Posts made by jtownsucks46

jtownsucks46

GS Bank up to 1.3%

jtownsucks46

Dead? Showing $5 for me.

jtownsucks46

@craig10x it depends on if you use infinite scroll or pagination

jtownsucks46

Bluebird?

jtownsucks46

Awesome post - thanks @miserly

jtownsucks46

@craig10x yes, it is nice coverage. Just wish they would add the rebate feature. Maybe they will at some point and maybe they’ll add 1 day ACH also. Good thing we have a thread to keep track of any changes!

jtownsucks46

@craig10x would be perfect for me if they had ATM fee rebates. I rely on that from Alliant. Also glad to see you join over here!!

jtownsucks46

@fivetalents thank you - i’ll be checking links this afternoon.

jtownsucks46

@fivetalents yes, that’s why I haven’t gotten it up yet - not easy!

jtownsucks46

@fivetalents yes that’s my plan

jtownsucks46

Alliant savings up to 1.16 today.

jtownsucks46

good to see so many great names continuing to join!

jtownsucks46

@mrsguin said in FREE Online Eye Exam + Prescription:

https://www.1800contacts.com/online-contact-lens-prescription

1. Qualify
Answer a few questions to find out if you’re eligible.
2. Take the online vision test
All you need is a smart phone and a computer.
3. An eye doctor reviews your results
An ophthamologist licensed in your state will review and approve your prescription within 24 business hours.
4. We send you your prescription
You’ll receive a signed Rx you can use anywhere.

Anyone done this - wonder how accurate it is - interesting!

jtownsucks46

@mrsguin said in FREE NFL Thursday Night Football 2017 On Amazon Prime:

https://www.amazon.com/dp/B074Q5J1M5
Also - here
Add the season to your watchlist and wait until they air and you can watch them right away.
Watch the Chicago Bears vs. Green Bay Packers at Lambeau Field, Green Bay, WI on Thursday, September 28. Pregame begins at 7:25 PM Eastern with Kickoff at 8:25 PM.

Great info - thank you!

jtownsucks46

Savings, Checking, and Money Market Accounts - Nationally Available Liquid Accounts

WSJ Prime Rate : 7.50% - Difference from best liquid account: 2.75%
Fed Funds Target Rate : 4.25%-4.50%
Next FOMC meeting

APY	Eff	Bank/CU/Other	Min	Max	Hard Inq	Checks	Debit Card	ACH Orig/Des	PWF	Notes

5.00%	2/21/25	ROGER Savings	$1	No Max	N	N	N	Y/Y	-	A ROGER checking account is required to open a ROGER savings account. Balances over $250k do not earn interest.
5.00%	2/21/25	Evergreen Wealth Savings	$25k	No Max	N	N	N	Y/Y	-	A deposit of $25,000 is required to open your high-yield bank accounts. This deposit opens your High Yield Checking and Savings accounts.
4.75%	11/15/24	Modern Bank High Yield Money Market	$100k	?	?	N	N	Y/Y	-	100k min balance to open and receive interest ongoing.
4.65%	2/6/25	State Bank of Texas Money Market	$1	?	?	?	N	Y/Y	-	$100,000 minimum deposit required to earn rate
4.60%	3/14/25	Neighbor’s Bank Savings	$1	$250k	N	N	N	Y/Y	-
4.60%	2/6/25	Pibank Savings	$1	?	?	?	N	Y/Y	-
4.56%	3/19/25	Patriot Bank Money Market	$1	No Max	N	N	N	Y/Y	-	$100 minimum opening deposit required but no ongoing minimum
4.56%	2/21/25	OMB Bank High Interest Savings	$1	?	?	?	N	Y/Y	-	5k minimum to open the account; no ongoing minimum. Interest is both compounded and credited quarterly. During any calendar month, you may not make more than eight (8) withdrawals or transfers. A transaction fee of $3.00 will be charged for each debit transaction in excess of twenty-four (24) per quarter.
4.55%	1/16/25	Timbr Savings	$1000	?	N	N	N	Y/Y	-	Timbr is a division of Bridgewater Bank. $1,000 minimum to open.
4.54%	3/7/25	Peak Bank Envision Savings	$1	?	?	?	N	Y/Y	-	$100 to open; no ongoing minimum.
4.50%	3/14/25	Brio Direct High Yield Savings	$25	?	?	N	N	Y/Y	-	$5k minimum opening deposit; ongoing minimum balance to earn APY is $25
4.50%	2/21/25	Brilliant Bank Surge Money Market	$1	No Max	?	?	?	Y/Y	-	Nationally available except AR, KS, MO, and OK. Minimum $2,000 balance to avoid $10 monthly service charge. There is a $2.55 charge for external transfers initiated at Brilliant Bank and 5k daily/monthly limit on transfers initiated at Brilliant Bank.
4.50%	1/10/25	Lending Club High Yield Savings	$100	?	?	N	Y	Y/Y	-	Requires $250 monthly deposit. Without $250 monthly deposit, account pays 4.30%.
4.50%	1/7/25	Poppy Bank Premier Online Savings	$1000	?	?	N	N	Y/Y	-	A minimum balance of $1,000 must be maintained to obtain the advertised Annual Percentage Yield. Electronic statements must be activated, and enrollment maintained, to avoid a monthly $5.00 paper statement fee.
4.50%	12/19/24	First Foundation Online Money Market	$1	?	?	N	N	?	-	The minimum balance to open the Online Money Market Account is $1,000; new money only. The minimum balance to earn the APY is $0.01. External transfer limits are $100,000 per day/settlement period, and up to $250,000 per rolling 30-day period.
4.50%	12/19/24	First Foundation Online Savings	$1	?	?	N	N	?	-	External transfer limits are $100,000 per day/settlement period, and up to $250,000 per rolling 30-day period.
4.47%	3/14/25	Total Direct Bank Money Market	$2500	$1M	?	?	?	Y/Y	-	Nationally available except FL and US territories. Minimum opening balance is $25,000. Minimum ongoing balance to earn advertised interest rate is $2,500. Balances below $2,500 do not earn interest. Limited to 6 withdraws/transfer each month with $10 fee charged for any additional.
4.46%	1/14/25	Vio Cornerstone Money Market	$1	?	?	N	Y	Y/Y	-	$100 minimum to open. A $10 fee will be charged for each withdrawal in excess of 6 per monthly statement cycle. $5 fee to receive paper statements.
4.45%	2/20/25	Newtek Bank Personal High Yield Savings	$1	No Max	?	N	N	Y/Y	-	No minimum balance to open, but customers must have a balance of $0.01 to earn interest. You may make up to 6 withdrawals from your Newtek Bank, N.A. Savings account per statement cycle, including preauthorized, automatic and telephone transfers.
4.42%	12/19/24	First Internet Bank Savings	$1M	No Max	?	?	?	?	-	1M minimum balance required. Balances below 1M earn 3.77%. Must maintain $4,000 average daily balance to waive $5 monthly fee.
4.40%	3/7/25	MyBankingDirect Savings	$1	?	Y	-	-	-		$500 to open; no ongoing minimum
4.40%	3/7/25	Open Bank High Yield Savings	$1	No Max	N	N	N	Y/Y	-	Nationally available except for Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island. Minimum opening deposit of $500 required.
4.40%	1/17/25	Bread Financial High Yield Savings(formerly Comenity Direct Bank)	$100	?	?	N	N	Y/Y	-	Maximum deposit limit of $1 million per account and $10 million limit per customer
4.40%	1/10/25	Rising Bank High Yield Savings Account	$1,000	500k	?	?	?	Y/Y	-
4.40%	1/8/25	Zynlo Bank Money Market	$1	No Max	N	N	N	Y/Y	-
4.40%	9/27/24	All America Bank Mega Money Market	$1	$100k	N	N	Y	Y/Y	-	$100k max
4.40%	9/27/24	Redneck Mega Money Market	$1	$100k	N	N	Y	Y/Y	-	$100k max
4.39%	2/6/25	Raisin Platform Highest Rate	$1	?	?	N	N	Y/Y	-
4.35%	2/6/25	Bask Bank Savings	$1	?	?	N	N	Y/Y	-
4.35%	1/14/25	Zynlo Bank Tomorrow Savings	$1	No Max	N	N	N	Y/Y	-
4.35%	1/10/25	Primus Bank Savings	$1	?	?	N	N	Y/Y		New customer sign-ups currently on hold. Free incoming wires.
4.35%	3/29/23	b1BANK High Yield Savings	$1	?	?	?	?	?/?	-	This account can only be opened with funds not currently on deposit with b1BANK. $0 quarterly service charge if account receives eStatements. ($5.00 paper statement fee.)
4.32%	2/20/25	CFG Bank Online High Yield Money Market	$1000	No Max	?	N	Y	Y/Y	-	Minimum balance of $1,000 must be maintained to earn advertised interest rate
4.30%	2/6/25	CIT Bank Platinum Savings	$1	No Max	?	N	N	Y/Y	-	$100 to open; no ongoing minimum. Balances $5k+ earn 4.85%. Balances less than 5k earn 0.25%.
4.30%	1/24/25	Western Alliance Bank Savings Premier	$1	?	?	?	N	Y/Y	-	$500 minimum deposit to open; no ongoing minimum
4.30%	1/17/25	EverBank Performance Savings	$1	?	?	Y	Y	Y/Y	-	Previously was TIAA Bank.
4.28%	2/6/25	CIBC Agility Online Savings	$1k	$1,000,000	?	N	N	?	-	Initial deposit limited to no more than $250k
4.26%	1/10/25	Tab Bank High Yield Savings	$1	No Max	?	N	N	Y/Y	-	$2,500 to open and $1 minimum ongoing to earn advertised interest rate. E-statements are free; paper statements $5 a month.
4.26%	7/21/23	SFGI Direct Savings	$500	?	N	N	N	Y/Y	-	$500 min to open. Only 1 external account
4.25%	3/7/25	Republic Bank of Chicago Digital Money Market	$2,500	?	?	?	?	?	-	Nationally available except IL, IN, MI, and WI. $2,500 minimum balance required to avoid $25 monthly fee and earn interest. External Transfers using Republic Bank’s transfer service: The monthly maximum is 10 total external transfers, not to exceed the aggregate monthly total of $10,000.00. The individual transfer limit is $2,500.00 per transaction.
4.25%	3/7/25	Quontic Money Market	$1	No Max	?	N	Y	Y/Y	-	Minimum opening balance of $100 required. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle.
4.25%	12/19/24	Evergreen Bank Group High Yield Online Savings	$1	?	?	N	N	Y/Y	-	$100 min required to open; no ongoing min; capped at 1M
4.25%	12/18/24	Merchant’s Bank Money Market Savings	$1	$1M	?	N	N	Y/Y	-	$50 to open but no ongoing minimum balance
4.25%	12/18/24	Virtual Bank Money Market	$1	?	?	?	?	?	-
4.25%	12/18/24	Ivy Bank High Yield Savings	$2,500	1M	?	?	?	Y/Y	-	Nationally available except CA. Balances below $2,500 do not earn interest.
4.20%	3/14/25	Jenius Bank Savings	$1	?	?	?	N	Y/Y	-	Not available to residents of Hawaii or New Mexico.
4.20%	3/7/25	Popular Direct Select Savings	$1	?	?	N	N	Y/Y	-	$100 to open; no ongoing minimum
4.20%	2/13/25	Colorado Federal Savings Bank High Yield Savings	$1	No Max	?	N	N	Y/Y	-	Only allows transfers to & from original linked account. New customers who deposit a minimum of 50k may choose to open a Premier Savings account which pays 4.25%
4.20%	1/10/25	Primus Bank Premium Checking	$1	?	?	N	N	Y/Y		New customer sign ups currently on hold. Foreign ATM fees reimbursed. First check order is free. Free incoming wires.
4.20%	12/9/24	Live Oak Bank Savings	$1	?	N	N	Y	Y/Y	-
4.15%	12/27/24	Prime Alliance Personal Savings	$1	?	?	?	?	Y/Y	-
4.15%	2/20/25	Bank5 Connect Jumbo Savings	$25k	No Max	?	N	N	Y/Y	-	25k minimum balance to earn rate. FDIC Insured for up to $250,000 and DIF Insured for over $250,000, meaning 100% of deposits are insured in full; $1 monthly fee for optional paper statements
4.10%	12/10/24	MySavingsDirect My Savings Account	$0	?	N	N	N	Y/N*	-	2 max external bank links, can only push money out (no pulls)
4.10%	12/4/24	ConnectOneBank Online Savings	$2500	?	?	N	N	Y/Y	-	Tiered rate: $0 - $2499 pays 0%, $2500 to $249,999 pays 4.00%, and $250,000+ pays 4.10%.
4.07%	1/25/23	Mutual One Mo Premium Savings	$20k	?	?	N	N	Y/Y	-	Ongoing 20k balance required to earn advertised rate.
4.01%	12/27/24	SalemFiveDirect High Yield Savings	$100	$1M	?	N	N	Y/Y	-
4.01%	12/13/24	UFB Direct Portfolio Savings	$1	?	?	N	Y	Y/Y	-
4.01%	12/13/24	UFB Direct Portfolio Money Market	$5,000	?	?	N	Y	Y/Y	-	$5,000 balance required to avoid $10 monthly maintenance fee.
4.00%	3/7/25	Northern Bank Direct Money Market	$1	?	N	Y	Y	Y/Y	-	$5k min to open but no ongoing min balance requirements
4.00%	2/21/25	Evergreen Wealth Checking	$25k	No Max	N	N	N	Y/Y	-	A deposit of $25,000 is required to open your high-yield bank accounts. This deposit opens your High Yield Checking and Savings accounts.
4.00%	2/6/25	Synchrony Bank High Yield Savings	$1	?	N	N	N	Y/Y	-	If your account is left with a $0 balance for greater than 60 days, it may be subject to closure.
4.00%	1/13/25	Western State Bank High Yield Money Market	$1	$10M	?	?	?	Y/Y	-
4.00%	1/3/25	E Trade Premium Savings by Morgan Stanley Private Bank	$1	?	?	?	?	Y/Y	-
4.00%	1/3/25	Community Wide Federal Credit Union Hi Rate Monthly	$1	?	?	N	N	Y/Y	-	Withdrawals are only allowed during first 5 days of each month. Withdrawing outside of this timeframe incurs a 15 day interest penalty.
4.00%	12/30/24	Wealthfront Cash	$1	No Max	?	N	N	Y/Y	-	No minimum balance requirement. Sweep account into 4 banks so up to 1M in FDIC insurance.
4.00%	12/30/24	Betterment Cash Reserve	$1	?	?	?	N	Y/Y	-
4.00%	12/20/24	CIT Bank Savings Connect	$1	No Max	?	N	N	Y/Y	-	The minimum to open a Savings Connect account is $100.
4.00%	12/20/24	Dollar Savings Direct Dollar Savings Account	$1	No Max	N	N	N	Y/N	-
4.00%	12/20/24	EverBank Performance Money Market	$100k	?	?	Y	Y	Y/Y	-	Previously was TIAA Bank. Current ongoing tiered rates are: 100k+ 4.00%, 50k-99.9k 4.00%, 25k-49.9k 4.00%, 10k-24.9k 4.00%, 0-9.9k 1.00%
4.00%	11/15/24	IGObanking Money Market	$25k	?	N	N	Y	Y/Y	-
4.00%	11/15/24	Bank Purely Insured MoneyMarket	$25k	?	N	N	Y	Y/Y		Minimum $25k to open and earn interest ongoing.
3.90%	3/14/25	Elements Financial Credit Union High Yield Savings	$10k	No Max	N	N	N	Y/Y	-	Balances of 250k and above pay 3.90%. Balances 100k and 250k pay 3.80%. Balances between 50k and 100k pay 3.70%. Balances between 25k and 50k pay 3.60%. Balances between 10k and 25k pay 3.50%. Balances less than 10k pay 0.10%.
3.90%	2/6/25	Sallie Mae Money Market	$1	?	N	Y	N	Y/Y	-	Sallie Mae FAQs
3.90%	2/6/25	Sallie Mae High Yield Savings	$1	?	N	Y	N	Y/Y	-	Sallie Mae FAQs
3.90%	2/6/25	SmartyPig by Sallie Mae	$1	?	N	N	N	Y/N	-
3.90%	1/24/25	Barclays Online Savings	$1	No Max	N	N	N	Y/Y	-
3.90%	1/3/25	iGObanking Money Market	$25k	?	N	N	Y	Y/Y		Minimum balance required is $25,000 to earn interest.
3.90%	1/3/25	PurelyMoneyMarket	$25k	?	N	N	Y	Y/Y		Minimum balance required is $25,000 to earn interest.
3.90%	12/4/24	Marcus by Goldman Sachs Savings	$1	$250k	N	N	N	Y/Y	-
3.90%	9/27/24	My e Banc Money Market	$100k	?	?	?	Y	?	-	Balances below 100k earn 3.40%.
3.85%	12/20/24	Quontic High Yield Savings	$1	No Max	?	N	Y	Y/Y	-	Minimum opening balance of $100 required. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle.
3.75%	2/21/25	USAlliance Financial High Dividend Savings	$500	?	?	?	?	?/?	-
3.75%	1/3/25	Valley Direct Savings	$1	?	N	N	N	Y/Y	-	Offers new customers a 4.25% rate for an unspecified period of time.
3.75%	12/27/24	Webull Cash Management	$1	?	?	?	N	Y/Y	-
3.75%	12/19/24	Empower Personal Cash	$1	No Max	?	N	N	Y/Y	-	Interest begins accruing once your funds are transferred into the Program Banks, generally within 2-3 business days after a deposit is initiated. 8 Partner Banks so up to 2M in FDIC insurance.
3.70%	3/7/25	Discover Bank Savings	$1	No Max	N	N	N	Y/Y	-	No minimum deposit
3.70%	2/20/25	American Express National Bank High Yield Savings	$1	?	N	N	N	Y/Y	-	-
3.70%	2/20/25	Ally Bank Money Market	$1	No Max	N	N	N	Y/Y	-	1099-INT online & paper, unlimited external bank links, offers 1-day ACH transfers
3.70%	2/20/25	Ally Bank Online Savings	$1	No Max	N	N	N	Y/Y	-	1099-INT online & paper, unlimited external bank links, offers 1-day ACH transfers
3.70%	2/6/25	Capital One 360 Performance Savings	$1	?	N	N	N	Y/Y	-
3.70%	12/19/24	Citizen’s Access Savings	$5,000	No Max	?	N	N	Y/Y	-	0.25% for balances under $5,000
3.61%	12/27/24	First Internet Bank Savings	$100	?	?	?	?	?	-	Must maintain $4,000 average daily balance to waive $5 monthly fee. Pays 4.95% with a daily balance above $1M
3.60%	1/24/25	FNBO Direct Savings	$1	?	N	N	N	Y/Y	-	No minimum balance requirement
3.50%	3/7/25	Emigrant Direct American Dream Savings	$1	?	N	N	N	Y/N	-
3.40%	9/27/24	My e Banc Money Market	$5,000	?	?	?	?	?	-	Minimum opening deposit is $5,000 but no ongoing minimum balance requirement. Balances below 100k earn 3.40%. Balances above 100k earn 3.90%.
3.25%	11/10/22	Northpointe Ultimate Money Market Account	$25k	3M	?	N	N	?	-	$25k min balance required to receive 2.95% interest rate
3.25%	11/10/22	Northpointe Bank Ultimate Savings	$25k	3M	?	?	N	Y/Y	-	25k minimum balance required to receive 2.95% interest rate
3.10%	3/1/23	Alliant Savings	$5		N	N	A	Y/Y	-	Rate requires a daily average minimum balance of $100.
3.00%	8/11/23	mph Bank High Interest Checking	$1	No Max	N	N	N	Y/Y	-	Can earn 5.00% on up to 50k with direct deposit.
2.90%	2/6/25	PenFed Premium Online Savings	$5	?	N	N	N	Y/Y	-
2.53%	8/11/23	National Cooperative Bank Impact Money Market	$100	?	?	N	N	Y/Y	-	$25 monthly fee if balance falls below $5,000
2.50%	12/13/24	Varo Bank Savings	$1	?	?	N	N	Y/Y	-
2.25%	12/27/24	Paramount Bank High Interest Checking	$1	?	?	Y	Y	Y/Y	-	Paramount Bank will automatically refund up to 20 (twenty) convenience fees per month.
2.10%	3/7/25	Self-Help CU Money Market	$500	?	?	Y	Y	?/?	-	$5 fee for balances less than $500
2.00%	2/21/25	ROGER Checking	$1	No Max	N	N	N	Y/Y	-
1.55%	9/22/22	CIT Bank Money Market Account	$100	?	?	N	N	Y/Y	-
1.50%	8/18/22	Bank 5 Connect High Interest Savings	$100	No Max	?	N	N	Y/Y	-	FDIC Insured for up to $250,000 and DIF Insured for over $250,000, meaning 100% of deposits are insured in full; $1 monthly fee for optional paper statements
1.10%	12/14/22	Vio Bank High Yield Online Savings	$100	?	?	N	N	Y/Y	-
1.00%	1/3/25	Community Wide Federal Credit Union Savings	$1	?	?	N	N	Y/Y	-
1.00%	9/25/22	Elements Financial Credit Union Helium Savings	$2,500	No Max	N	N	N	Y/Y	-
1.00%	9/22/22	CIT Bank Savings Builder	$1	No Max	N	N	N	Y/Y	-	Requires minimum $100 deposit to open. Balance under $25,000 pays 0.40%, under $25,000 with at least $100 monthly deposit pays 1.00%, over $25,000 pays 1.00%

jtownsucks46

Walmart.com has the Ozark Trail 35L Silverthorne Backpack (blue or orange) on sale for $13 with free in-store pick up or free shipping with $35 minimum.

jtownsucks46

@fivetalents said in Free Equifax Credit Freeze Through 11-21-2017:

@jtownsucks46 said in Free Equifax Credit Freeze Through 11-21-2017:

Equifax allows for free locks/unlocks through the trusted id product that is free for a year if you’re someone who may have been affected. Transunion has a similar product that allows free locks/unlocks called TrueIdentity. I’ve looked into it and these locks are very similar to freezes.

Excellent info, thank you. My concern is that if your SSN# and associated info was stolen from Equifax, you are compromised for life, not just one year… and you have to pay for the identity protection services at 3 different bureaus or the freeze/unfreeze fees for life because one agency screwed you over.

I agree - at least Transunion is free - I guess they could always change that though. I’m hoping that during the year, Equifax decides to offer their service free for life rather than just the year. Hopefully there’s pressure put on them to do this. No matter what Experian offers no way to lock without a subscription and because of their subscription price, for most people it will probably be more cost effective to just pay to freeze and then pay to unfreeze and refreeze as needed.

jtownsucks46

Equifax allows for free locks/unlocks through the trusted id product that is free for a year if you’re someone who may have been affected. Transunion has a similar product that allows free locks/unlocks called TrueIdentity. I’ve looked into it and these locks are very similar to freezes.

jtownsucks46

Yes, must carry over the Crown Vic suggestions!!

jtownsucks46

Sad to lose FW but happy to be here and hope many others from FW join here!!