Posts made by jtownsucks46

Patriot Bank MM is back but rate has dropped to 4.56%

https://bankpatriot.com/online-money-market

Added Neighbor’s Bank Savings to the list at 4.75%. You have to enter your email and wait about a week to get an email from them to proceed with the application process.

ROGER has a bonus of sorts:

For any customer who sets a Savings Goal and selects Round Up as a way to save, ROGER automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your Checking Account into your Savings Account. For the first 90 days after account opening, ROGER will match 100% of round-ups, up to $100.00 and deposit it into your savings the first business day following 90 days after account opening. Starting on the first business day of the month following the initial 90 days, ROGER will match 15% of round-ups, up to $20.00 per month. The Round Up funds will be deposited in your Savings Account every 30 days following the start of the new 15% Round Up match period. If you turn off Round Up as a way to save, you will no longer receive Round-Up Match funds. The match credit is tax reportable, but should not be reported as interest.

Patriot Bank is allowing new account openings again. Added back on to the list at 4.76%.

Also added Roger Bank at 5%, Evergreen Wealth Savingsat 5%(25k min across checking and savings), OMB Bank at 4.56%, and Evergreen Wealth Checking at 4%(25k min across checking and savings).

@sonofzeus said in Free 3GB of data, 100 Mins Voice & 300 Texts from Helium Mobile. Zero contracts. Bring your own device and number.:

does helium permit tethering?
I want this deal with a new number. Doable?

I am not sure about tethering but it does let you hotspot. Yes, you can get a new number.

I have two invite codes left on my account that I can provide to anyone interested. You would download the app and put the code in. The services is T-Mobile based. I would say it’s important to note that part of the sign-up process is taking a picture of the front and back of your driver’s license/id and taking a selfie. A credit card is NOT required. They also require you have location sharing on at all times. They are giving the service for free but it’s really not free because you are giving them a lot of data on an ongoing basis that I’m assuming they can sell.

Western Alliance Bank Savings was 4.35% now 4.30%
Barclays Bank Savings was 4.00% now 3.90%
FNBO Direct Savings was 3.75% now 3.60%

Brio Direct Savings was 4.75% now 4.55%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

New 5.00% $25,000 minimum
https://www.evergreenwealth.com/savings?

Not sure I trust it - I wonder what the conditions are that have to be met?

Your cash is FDIC-insured when it is deposited and sitting in the Checking or Savings account. Deposits are FDIC-insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. FDIC insurance only covers the failure of an FDIC-insured bank.

Brilliant Bank Money Market was 4.85% now 4.70%
Newtek Bank Savings was 4.70% now 4.55%
Bread Financial Savings was 4.50% now 4.40%
Western Alliance Bank Savings was 4.40% now 4.35%
Everbank Performance Savings was 4.40% now 4.30%

Vio Bank Cornerstone MM was 4.56% now 4.46%
CFG Bank MM was 4.52% now 4.37%
Zynlo Bank Tomorrow Savings was 4.50% now 4.35%
Northern Bank Direct MM was 4.50% now 4.25%
Bank5 Connect Jumbo Savings was 4.50% now 4.25%

Zynlo Bank Tomorrow Savings was 5.00% now 4.50%
Zynlo Bank Money Market was 5.00% now 4.40%
Poppy Bank Savings was 4.75% now 4.50%

Poppy Bank Savings was 4.75% now 4.50%

Vio Bank Money Market Savings was 4.66% now 4.56%
Valley Direct Savings was 4.55% now 3.75%
Western Alliance Bank Savings was 4.46% now 4.40%
CommunityWide FCU Monthly Savings was 4.25% now 4.00%
iGoBanking Index MM was 4.12% now 3.90%
Bank Purely Index MM was 4.12% now 3.90%
E-Trade by Morgan Stanley Private Bank was 4.10% now 4.00%
Self Help CU MM was 2.64% now 2.43%
CommunityWide FCU Savings was 1.25% now 1.00%

Northern Bank Direct MM was 4.75% now 4.50%

Total Bank MM was 4.86% now 4.67%
MyBankingDirect Savings was 4.65% now 4.55%
Prime Alliance Bank Savings was 4.50% now 4.15%
SalemFiveDirect Savings was 4.25% now 4.01%
Webull Cash Management was 4.00% now 3.75%
Paramount Bank Checking was 2.50% now 2.25%

EverBank Performance Savings was 4.75% now 4.40%
CIT Bank Platinum Savings was 4.55% now 4.35%
CIBC Bank Agility Savings was 4.51% now 4.38%
My Savings Direct (Emigrant Bank) Savings was 4.35% now 4.10%
EverBank Performance MM was 4.30% now 4.00%
Dollar Savings Direct (Emigrant Bank) Savings was 4.25% now 4.00%
CIT Bank Savings Connect was 4.20% now 4.00%
Quontic Bank Savings was 4.00% now 3.85%
Emigrant Direct (Emigrant Bank) was 4.00% now 3.75%

Valley Direct Savings(new customer rate) was 4.80% now 4.55%
First Foundation Savings & MM was 4.75% now 4.50%
First Internet Bank Savings was 4.69% now 4.42%
Bread Financial Savings was 4.60% now 4.50%
Evergreen Bank Savings was 4.50% now 4.25%
Republic Bank of Chicago MM was 4.46% now 4.30%
Barclays Bank Savings was 4.10% now 4.00%
Empower Personal Cash was 4.00% now 3.75%
Citizens Bank Access Savings was 3.90% now 3.70%
FNBO Direct Savings was 3.90% now 3.75%

TIMBR (Bridgewater Bank) Savings was 5.05% now 4.80%

Bank5 Connect Jumbo Savings was 4.60% now 4.50%
Ivy Bank Savings was 4.60% now 4.25%
Merchant’s Bank of Indiana MM was 4.50% now 4.25%
Virtual Bank MM was 4.50% now 4.25%
US Alliance Financial Savings was 4.05% now 3.90%
American Express National Bank Savings was 3.90% now 3.80%
Discover Bank Savings was 3.90% now 3.75%

Bank of Hope 5.10% appears to be dead. Account removed from the website. Not sure if current customers are still earning 5.10% or if they’ve lowered.

Primis Bank Savings was 4.75% now 4.70%
Bread Financial Savings was 4.65% now 4.60%
Dayspring Bank MM (via raisin) was 4.45% now 4.40%
American First CU MM (via raisin) was 4.45% now 4.40%
Sallie Mae Bank MM was 4.20% now 4.10%
Sallie Mae Bank Savings was 4.20% now 4.10%
Capital One 360 Savings was 3.90% now 3.80%

Ivy Bank Savings was 5.00% now 4.60%
Tab Bank Savings was 4.52% now 4.37%
CommunityWide FCU Monthly Savings was 4.50% now 4.25%
Connect One Bank Savings was 4.40% now 4.10%
Citizens State Bank Savings (via raisin) was 4.35% now 4.00%
iGoBanking Index MM was 4.34% now 4.12%
Bank Purely Index MM was 4.35% now 4.12%
Marcus by Goldman Sachs Savings was 4.10% now 3.90%
American Express Savings was 4.00% now 3.90%
Self Help CU MM was 3.15% now 2.64%
CommintyWide FCU Savings was 1.50% now 1.25%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Email from Pibank was 5.50%, will be 5.00%

Thanks! Newtek Bank Savings also down to 4.90% from 5.25%

Lending Club Savings was 5.00% now 4.75%
Poppy Bank Savings was 5.00% now 4.75%
State Bank of Texas MM was 4.96% now 4.75%
MyBankingDirect Savings was 4.85% now 4.75%
Dollar Savings Direct Savings was 4.85% now 4.25%
Bread Financial Savings was 4.75% now 4.65%
Republic Bank of Chicago MM was 4.61% now 4.46%
CIBC Bank Savings was 4.61% now 4.51%
Synchrony Bank Savings was 4.30% now 4.10%
Citizens Access Savings was 4.15% now 3.90%
Discover Bank Savings was 4.00% now 3.90%
Capital One Savings was 4.00% now 3.90%

Total Direct Bank MM was 5.11% now 5.01%
Quontic Bank MM was 5.00% now 4.75%
CFG Bank Online MM was 4.80% now 4.65%
Harborstone CU MM (via raisin) was 4.55% now 4.30%
Grand Bank MM (via raisin) was 4.50% now 4.31%
CF Bank Savings (via raisin) was 4.50% now 4.20%
Wealthfront Cash was 4.50% now 4.25%
Quontic Bank Savings was 4.25% now 4.00%
US Allliance Financial Savings was 4.25% now 4.05%
Webull Cash Management was 4.25% now 4.00%
Etrade Savings was 4.25% now 4.10%
Ally Bank MM was 4.00% now 3.85%
Ally Bank Savings was 4.00% now 3.85%

Brio Direct Savings was 5.00% now 4.85%
Modern Bank MM was 5.00% now 4.75%
First Foundation Bank MM was 4.90% now 4.75%
First Foundation Bank Savings was 4.90% now 4.75%
Bank Bank Savings was 4.85% now 4.65%
CIT Bank Savings was 4.70% now 4.55%
Connect One Bank Savings was 4.70% now 4.40%
Popular Direct Savings was 4.65% now 4.60%
Grand Bank MM (via raisin) was 4.57% now 4.50%
Adda Bank Savings (via raisin) was 4.55% now 4.25%
Dayspring Bank MM (via raisin) was 4.52% now 4.45%
Liberty Savings Bank Savings (via raisin) was 4.50% now 4.36%
MPH Bank MM (via raisin) was 4.50% now 4.36%
Betterment Cash Reserve was 4.50% now 4.25%
SalemFiveDirect Savings was 4.50% now 4.25%
Customers Bank Savings (via raisin) was 4.41% now 4.16%
CIT Bank Savings Connect was 4.35% now 4.20%
Generations Bank MM (via raisin) was 4.34% now 4.01%
FNBO Direct Savings was 4.25% now 3.90%
iGoBanking MM was 4.25% now 4.00%
Bank Purely Insured MM was 4.25% now 4.00%
Empower Personal Cash was 4.20% now 4.00%
RB Max Savings (via raisin) was 4.15% now 3.90%

Lending Club Savings was 5.15% now 5.00%
Valley Direct Savings was 5.05% now 4.80%
EverBank Performance Savings was 5.05% now 4.75%
Western Alliance Bank Savings was 4.81% now 4.46%
Merchants Bank of Indiana MM was 4.75% now 4.50%
Evergreen Bank Savings was 4.75% now 4.50%
Virtual Bank Money Market was 4.75% now 4.50%
Republic Bank of Chicago MM was 4.71% now 4.61%
Western Alliance Bank Savings (via raisin) was 4.65% now 4.35%
American First CU MM was 4.60% now 4.45%
UFB Portfolio Savings was 4.57% now 4.31%
UFB Portfolio MM was 4.57% now 4.31%
Blue FCU MM (via raisin) was 4.50% now 4.25%

Bank5Connect Savings was 5.10% now 4.95%
Brio Direct Savings was 5.05% now 5.00%
Vio Bank Money Market was 5.05% now 4.90%
CFG Bank Money Market was 5.00% now 4.90%
MyBankingDirect Savings was 5.00% now 4.85%
Northern Bank Direct Money Market was 4.85% now 4.75%
Cloud Bank 24/7 Savings (via raisin) was 4.62% now 4.57%
Quontic Bank Savnigs was 4.50% now 4.25%
Barclays Bank Savings was 4.20% now 4.10%
Self Help CU MM was 3.36% now 3.15%

2 Additions to the list:

Timbr(Bridgewater Bank) Savings 5.25% https://timbrfinancial.com/
Patriot Bank MM 5.10% https://bankpatriot.com/online-money-market

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

CFBank Savings(via raisin) was 4.60% now 4.50%

It shows 5.00% APY on my MMA and no mention of Raisin on their website.

They may offer an account direct as well but the one on the list is through raisin:

https://www.raisin.com/en-us/banks/cfbank

Maybe you mixed up CFG Bank and CF Bank? CFG does appear to be paying 5% and is on the list in the very first post.

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

CFBank Savings(via raisin) was 4.60% now 4.50%

It shows 5.00% APY on my MMA and no mention of Raisin on their website.

They may offer an account direct as well but the one on the list is through raisin:

https://www.raisin.com/en-us/banks/cfbank

Lending Club Savings was 5.30% now 5.15%
Total Bank MM was 5.26% now 5.11%
State Bank of Texas MM was 5.22% now 4.96%
Vio Bank MM was 5.20% now 5.05%
Brio Direct Savings was 5.15% now 5.05%
Jenius Bank Savings was 5.05% now 4.80%
Western Alliance Bank Savings was 5.01% now 4.81%
Bread Savings was 4.95% now 4.75%
Popular Direct Savings was 4.85% now 4.76%
Western Alliance Bank Savings(via raisin) was 4.70% now 4.65%
Dayspring Bank Savings(via raisin) was 4.67% now 4.57%
American First CU MM(via raisin) was 4.65% now 4.60%
Adda Bank Savings(via raisin) was 4.65% now 4.55%
Cloud Bank 24/7 Savings(via raisin) was 4.65% now 4.62%
CFBank Savings(via raisin) was 4.60% now 4.50%
Generations Bank MM(via raisin) was 4.60% now 4.34%
The State Exchange Bank Savings(via raisin) was 4.55% now 4.47%
Marcus Bank Savings was 4.25% now 4.10%
American Express Savings was 4.10% now 4.00%
Discover Bank Savings was 4.10% now 4.00%
Capital One Bank Savings was 4.10% now 4.00%

Western Alliance Bank Savings was 5.11% now 5.01%
CFG Bank MM was 5.05% now 5.00%
Popular Direct Savings was 4.90% now 4.85%
Uncle Credit Union MM (via raisin) was 4.90% now 3.99%
UFB Direct Savings & MM was 4.83% now 4.57%
American First CU MM (via rasin) was 4.80% now 4.65%
Nelnet Bank Savings (via raisin) was 4.71% now 4.55%
Dayspring Bank Savings (via raisin) was 4.71% now 4.67%
Blue FCU MM (via raisin) was 4.70% now 4.50%
Smarty Pig by Sallie Mae was 4.25% now 4.10%
Paramount Bank Interest Checking was 3.25% now 2.50%

Sallie Mae Savings and MM both dropped from 4.50% to 4.20%

Ivy Bank High Yield Savings was 5.30% now 5.00%
Citizen’s Access Savings was 4.50% now 4.15%
Modern Bank High Yield Money Market was 5.20% now 5.00%
CFG Bank High Yield Money Market was 5.19% now 5.05%
Bask Bank Savings was 5.10% now 4.85%
Tab Bank Savings was 5.02% now 4.52%
Webull Cash Management was 5.00% now 4.25%
CommunityWide FCU Hi Rate Savings Monthly was 5.00% now 4.50%
Popular Direct Savings was 4.95% now 4.90%
American First CU MM (via raisin) was 4.90% now 4.80%
Adda Bank Savings (via raisin) was 4.90% now 4.80%
Republic Bank of Chicago MM was 4.85% now 4.71%
Western Bank MM was 4.85% now 4.50%
iGo Banking Index MM was 4.78% now 4.34%
Bank Purely Index MM was 4.78% now 4.35%
Nelnet Bank Savings (via raisin) was 4.76% now 4.71%
Mph Bank MM (via raisin) was 4.70% now 4.50%
First Mid Bank & Trust MM (via raisin) was 4.60% now 3.56%
Liberty Savings Bank Savings (via raisin) was 4.60% now 4.50%
US Alliance Financial Savings was 4.55% now 4.25%
Synchrony Bank Savings was 4.50% now 4.30%
Live Oak Bank Savings was 4.40% now 4.30%
American Express Savings was 4.25% now 4.10%

Table updated.

Removed from the list:

We want to let you know that after careful consideration we’ll be decommissioning Milli Bank, with the closure taking effect on November 15, 2024.

CIT Bank Platinum Savings was 5.00% now 4.85%
iGObanking MM was 5.05% now 4.75%
Purely MM was 5.05% now 4.75%
RB Max Savings(via raisin) was 5.05% now 4.40%

My Banking Direct Savings was 5.45% now 5.35%
Harborstone CU MM (via raisin) was 5.25% now 5.20%
nelnetbank Savings (via raisin) was 5.22% now 5.00%
Dayspring Bank MM (via raisin) was 5.21% now 5.16%
Western State Bank MM was 5.15% now 4.85%

Tab Bank Savings was 5.27% now 5.02%
UFB Direct Savings was 5.25% now 5.15%
UFB Direct MM was 5.25% now 5.15%
First Mid Bank & Trust MM (via raisin) was 5.18% now 4.60%
Mission Valley Bank Savings (via raisin) was 5.09% now 5.15%
Rising Bank Savings was 5.00% now 4.90%
Virtual Bank MM was 5.00% now 5.25%

MyBankingDirect Savings was 5.55% now 5.45%
Cloud Bank 24/7 Savings(via raisin) was 5.24% now 5.22%
Western Alliance Bank Savings(via raisin) was 5.22% now 5.27%
America First CU MM(via rasin) was 5.20% now 5.24%
Ponce Bank MM(via raisin) was 5.20% now 5.26%
Harborstone CU MM(via raisin) was 5.15% now 5.25%
Popular Direct Savings was 5.15% now 5.05%
RB Max Savings(via raisin) was 5.15% now 5.05%
EverBank Savings was 5.15% now 5.05%
Mission Valley Bank Savings(via raisin) was 5.12% now 5.09%
First Mid Bank & Trust Savings(via raisin) was 4.80% now 5.18%
Border Bank MM(via raisin) was 4.50% now 4.00%
EverBank MM was 4.30% now 4.05%
E-Trade Savings was 4.25% now 4.50%

InRoads FCU (via raisin) was 5.13% now 5.23%

American First CU MM (via raisin) was 5.24% now 5.20%
Harborstone CU MM (via raisin) was 5.25% now 5.15%

UFB High Yield Savings and High Yield MM have been discontinued and replaced by UFB Secure Savings and Secure MM; new accounts pay same APY as old accounts - 5.25%

First Foundation Bank Online MM was 5.25% now 4.90%
Customer’s Bank Savings(via raisin) was 5.01% now 4.76%
First Foundation Bank Online Savings was 5.00% now 4.90%

Uncle Credit Union MM(via raisin) was 5.26% now 5.23%
Cloud Bank 24/7 Savings(via raisin) was 5.26% now 5.24%
Ponce Bank MM(via raisin) was 5.24% now 5.20%
Customers Bank Savings(via raisin) was 5.11% now 5.01%
CIT Bank Platinum Savings was 5.05% now 5.00%

American Express Savings was 4.30% now 4.25%

Table updated!

@jess888 said in Can't log in to TopCashBack:

Is anyone else having this problem? When I try to log in, I get “Oops, login has failed. Please try again.” When I try to reset my password, I never get the email. I used their contact form three times and received “Delivery Status Notification (Failure)” each time.

I have over $400 pending there. Tell me it’s just me…

It’s just you. I just logged in with no issue. Maybe try a different browser.

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Popular Direct Savings was 5.40% now 5.35%

And now it’s 5.25%

And now 5.20%