Bask Bank up to 1.61% today.
Best posts made by platypus
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RE: Best Nationally Available High APY Liquid Accounts
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RE: Best Nationally Available High APY Liquid Accounts
NASB savings rate increased to 3.15%
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet I’m doing pretty much the same. Thanks for your list. I check it & PhatWallet daily to keep up. Opened a SalemFive account yesterday & started transferring Bask funds & then Bask goes up today, even high than SalemFive. Can’t win!! So I just spread it around & it all averages out. Moving everything under 3% now.
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RE: Best Nationally Available High APY Liquid Accounts
Customers Bank Ascent MM interest down to 0.60% per email received 3/9/21
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RE: Best Nationally Available High APY Liquid Accounts
Kabbage checking paying 1.1% on balances up to $100K. Wonder how long that rate will last?
https://www.kabbage.com/checking/ -
RE: Best Nationally Available High APY Liquid Accounts
Comenity Bank is offering 0.75% on their savings accounts right now. $100 minimum to open. No hidden fees. Doesn’t seem to be any onerous requirements. I may give them a try.
https://direct.comenity.com/products/high-yield-savings-account
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet Looked into this & doesn’t look like a great deal. You get 4% (for now) on $2K & zero on amounts higher than that. You can set up savings pods & get “interest” on each, but basic members can have only 1 pod & premium members can have 3. Interest is reported on a 1099-MISC, not a 1099-INT. At least this is my reading of it. It’s an interesting concept, just wish it was more expansive.
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RE: Best Nationally Available High APY Liquid Accounts
Email from NASB today:
At NASB, we actively monitor market conditions and other factors to make sure we are delivering competitive rates. This new, higher rate is something to celebrate!
Premium Rate Savings
3.56% APY*Your rate increase is effective and will be reflected in your online banking tomorrow.
Use the “Apply Now” button. Otherwise, it give you a message that the product isn’t available in your area. Weird.
https://www.nasb.com/banking/resources/online-account-opening
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 I would move a lot of my $$ to Merchants if they were more depositor friendly. There’s no way to make ACH transfers after the first one. You can make a mobile deposit, but you have to write a check to get money out. That’s not what I expect from an online bank. So, sadly for them, my money is going elsewhere.
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 Thanks for the update. I kept looking for the 4% at ConnectOne & wasn’t finding it. This explains it.
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 Limitation with the Popular Direct savings account -
“You may only have one linked external account at a time, and you must wait at least 60 days between changes. If you are a new customer, this timer started after you successfully linked the external account that you used to fund your first Popular Direct product.”
These restrictions on external accounts, ACH transfers in/out, etc. pretty much kill the deal for me. Seems like they’d attract more depositors if they were more flexible.
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RE: Best Nationally Available High APY Liquid Accounts
Your Bask Interest Savings Account Annual Percentage Yield has increased.
Your Annual Percentage Yield has increased to 4.15%.The annual percentage yield you are earning on your Bask Interest Savings Account has been increased from 4.03% to 4.15% APY*.
The annual percentage yield is effective as of Monday, January 9, 2023.
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RE: Best Nationally Available High APY Liquid Accounts
NASB rate increased to 4.08% effective 12/22/22
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 Not sure what’s going on with Brio Direct, but it does look like they’re only doing new CDs & not savings. However, I just got this email from them today:
Thank you for being a BrioDirect client. We are delighted to share the rate on your BrioDirect Savings Plus account has been raised to 4.10% APY* on January 10, 2023. This higher rate has been applied to your balance in your BrioDirect Savings Plus account AND any new dollars you add!
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RE: Best Nationally Available High APY Liquid Accounts
NASB Premium Rate Savings APR is now 4.24%
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 That’s good. I have both but only got 1 email that referred to “savings”.
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RE: CD Thread - Post The Best Nationally Available Rates
12 month flex index CD at Merchant’s Bank with current APY of 5.39%
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RE: Best Nationally Available High APY Liquid Accounts
NASB increased rate to 4.65%
Premium Rate Savings
4.65% APY*Your rate increase is effective today and will be reflected in your online banking tomorrow.
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RE: CD Thread - Post The Best Nationally Available Rates
Navy FCU has a 6 month CD paying 3%. Minimum deposit $1,000.
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RE: Best Nationally Available High APY Liquid Accounts
Brio Direct just reduced the rate on their savings account to 2.2%
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RE: Best Nationally Available High APY Liquid Accounts
Looks like Merchant’s Bank IN rate on Money Market Savings is now .75%, down from 1.0%
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet Sorry, missed it. I’ll delete my post if I can. Rate drops are painful…
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 Yes, here’s the email:
We hope that you and those for whom you care are safe and well.
Snow that covered much of the country is melting! Spring is coming! Vaccines are available!
Okay, that’s the good news. Unfortunately, your Ascent Money Market Savings Account rate is going down.
But just a little.
So, we are writing to tell you that effective March 16, 2021, we will be reducing the Ascent Money Market Savings rate from 0.75% to 0.60% APY*.
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RE: Best Nationally Available High APY Liquid Accounts
Paramount checking is now .75%. One thing I’ve encountered with them is that incoming external transfers are limited to $5K per day. I can’t deal with such low limits. I’ll be looking for alternatives. Will Zynlo allow multiple accounts?
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RE: Best Nationally Available High APY Liquid Accounts
@platypus Should have noted “business” checking
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RE: Best Nationally Available High APY Liquid Accounts
PNC has a high yield savings account yielding 4%. It looks like the rate is only available in certain markets. No minimum to open the account.
https://www.pnc.com/en/personal-banking/banking/savings/high-yield-savings.html#
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RE: Best Nationally Available High APY Liquid Accounts
Email from NASB received today:
At NASB, we actively monitor market conditions and other factors to make sure we are delivering competitive rates. This new, higher rate is something to celebrate!
Premium Rate Savings
3.82% APY*Your rate increase is effective and will be reflected in your online banking tomorrow.
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet Where did you find signup bonuses for PNC? TIA
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RE: Best Nationally Available High APY Liquid Accounts
Wealthfront savings up to 3.8% today. From their email:
Today, we raised the Cash Account’s APY for the 7th time in 2022, and just like all those other increases, it means more money for our clients! We’re proud to offer one of the best rates in the industry at 3.80% — more than 75x higher than some big banks we know.
Now’s a great time to check in with your money to make sure none of it is sitting in a low-earning account.
With a Cash Account at Wealthfront, you’ll earn 3.80% APY on all your cash, you’ll never pay account or overdraft fees, you’ll enjoy unlimited fee-free transfers, and your money will be backed by FDIC insurance — which we recently doubled to $2 million through our partner banks.
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46 Just a caveat - looks like MySavingsDirect only allows for one checking account to be linked for initial funding. After 60 days, another checking account can be linked. Wish they would allow transfers from other savings accounts. Great rate, though!
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RE: CD Thread - Post The Best Nationally Available Rates
NFCU has a "Special Easy Start 12 month CD for 4.85% APY. $50 minimum deposit.
https://www.navyfederal.org/checking-savings/savings/savings-resources/certificate-rates.html
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RE: CD Thread - Post The Best Nationally Available Rates
CFG Bank has a 12 month CD with 5.15% APY. $500 minimum to get the APY.
https://www.cfg.bank/personal-banking/personal-deposit-rates/
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RE: CD Thread - Post The Best Nationally Available Rates
Forbright Bank has a 12 month CD paying 5.25% APY. $1,000 minimum to open.
https://open.forbrightbank.com/products?customerCategory=individual&productType=all
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet Did they pull this offer? I’m not seeing it now.
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RE: Best Nationally Available High APY Liquid Accounts
@platypus Sorry, found it at the link above:
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RE: Best Nationally Available High APY Liquid Accounts
@goldsheet The page is now showing rate is guaranteed for 3 months. I hope we will be grandfathered in for 6 months. Anyone know for sure?