4K Club

600 points available for July

I don’t have that offer either, but I remember when I first signed up for Target Circle I got some similar offer. By any chance, are you new to the paid Target Circle program?

@yoregano said in Top Cashback $2.50 wyb $20, one day only: exp. 7/2/26:

Walmart was my go-to, as well, one of the few everyday retail options. Bummer if it’s gone for good.

I’m hesitant to buy certain restaurant/retail cards because I don’t like to tie up funds unless I’m sure it’g going to get redeemed quickly. And for a lot of these, it’s not as good a deal as it seems when you can get a better discount buying direct from the restaurant/website with frequently offered promos or redeeming Discover cash back with a bonus. Stores like Old Navy/Gap, Chipotle, Panera, Kohls, and Jersey Mike’s are examples of this.

I wish there was a detailed description of Your Choice Gift, Google gives some possible choices, but it’s not clear what stores are definitively available. Also, the minimum spend is $25, not $20. Anyone ever try this?

An option I have done from time to time is Taco Bell. TB cards are not often discounted better from other platforms/promos. This is also a place where I can dumpster dive for receipts to get rewards points. And lastly, they have a “Tuesday Drop” every Tuesday at 2 PM pacific time where they make available a limited quatity deal. Sometimes it’s a contest entry for merch, but it’s usually a discounted food item. Typical examples are items like a Chalupa Supreme, Five-layer Burrito, or Gordita for $1, a big markdown from regular price. The catch is that the offer must be used that same calendar day.

How do you know for sure Walmart is gone for good? When you click on “gift cards” and it takes you to the home screen it still shows the picture of the Walmart gift card, among others. They may just be restocking or something. I guess only time will tell.

@my4mainecoons said in Top Cashback $2.50 wyb $20, one day only: exp. 7/2/26:

@mrvietnam did you give up your other Amex?
There’s an option for Your Gift Choice which sounds like a Zift card but IDK which merchants are included.

I try to avoid paying annual fees for credit cards, so I ditched my Am Ex Blue long ago. I like the free version better though too because it gives me 3% cashback on online orders and a free Disney+/Hulu subscription.

I wonder if the Your Gift Choice card has a minimum amount to purchase or if you can redeem for that option for whatever amount you want to buy it for.

TCB used to (perhaps as late as a few years ago) give you $3 cashback with a $15 spend, but I guess those offers are gone forever. Now they give you less money back for a larger purchase, but something is better than nothing.

@mtnagel said in Paze Spend $10, get $10 back* —up to 10 times when you use Paze® checkout, offered by banks and credit unions. Now through 9/10/2026.:

I didn’t say Visa wouldn’t get the credit, just that I haven’t seen anyone say they got the credit when using a Visa.

Let me be the first to let you know that now someone (namely me) gor the credits back and I paid with a Visa card (from Chase).

@mrvietnam said in Paze Spend $10, get $10 back* —up to 10 times when you use Paze® checkout, offered by banks and credit unions. Now through 9/10/2026.:

I made two purchases at Wendy’s today using Paze. . I will post when and if I receive $10 credits back for each of my trannies. Might as well test it out. If I get the credits I will certainly do more transactions.

As promised, I am posting to let you guys know I did receive my $10 credits back from PAZE a couple days ago from using my Chase Visa card at Wendy’s. It took 9 days for me to get the money back from the day I made the purchase. I never contacted PAZE. I was just patient and the credits eventually came.

I am looking forward to milking this offer for as much as I can get back from it. Debit cards also work by the way. The $10 or more needed purchase is AFTER TAX. Today I will be taking my family out to Wendy’s again for a nearly free lunch.

@my4mainecoons said in Top Cashback $2.50 wyb $20, one day only: exp. 7/2/26:

@mrvietnam Why not Disney? Don’t you have a trip planned?
I bought Shaws egc and used 4 of them to buy a $75 Chewy gc and received the $15/$15 grocery q last week. YMMV
Even if you use the Albertsons (?) gc.for groceries its a better discount than the 6% your Amex gives.
If you get another pet then you can get PetSmart, Chewy & Petco gc. 😉

I only have the Am Ex Blue Everyday card (no annual fee) that gives 3% back at grocery stores. However there is a AAA credit card that you can get that gives 5% back at grocery stores and 3$ back at club stores like Sam’s Club and Costco all for no annual fee) that I will be applying for soon. It is called the AAA Daily Advantage Visa Signature® card.