Update: NFCU 15mo add-on Special CD at 5.00% APY offer will now expire March 5th (originally supposed to expire 4/30). If you’re interested in this CD and qualify for same, I would suggest you open it asap. $50 min/$250K max deposit, limit one per member, additional deposits at any time.
Posts made by turtlebug
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RE: CD Thread - Post The Best Nationally Available Rates
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RE: CD Thread - Post The Best Nationally Available Rates
For anyone interested, Ally now has an 18-month CD at 5.00% APY.
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RE: Chase Offers (Targeted) $5 statement credit on $10+ restaurant charge, activate, use by 2/28
This was my first experience with Chase offers. I added this offer about two weeks ago, used 3-4 days afterward at a local restaurant on a purchase of $38, and received a $5 statement credit yesterday.
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RE: CD Thread - Post The Best Nationally Available Rates
Ally 11mo no-penalty CDs are now at 4.00% APY.
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RE: 32 Degrees Ladies' Power Tech Jacket $9.97 shipped from costco.com (unk exp)
(never mind - they’re now OOS too. Just the larger sizes now in stock)
Cream color still has XS and S available. -
RE: CD Thread - Post The Best Nationally Available Rates
Mountain America Credit Union (MACU) has a 12-month CD at 5.25% APY with $500 minimum deposit and no stated balance cap. Easy membership requirement w/ACC membership. New members – call 1-800-748-4302 to open an account (or visit their nearest branch). A minimum $1 deposit in a Primary Savings account establishes a MACU membership.
They also offer a 12-month Growth CD at 5.25% APY with $5 minimum deposit up to a maximum of 100K. Additional funds may be added any time up to the 100K cap. Minimum $10 automatic monthly deposit requirement.
MACU also offers a 12-month Youth CD at 5.35% APY with a $5 minimum deposit and a stated balance cap of 100K. Additional deposits of up to 10K can be made annually up to age 27 (but not more than the stated balance cap).
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RE: CD Thread - Post The Best Nationally Available Rates
Signature Federal Credit Union has a 6 month CD at 5.00% APY with a $500 min/$250k max deposit, limit of one Certificate per account.
Easy membership requirement (Signature FCU will enroll you into American Consumer Council (ACC), at no cost to you, therefore making you eligible for membership).
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RE: CD Thread - Post The Best Nationally Available Rates
XCEL Federal Credit Union has an 18 month promo CD at 5.12% APY w/$500 minimum deposit, new money, no stated balance cap.
Also available as a traditional or Roth IRA.
Easy membership requirement by joining Ocean Running Club ($15 fee).
The 18 month promo CD is not listed on XCEL’s online application. The CSR stated that existing members can open the CD using XCEL’s online banking platform or by calling 973.275.9235. Those joining XCEL must establish their membership and then contact XCEL to open the promo CD.
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RE: CD Thread - Post The Best Nationally Available Rates
For anyone interested, Ally now has a 13-month Select CD at 4.60% APY available thru 2/8/23 with no minimum to open.
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RE: Amazon Prime (6) Wild Planet Wild Sardines in Extra Virgin Olive Oil $8.27 S&S ExpUnk
@marvomatic said in Amazon Prime (6) Wild Planet Wild Sardines in Extra Virgin Olive Oil $8.27 S&S ExpUnk:
Correction, Season Sardines in Costco, sells it for $13.49 with $3.30 off in CA = $10.19.
Yes, final price varies by location. Updated my post, thanks.
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RE: Amazon Prime (6) Wild Planet Wild Sardines in Extra Virgin Olive Oil $8.27 S&S ExpUnk
Good deal. And for anyone with Costco membership, they carry Season wild sardines in extra virgin olive oil in a 6-pack which is on sale for $3.30 off in-store (brings it to $7.69) in Georgia. YMMV depending on location.
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RE: CD Thread - Post The Best Nationally Available Rates
(just a note on the NFCU 15mo CD special referenced in my post 8 days ago) -
For those who are long term members (25yrs+), they appear to be getting a .25% rate bonus, so 5.25% APY on the CD. If you have been a member less than 25 years, it wouldn’t hurt to ask the rep is you qualify for a bonus.
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RE: CD Thread - Post The Best Nationally Available Rates
Magnifi Financial has a 7-month Certificate Special at 5.00% APY ($25k min/$250k max deposit) and at least 50% of deposit must be new money. Easy membership requirement ($10 donation to the Magnifi Foundation).
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RE: CD Thread - Post The Best Nationally Available Rates
Ally 11mo No-Penalty CDs now at 3.85% APY.
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RE: CD Thread - Post The Best Nationally Available Rates
For those that can’t qualify for NFCU 15mo CD, UNIFY Financial Credit Union now offers a 15 mo Certificate Special at 5.00% APY w/$500 minimum deposit and they allow one additional deposit within 30 days of opening. Easy membership requirement (thru Friends of Hobbs, a non-profit state park, and according to the CU’s online application, “We pay your contribution to Friends of Hobbs.”)
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RE: CD Thread - Post The Best Nationally Available Rates
Regarding the new NFCU Special CD referenced above and their waiving of EWPs (early withdrawal penalties) -
I opened a 15 month CD Special 1/10/23 with $50. Yesterday, I contacted a rep via online chat and she agreed to roll over the funds I have in existing 3% and 3.5% CDs expiring 7’24 and 10’24 with no EWPs. She did so in a few minutes while I waited and now all of the funds are in the 5% CD expiring 4’24.
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RE: CD Thread - Post The Best Nationally Available Rates
Just received an email from Navy Federal CU that on January 9, they will be offering a Special 15 Month Certificate at 5.00% APY. I contacted NFCU and they stated that the minimum deposit is $50 and maximum is $250,000 for the above mentioned CD. The Special CD offer may run through April and the CSR stated that it will be an add-on CD.
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RE: Hickory Farms up to 60% Free Shipping on Select Gifts ExpUnk
The Hearty Bites Gift Box is $10.74 each if you get the 6-pack… You could give them out to friends on Belly Laugh Day (January 24th).
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RE: CD Thread - Post The Best Nationally Available Rates
@turtlebug said in CD Thread - Post The Best Nationally Available Rates:
My eBanc is offering 5.23% APY on a 12-month or 18-month CD. 5K minimum opening deposit.
This deal has now EXPIRED! That was quick!
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RE: Best Nationally Available High APY Liquid Accounts
MySavingsDirect MySavings Account now at 4.35% APY with $1 minimum initial deposit. Available nationwide.
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RE: CD Thread - Post The Best Nationally Available Rates
My eBanc is offering 5.23% APY on a 12-month or 18-month CD. 5K minimum opening deposit.
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RE: CD Thread - Post The Best Nationally Available Rates
State Bank of Texas now has a 12-month CD Special at 5.00% APY with a $25k minimum deposit. Available nationwide.
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Kirkland Signature Ladies’ Lightweight Jacket $7.97 shipped at costco.com (unk exp)
*comes in black, purple & green -
RE: Looking for Turbotax Deluxe 2022 Fed+State (CD version) for less than $36
In past years, I believe the best deals on TurboTax Deluxe were around 12/26 or between 12/26-12/31 at either/both Amazon and Costco. I don’t know if this year will be the same.
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RE: CD Thread - Post The Best Nationally Available Rates
SkyOne Federal Credit Union has a 22-month CD at 5.00% APY. Minimum opening deposit of 1K. Flexible penalty and fee-free one-time withdrawal up to 50% of initial deposit. Add up to 50% of the initial deposit and receive a one-time fixed rate bump of 0.25% APY (CD must be open for 9-months first). Easy membership w/ACC (and others).
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*Currently, by invitation only* Vanguard piloting a new savings account alternative: the Vanguard Cash Plus Account
The Vanguard Cash Plus program offers a competitive annual percentage yield (APY) of 3.50% APY as of November 8, 2022. The APY will vary.
You’ll pay no fees to open the account, have no minimum balance to maintain, and have no transaction fees. Plus, there are no limits on how often you can transfer money.
250K in FDIC coverage
~Currently, the opportunity to open a Vanguard Cash Plus Account is by invitation only to select Vanguard clients. We’ll continue to roll out the product to clients over time. To be eligible, you must have at least one Vanguard Brokerage Account and meet other specific criteria.~
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RE: Hydrogen Peroxide (Walgreens Brand) TWO 16 oz Bottles $1.19 shipped (or 32oz bottles Two for $1.94)
Good post. Here’s the correct link for the 32oz -
Link -
RE: CD Thread - Post The Best Nationally Available Rates
Ally 11mo No-Penalty CD now at 3.10%
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(expired) Pendleton Packable Blanket $12.97 shipped at costco.com (exp unk)
*available in multi, black & red
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RE: CD Thread - Post The Best Nationally Available Rates
In case anyone is interested, Ally’s No Penalty CD is now paying 2.75% APY.
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RE: CD Thread - Post The Best Nationally Available Rates
Securityplus Federal Credit Union has a 23-month Promotion Certificate at 4.85% APY with a $10k minimum deposit. Easy membership requirement.
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Discover Savings Bonus $450 with $35,000 Deposit
Get a $450 bonus when you apply for your first Discover Online Savings Account and deposit a total of at least $35,000 into your account within 30 days. (Offer code BONUS1022E)
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RE: CD Thread - Post The Best Nationally Available Rates
US Senate Federal Credit Union has a 20-month Share Certificate Special at 4.60% APY, $1k minimum deposit (new money). Easy membership requirement.
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RE: CD Thread - Post The Best Nationally Available Rates
Signature Federal Credit Union is offering a Premium 36-month Certificate at 4.50% APY w/$500 minimum deposit. Easy membership requirement.
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Justice Federal Credit Union is offering a 12-Month Special Certificate at 4.25% APY ($100k min) or 4.15% APY ($500 min), new money required, easy membership requirement.
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USALLIANCE Financial is offering a 24-month Certificate Special at 4.25% APY w/$500 minimum deposit. Easy membership requirement.
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RE: CD Thread - Post The Best Nationally Available Rates
NASA FCU upped Share Certificate Specials –
9-month (3.55% APY)
15-month (3.75% APY)
49-month (3.85% APY)Minimum $10k deposit of new money. Opening deposit must be made between August 1, 2022 and August 31, 2022. No balance cap is specified but
“Credit Union reserves the right to limit deposits into this special Certificate. This limited-time offer is subject to change at any time without notice.”
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RE: CD Thread - Post The Best Nationally Available Rates
**----Updated 6/22/22----
**Apparently, Colorado Federal Savings Bank LOWERED the rates because of widespread interest over the weekend. **
Updated (LOWER) rates not so good…
12-month (1.95% APY)
18-month (2.07% APY)
24-month (2.30% APY)
36-month (2.65% APY)
60-month (2.97% APY)**
Colorado Federal Savings Bank new CD rates:
12-month (2.41% APY)
18-month (2.40% APY)
24-month (3.00% APY)
36-month (3.20% APY)
60-month (3.35% APY)**$5k minimum deposit
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Tramontina 4-quart Covered Enameled Cast Iron Braiser $29.97 shipped from costco.com (exp unk)
Link
Features:Enameled Cast Iron Oven Safe up to 450°F Compatible with all Cooktops Hand-Wash Only
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*DEAD* Alba Botanica Coconut Milk Shampoo, 34 fl oz is $4.97 shipped for Costco members exp unk
If interested, the conditioner is the same price -
Conditioner -
RE: CD Thread - Post The Best Nationally Available Rates
USALLIANCE Financial Certificate Specials –
24-month (3.00% APY)
36-month (3.25% APY)$500 minimum deposit. Easy membership requirement.
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RE: CD Thread - Post The Best Nationally Available Rates
Connexus Credit Union CDs:
12-month CD (2.26% APY)
24-month CD (2.86% APY)
36-month CD (3.01% APY)
48-month CD (3.11% APY)
60-month CD (3.21% APY)$5k minimum deposit, easy membership requirement.
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RE: Cable companies to offer effectively free internet to low-income homes
Please note that as per a close friend, when she qualified for the ACP and had AT&T apply the discount to her internet, AT&T removed the ongoing discount(s) she had on her bundled cable so that her total bill for internet & cable actually went up! She has u-verse with AT&T and they refused to reapply the ongoing discounts to her bill which were supposed to be in effect through March 2023.
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Planet Fitness offering free memberships to teens ages 14-19 at all of its locations this summer, YMMV, exp 8/31
Planet Fitness will be offering free memberships to teens ages 14-19 at all of its locations this summer.
They can start working out on May 16 and continue through August 31 at no cost.
While a parent has to be at sign up for any teen under 18, they can work out alone once the waiver has been signed.
As always, YMMV.
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RE: 100 forever postage stamps $39.99 @ Walmart shipped free exp. unk.
Note that this item is shipped by a third party seller out of China, not Walmart. Might be counterfeit.