@miserly said in Are Roth IRAs really that good?:
I got lil miserlys to contribute to Roth as soon as they had income. Yes, much better rta that age to be able to compound o er longer time horizon. I have a mix. Wish I had more in Roth as I wouldn’t havt to pay for gains over the last few years.
Now that the market is down a bit you can rollover to Roth. Although I think it goes by cost basis anyway. Either way I think if you have both Roth and regular you should roll everything over to Roth as it can be tricky on your taxes when you have a mix.