Bread Savings was 4.75% now 4.90%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46
Emigrant Direct appears to be 4.00% ?

Good catch on my typo, it is 4.00% up from 3.50%. Thank you!

New Raisin(SaveBetter) banks/credit unions:

Pacific Western Bank MM 5.15%
Ocean First Bank Savings 5.15%
Columbia Bank Savings 5.15%
Select Bank Savings 5.11%
Grand Bank MM 5.01%
Stage Point FCU MM 5.00%
First National Northwest Bank MM 4.85%

Western Alliance Bank Savings(via Raisan) was 5.10% now 5.15%
The State Exchange Bank Savings(via Raisin) was 4.85% now 5.05%
Hanover Bank MM(via Raisan) was 4.85% now 5.15%
Sallie Mae Bank MM was 4.15% now 4.25%
Sallie Mae Bank Savings was 4.05% now 4.10%
Colorado Savings Bank Savings was 4.00% now 4.25%
Smarty Pig Savings(by Sallie Mae Bank) was 3.75% now 3.85%
Emigrant Direct Savings was 3.50% now 4.00%
Self Help Credit Union MM was 2.96% now 3.05%
CommunityWide FCU Savings was 1.00% now 2.00%

Northern Bank Direct MM was 4.75% now 4.95%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

NEW: Brillant Bank Magnetic Money Market 4.65%

Appears “Brilliant Bank Luminary Money Market” is still 5.25% but no longer available.

Note: Except Arkansas, Kansas, Missouri, and Oklahoma

When you go to open an account, there are actually 3 options that come up so hard to tell what’s really going on with Brilliant…

Rising Bank Savings was 4.25% now 4.50%
Discover AAII Savings was 4.05% now 4.20%
Discover Savings was 4.00% now 4.15%

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Andrews Federal Credit Union 5.75%
Special Limited-Time Only Online Savings Account
Now open to new accounts through December 31, 2023.
Compliments the base share savings account as an additional account.
Dividends are credited and compounded monthly.
If the average daily balance of the account exceeds $1,000
https://www.andrewsfcu.org/Learn/Resources/Rates/Savings-Rates

$5 to open base share savings account
Easy membership via American Consumer Council (join for $8)
https://www.americanconsumercouncil.org/

You did read where it says balances over $1,000 will earn 0.05%. Pretty worthless account I’d think.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$.01 - 1,000.00 5.630% 5.75%
$1,000.01 and greater 0.050% 0.05%

I think this is the same or very similar as the Digital Federal Credit Union account that pays 6% but just on balances up to $1,000.

Western Alliance Bank Savings(via SaveBetter) was 5.05% now 5.10%
Mission Valley Bank Savings(via SaveBetter) was 5.01% now 5.06%
CIT Bank Platinum Savings was 4.87% now 4.95%
USAlliance Financial Savings was 4.25% now 4.40%
Barclays Bank Savings was 4.00% 4.15%
SkyOne Federal Credit Union MM(via SaveBetter) was 3.75% now 5.05%

Changes:
American First Credit Union MM(via SaveBetter) was 5.03% now 5.05%
Patriot Bank MM(via SaveBetter) was 5.02% now 5.05%
Capital One Bank Savings was 4.00% now 4.10%

New account:
Bank5Connect Jumbo Savings(min required balance $100k) 5.10%