I found another use for the WM app to pay a bill. I input the payee to see if it’s on their list and then I input the amount I want to pay. I am given up to 24 hrs to pay at the WM branch I chose and when I go to the store, I go to Express Money lane and just scan the QR code after I tell cashier I’m paying a bill via CFP. After scanning the QR code, I see the message that I’m connected and the next screen shows me the amount I’m paying plus the fee. I paid $1999 plus $1 fee for 3 day delivery. I just saw the payment posted to my payee’s account! For MSers, you can swipe up to 4 VGCs as usual but as always, YMMV depending on cashier you’re dealing with. After doing this payment, you can buy up to $2K MO and swipe another 4 VGCs : )

@david-scubadiver So far, the credit was not clawed back from my account and CFP has continued to take my payments. I did my best to contact them but got stucked when they asked for a reference number which I don’t have any since it just showed up on my account when I have not paid that much at anytime. Two more weeks of using this CC and it’ll go to the sock drawer so I will enroll it for alerts so I will know if there’s any activity.

@pricelessprice IINM, there are reports of those who got shutdown in 2014 who got back in so if you can find a working link to it, might as well try your luck and you may get in again. HOWEVER, there were also reports they got approved for the card but when they received it and tried to activate, they found out the account was closed.

@pricelessprice I’m not sure if it’s still available for registration but for those who have it for years, it’s still working.

yes, the reward dollars have been capped as of last year to $50K max spend so you earn 5% on gas, groceries, drugstores up to $50K after you meet the threshold of $6.5K. Beyond that amount, you earn only 1% on those categories.

http://www.digitaltransactions.net/paypal-suspends-operations-on-the-tio-network-after-discovering-security-vulnerabilities/

I know many who used Tio as MS route but I knew this was bound to happen when PayPal got into the picture.

Check thread on Deals forum for week of Nov 19 thru Nov 25 at Walgreens. There is a deal on variable vanilla GCs wyb 2 that’ll make the fees lower after the $5 WAG gc. After the first transaction you earn the $5 WAG gc, go buy another set of 2 variable vanillas loaded with $500 each and grab a WAG gc (snowflakes design) from the rack. Make sure to swipe your Balance Rewards card first before the cards are scanned. Tell cashier you want to load $5 on the WAG gc and $500 each on the vanilla GCs. Your total should be $1011.90 and *if you have the $5 GC from the first transaction, swipe that first and you’ll see your balance go down to $1006.90, pay balance with your CC. Rinse and repeat.

*Do NOT ask cashier if you can pay with the $5 GC, most of them don’t know so just swipe it and see if it takes $5 off your total.

For those with the AXP old blue cash, you’ll earn 5% on this purchase if you have already met the $6.5K threshold. Since drugstores have raised the fees on variable vanilla cards to $5.95, this promo will cost only $6.90 per $1000. These Bancorp Vanillas will NOT drain at the USPS so make sure you have plans on how to drain these vanillas.

This is on page 12 of next week’s ad, MSers can plan on meeting their MSR on the Old blue cash AXP card to earn 5% thereafter on gas, groceries and drugstores purchases. Once you reach the $6500 threshold, you’ll start earning 5% on these vanilla purchases.

You must swipe your Balance rewards card and bring a new WAG gc to the register (choose the snowflakes design with $5 min load) together with the variable Vanilla GC you can load up to $500 (purchase fee is $5.95). Tell cashier you want to load $5 on the WAG gc and as long as you swiped your BRC, it’ll be taken off at the end and only the two vanilla GCs will be charged. Your total should be $1011.90 so if it’s greater than this amount, something went wrong so check if $5 was loaded to WAG gc and BRC was swiped and accepted.

I found out we can use the BBY points/certificates to buy 3rd party GCs. I used a certificate for a small appliance on sale and there was $14.xx remaining so I got a $15 Papa John’s GC to use up all the points and paid some cents after the certificate.

For those who have the $20/$50 google express AXP sync offer, you can stack these codes for add’l discounts:

SHOPMORE20 x 11/15
FIRSTORDER20 x 11/21
ORDERNOW20 x 11/21

If by chance, you know you saved the offer before your purchase and cannot find the offer in your CC account, relax… and in a few days you’ll likely see your $20 credits. Enjoy!

For those with Synchrony Walmart Mastercard CC in their sock drawers, it’s time to add them to the WM app and do WMPay. You get 3% cashback for all purchases using the app when you pay. You also get 3% CB if you use it to pay at walmartdotcom. On Thanksgiving Day and Black Friday, you get 6% cashback, the 3% CB is a promotional offer from Nov 1 to Dec 31, 2017. Charges on this card can be paid at ANY WM register with VGCs so you can imagine all the possible ways to “abuse” this card; I don’t think there’s a lot of people who has this CC that’s why they’re so linient for overpayments. They sent me a check those times I paid more than I owed them. This card used to be issued by Discover before Synchrony took over and it became “better”, IMO.