If your wife wanted to buy a brand new RV with 100% of your inheritance, would you still say “happy wife happy life?” I sure hope not. You are your wife need to talk to more people who have met their savings goals. I guarantee none of them would recommend buying a new car… alas, that ship has sailed.
Did you get rid of the gap insurance at least?
My critique with your plan is that you should have bought a used car for a lot less money.
But alas, too late for that.
So my critique with something you did that you could hopefully change is to get rid of the gap insurance. Your loan term is short enough that there shouldn’t be much of a gap. Regardless, you have the cash to cover the gap if something happens, so you didn’t need the insurance.
I also don’t see that much of a point in anything other than a no-penalty CD that pays more than the prevailing savings rate. There isn’t enough of a benefit rate-wise to lock up any money for 2 years as far as I can tell. Do the calculations and you’ll probably see that the difference isn’t worth the effort.
@atikovi said in Free Arby’s Fries + Drink With Chicken Tenders Purchase - Expires 1/9/18:
Tried this today. Suppose if you like the taste of Red Hot Sauce you will like this, but I though it was too hot and is very messy to eat. It’s just chicken tenders covered in sauce. Usually Arby’s has great food but I wouldn’t get this again. The curly fries were great as usual but I’ll have to wait until morning to find out what this chicken has done to my colon.
Thanks for the heads up. I’ll see if I can get it with sauce on the side.
Out of stock online and it says online and store prices may vary so YMMV
According to Market Watch’s calculator, my federal tax total will go down $912. However, if I didn’t have a child eligible for the $2k child tax credit, my tax would go up $188.
MFJ with AGI ~$110k and $21k in itemized deductions.
@ma-barker said in Discover AAA Savings account $150/$200 Bonus with $15,000/$20,000 Deposit at Discover Card:
We got our bonuses from AAII posted today but with date of 11/20. Those who opened accounts on or before 10/31, they should post by today since the last day to put funds and qualify for bonus was 11/15. For those who got approved for three, you may see three $200’s.
$1200 earned on $20K juggled in less than 60 days.
Thank you Discover!
My $200 for AAA and $200 for AAII just posted as well. Thanks to Doctor of Credit for his amazing site and all the commenters there for these two. I did a regular Discover Savings promo a while back where it was $100 for $15,000. Wish I had waited for this one, but $100 was the normal going rate for a while for Discover. Still, $500 from one online bank with no DD requirement and a fast turnaround on the bonus was one of my best scores for 2017.