% |
11/15/24 |
First Foundation Online Savings |
$1 |
? |
? |
N |
N |
? |
- |
External transfer limits are $100,000 per day/settlement period, and up to $250,000 per rolling 30-day period. |
4.75% |
11/8/24 |
EverBank High Pledge Online Savings |
$1 |
? |
? |
Y |
Y |
Y/Y |
- |
Previously was TIAA Bank. |
4.75% |
11/1/24 |
Northern Bank Direct Money Market |
$1 |
? |
N |
Y |
Y |
Y/Y |
- |
$5k min to open but no ongoing min balance requirements |
4.70% |
12/6/24 |
Primus Bank Savings |
$1 |
? |
? |
N |
N |
Y/Y |
|
New customer sign-ups currently on hold. Free incoming wires. |
4.69% |
11/11/24 |
First Internet Bank Savings |
$1M |
No Max |
? |
? |
? |
? |
- |
1M minimum balance required. Balances below 1M earn 3.77%. Must maintain $4,000 average daily balance to waive $5 monthly fee. |
4.66% |
12/13/24 |
Vio Cornerstone Money Market |
$1 |
? |
? |
N |
Y |
Y/Y |
- |
$100 minimum to open. A $10 fee will be charged for each withdrawal in excess of 6 per monthly statement cycle. $5 fee to receive paper statements. |
4.65% |
12/13/24 |
MyBankingDirect Savings |
$1 |
? |
Y |
- |
- |
- |
|
$500 to open; no ongoing minimum |
4.65% |
11/15/24 |
Bask Bank Savings |
$1 |
? |
? |
N |
N |
Y/Y |
- |
|
4.60% |
12/6/24 |
Bread Financial High Yield Savings(formerly Comenity Direct Bank) |
$100 |
? |
? |
N |
N |
Y/Y |
- |
Maximum deposit limit of $1 million per account and $10 million limit per customer |
4.60% |
12/5/24 |
Bank 5 Connect High Interest Savings |
$100k |
No Max |
? |
N |
N |
Y/Y |
- |
100k minimum balance to earn rate. FDIC Insured for up to $250,000 and DIF Insured for over $250,000, meaning 100% of deposits are insured in full; $1 monthly fee for optional paper statements |
4.60% |
12/4/24 |
Ivy Bank High Yield Savings |
$2,500 |
1M |
? |
? |
? |
Y/Y |
- |
Nationally available except CA. Balances below $2,500 do not earn interest. |
4.60% |
11/15/24 |
Popular Direct Select Savings |
$1 |
? |
? |
N |
N |
Y/Y |
- |
$100 to open; no ongoing minimum |
4.55% |
11/15/24 |
CIT Bank Platinum Savings |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
$100 to open; no ongoing minimum. Balances $5k+ earn 4.85%. Balances less than 5k earn 0.25%. |
4.52% |
12/13/24 |
CFG Bank Online High Yield Money Market |
$1000 |
No Max |
? |
N |
Y |
Y/Y |
- |
Minimum balance of $1,000 must be maintained to earn advertised interest rate |
4.51% |
11/26/24 |
CIBC Agility Online Savings |
$1k |
$1,000,000 |
? |
N |
N |
? |
- |
Initial deposit limited to no more than $250k |
4.50% |
12/13/24 |
Raisin Platform Highest Rate |
$1 |
? |
? |
N |
N |
Y/Y |
- |
|
4.50% |
11/8/24 |
Merchant’s Bank Money Market Savings |
$1 |
$1M |
? |
N |
N |
Y/Y |
- |
$50 to open but no ongoing minimum balance |
4.50% |
11/8/24 |
Evergreen Bank Group High Yield Online Savings |
$1 |
? |
? |
N |
N |
Y/Y |
- |
$100 min required to open; no ongoing min; capped at 1M |
4.50% |
11/8/24 |
Virtual Bank Money Market |
$1 |
? |
? |
? |
? |
? |
- |
|
4.50% |
9/27/24 |
Rising Bank High Yield Savings Account |
$1,000 |
500k |
? |
? |
? |
Y/Y |
- |
|
4.50% |
9/27/24 |
Primus Bank Premium Checking |
$1 |
? |
? |
N |
N |
Y/Y |
|
New customer sign ups currently on hold. Foreign ATM fees reimbursed. First check order is free. Free incoming wires. |
4.50% |
5/5/23 |
Prime Alliance Personal Savings |
$1 |
? |
? |
? |
? |
Y/Y |
- |
|
4.46% |
11/26/24 |
Republic Bank of Chicago Digital Money Market |
$2,500 |
? |
? |
? |
? |
? |
- |
Nationally available except IL, IN, MI, and WI. $2,500 minimum balance required to avoid $25 monthly fee and earn interest. External Transfers using Republic Bank’s transfer service: The monthly maximum is 10 total external transfers, not to exceed the aggregate monthly total of $10,000.00. The individual transfer limit is $2,500.00 per transaction. |
4.46% |
11/8/24 |
Western Alliance Bank Savings Premier |
$1 |
? |
? |
? |
N |
Y/Y |
- |
$500 minimum deposit to open; no ongoing minimum |
4.40% |
9/27/24 |
All America Bank Mega Money Market |
$1 |
$100k |
N |
N |
Y |
Y/Y |
- |
$100k max |
4.40% |
9/27/24 |
Redneck Mega Money Market |
$1 |
$100k |
N |
N |
Y |
Y/Y |
- |
$100k max |
4.40% |
8/25/23 |
Colorado Federal Savings Bank High Yield Savings |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
Only allows transfers to & from original linked account. New customers who deposit a minimum of 50k may choose to open a Premier Savings account which pays 4.45% |
4.37% |
12/4/24 |
Tab Bank High Yield Savings |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
$2,500 to open and $1 minimum ongoing to earn advertised interest rate. E-statements are free; paper statements $5 a month. |
4.35% |
3/29/23 |
b1BANK High Yield Savings |
$1 |
? |
? |
? |
? |
?/? |
- |
This account can only be opened with funds not currently on deposit with b1BANK. $0 quarterly service charge if account receives eStatements. ($5.00 paper statement fee.) |
4.35% |
12/16/22 |
MySavingsDirect My Savings Account |
$0 |
? |
N |
N |
N |
Y/N* |
- |
2 max external bank links, can only push money out (no pulls) |
4.30% |
10/24/24 |
EverBank High Pledge Money Market |
$100k |
? |
? |
Y |
Y |
Y/Y |
- |
Previously was TIAA Bank. Current ongoing tiered rates are: 100k+ 4.30%, 50k-99.9k 4.30%, 25k-49.9k 4.30%, 10k-24.9k 4.30%, 0-9.9k 1.00% |
4.26% |
7/21/23 |
SFGI Direct Savings |
$500 |
? |
N |
N |
N |
Y/Y |
- |
$500 min to open. Only 1 external account |
4.25% |
12/4/24 |
Community Wide Federal Credit Union Hi Rate Monthly |
$1 |
? |
? |
N |
N |
Y/Y |
- |
Withdrawals are only allowed during first 5 days of each month. Withdrawing outside of this timeframe incurs a 15 day interest penalty. |
4.25% |
11/26/24 |
Dollar Savings Direct Dollar Savings Account |
$1 |
No Max |
N |
N |
N |
Y/N |
- |
|
4.25% |
11/20/24 |
Wealthfront Cash |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
No minimum balance requirement. Sweep account into 4 banks so up to 1M in FDIC insurance. |
4.25% |
11/15/24 |
SalemFiveDirect High Yield Savings |
$100 |
$1M |
? |
N |
N |
Y/Y |
- |
|
4.25% |
11/15/24 |
Betterment Cash Reserve |
$1 |
? |
? |
? |
N |
Y/Y |
- |
|
4.20% |
12/9/24 |
Live Oak Bank Savings |
$1 |
? |
N |
N |
Y |
Y/Y |
- |
|
4.20% |
11/15/24 |
CIT Bank Savings Connect |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
The minimum to open a Savings Connect account is $100. |
4.15% |
12/13/24 |
Western State Bank High Yield Money Market |
$1 |
$10M |
? |
? |
? |
Y/Y |
- |
|
4.12% |
12/4/24 |
iGObanking Money Market |
$25k |
? |
N |
N |
Y |
Y/Y |
|
Minimum balance required is $25,000 to earn interest. |
4.12% |
12/4/24 |
PurelyMoneyMarket |
$25k |
? |
N |
N |
Y |
Y/Y |
|
Minimum balance required is $25,000 to earn interest. |
4.10% |
12/6/24 |
Sallie Mae Money Market |
$1 |
? |
N |
Y |
N |
Y/Y |
- |
Sallie Mae FAQs |
4.10% |
12/6/24 |
Sallie Mae High Yield Savings |
$1 |
? |
N |
Y |
N |
Y/Y |
- |
Sallie Mae FAQs |
4.10% |
12/4/24 |
ConnectOneBank Online Savings |
$2500 |
? |
? |
N |
N |
Y/Y |
- |
Tiered rate: $0 - $2499 pays 0%, $2500 to $249,999 pays 4.00%, and $250,000+ pays 4.10%. |
4.10% |
11/26/24 |
Synchrony Bank High Yield Savings |
$1 |
? |
N |
N |
N |
Y/Y |
- |
If your account is left with a $0 balance for greater than 60 days, it may be subject to closure. |
4.10% |
11/20/24 |
E Trade Premium Savings |
$1 |
? |
? |
? |
? |
Y/Y |
- |
|
4.10% |
11/1/24 |
Barclays Online Savings |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
remote deposit via PC or mobile; online 1099-INT but paper copy sent in the mail. |
4.10% |
10/10/24 |
SmartyPig by Sallie Mae |
$1 |
? |
N |
N |
N |
Y/N |
- |
|
4.07% |
1/25/23 |
Mutual One Mo Premium Savings |
$20k |
? |
? |
N |
N |
Y/Y |
- |
Ongoing 20k balance required to earn advertised rate. |
4.05% |
11/20/24 |
USAlliance Financial High Dividend Savings |
$500 |
? |
? |
? |
? |
?/? |
- |
|
4.01% |
12/13/24 |
UFB Direct Portfolio Savings |
$1 |
? |
? |
N |
Y |
Y/Y |
- |
|
4.01% |
12/13/24 |
UFB Direct Portfolio Money Market |
$5,000 |
? |
? |
N |
Y |
Y/Y |
- |
$5,000 balance required to avoid $10 monthly maintenance fee. |
4.00% |
11/20/24 |
Webull Cash Management |
$1 |
? |
? |
? |
N |
Y/Y |
- |
|
4.00% |
11/20/24 |
Quontic High Yield Savings |
$1 |
No Max |
? |
N |
Y |
Y/Y |
- |
Minimum opening balance of $100 required. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. |
4.00% |
11/15/24 |
Empower Personal Cash |
$1 |
No Max |
? |
N |
N |
Y/Y |
- |
Interest begins accruing once your funds are transferred into the Program Banks, generally within 2-3 business days after a deposit is initiated. 8 Partner Banks so up to 2M in FDIC insurance. |
4.00% |
11/15/24 |
IGObanking Money Market |
$25k |
? |
N |
N |
Y |
Y/Y |
- |
|
4.00% |
11/15/24 |
Bank Purely Insured MoneyMarket |
$25k |
? |
N |
N |
Y |
Y/Y |
|
Minimum $25k to open and earn interest ongoing. |
4.00% |
9/27/24 |
Elements Financial Credit Union High Yield Savings |
$10k |
No Max |
N |
N |
N |
Y/Y |
- |
|
4.00% |
7/7/23 |
Emigrant Direct American Dream Savings |
$1 |
? |
N |
N |
N |
Y/N |
- |
|
3.90% |
12/4/24 |
Marcus by Goldman Sachs Savings |
$1 |
$250k |
N |
N |
N |
Y/Y |
- |
|
3.90% |
12/4/24 |
American Express High Yield Savings |
$1 |
? |
N |
N |
N |
Y/Y |
- |
- |
3.90% |
11/26/24 |
Citizen’s Access Savings |
$5,000 |
No Max |
? |
N |
N |
Y/Y |
- |
0.25% for balances under $5,000 |
3.90% |
11/26/24 |
Discover Bank Savings |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
No minimum deposit |
3.90% |
11/15/24 |
FNBO Direct Savings |
$1 |
? |
N |
N |
N |
Y/Y |
- |
No minimum balance requirement |
3.90% |
9/27/24 |
My e Banc Money Market |
$100k |
? |
? |
? |
Y |
? |
- |
Balances below 100k earn 3.40%. |
3.80% |
12/13/24 |
Ally Bank Money Market |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
1099-INT online & paper, unlimited external bank links, offers 1-day ACH transfers |
3.80% |
12/13/24 |
Ally Bank Online Savings |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
1099-INT online & paper, unlimited external bank links, offers 1-day ACH transfers |
3.80% |
12/6/24 |
Capital One 360 Performance Savings |
$1 |
? |
N |
N |
N |
Y/Y |
- |
|
3.77% |
4/19/24 |
First Internet Bank Savings |
$100 |
? |
? |
? |
? |
? |
- |
Must maintain $4,000 average daily balance to waive $5 monthly fee. Pays 4.95% with a daily balance above $1M |
3.40% |
9/27/24 |
My e Banc Money Market |
$5,000 |
? |
? |
? |
? |
? |
- |
Minimum opening deposit is $5,000 but no ongoing minimum balance requirement. Balances below 100k earn 3.40%. Balances above 100k earn 3.90%. |
3.25% |
11/10/22 |
Northpointe Ultimate Money Market Account |
$25k |
3M |
? |
N |
N |
? |
- |
$25k min balance required to receive 2.95% interest rate |
3.25% |
11/10/22 |
Northpointe Bank Ultimate Savings |
$25k |
3M |
? |
? |
N |
Y/Y |
- |
25k minimum balance required to receive 2.95% interest rate |
3.10% |
3/1/23 |
Alliant Savings |
$5 |
|
N |
N |
A |
Y/Y |
- |
Rate requires a daily average minimum balance of $100. |
3.00% |
6/7/23 |
PenFed Premium Online Savings |
$5 |
? |
N |
N |
N |
Y/Y |
- |
|
2.64% |
12/4/24 |
Self-Help CU Money Market |
$500 |
? |
? |
Y |
Y |
?/? |
- |
$5 fee for balances less than $500 |
2.53% |
8/11/23 |
National Cooperative Bank Impact Money Market |
$100 |
? |
? |
N |
N |
Y/Y |
- |
$25 monthly fee if balance falls below $5,000 |
2.50% |
12/13/24 |
Varo Savings |
$1 |
? |
? |
N |
N |
Y/Y |
- |
|
2.50% |
10/10/24 |
Paramount Bank High Interest Checking |
$1 |
? |
? |
Y |
Y |
Y/Y |
- |
Paramount Bank will automatically refund up to 20 (twenty) convenience fees per month. |
1.55% |
9/22/22 |
CIT Bank Money Market Account |
$100 |
? |
? |
N |
N |
Y/Y |
- |
|
1.50% |
8/18/22 |
Bank 5 Connect High Interest Savings |
$100 |
No Max |
? |
N |
N |
Y/Y |
- |
FDIC Insured for up to $250,000 and DIF Insured for over $250,000, meaning 100% of deposits are insured in full; $1 monthly fee for optional paper statements |
1.25% |
12/4/24 |
Community Wide Federal Credit Union Savings |
$1 |
? |
? |
N |
N |
Y/Y |
- |
|
1.10% |
12/14/22 |
Vio Bank High Yield Online Savings |
$100 |
? |
? |
N |
N |
Y/Y |
- |
|
1.00% |
9/25/22 |
Elements Financial Credit Union Helium Savings |
$2,500 |
No Max |
N |
N |
N |
Y/Y |
- |
|
1.00% |
9/22/22 |
CIT Bank Savings Builder |
$1 |
No Max |
N |
N |
N |
Y/Y |
- |
Requires minimum $100 deposit to open. Balance under $25,000 pays 0.40%, under $25,000 with at least $100 monthly deposit pays 1.00%, over $25,000 pays 1.00% |