Bank of America® Cash Rewards credit card - $200 back after first $500 you spend in 90 days
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You must apply for this card online to receive the $200 cash back bonus.
$200 online cash rewards bonus offer after you spend at least $500 on purchases in the first 90 days of account opening; 3% on gas, 2% at wholesale clubs and grocery stores,1% cash back on all other purchases; introductory 0% APR offer for 12 billing cycles.
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Will I still qualify if I had a Cash Rewards card a few years ago? Are Bank of America’s promotions once in a lifetime like Am Ex does now?
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@mrvietnam It sounds like You still qualify.
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@mrvietnam said in Bank of America® Cash Rewards credit card - $200 back after first $500 you spend in 90 days:
Will I still qualify if I had a Cash Rewards card a few years ago?
I have multiple BofA Cash Rewards cards. Only one is a generic Cash Rewards Card, the rest are based on some organization (such as “National Education Association” Cash Rewards card).
Are Bank of America’s promotions once in a lifetime like Am Ex does now?
Haven’t heard that they switched to this. The following DoC post mentions possible limitation on BofA CC’s (apparently there’s a limit of 8 cc’s – am not at that limit… yet):
Bank of America “Approved In Error” Issues
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Does anyone know which credit reporting agency B of A uses, so I can unfreeze it long enough to get a decision on my application?
EDIT: I found an answer:
EX = Experian
EQ = Equifax
TU = TransUnion
NI = No informationThe number next to the acronym represents the number of data points we have. In total we have 129 data points sourced from the Credit Boards Credit Pull page. Of those applications:
106 or ~82.17% of all applications pulled an Experian credit report
9 or ~6.98% of all applications pulled an Equifax credit report
14 or ~10.85% of all applications pulled an TransUnion credit reportAbbrevation State Name Credit Bureau Pulled
AL Alabama EX: 2
AK Alaska EX: 1
AZ Arizona TU: 1 EQ: 1
AR Arkansas EX: 2
CA California (CA) EX: 15 TU: 6 EQ: 4
CO Colorado TU: 3
CT Connecticut TU: 1
DE Delaware EX: 1 TU: 1
FL Florida EX: 10 TU: 2
GA Georgia EX: 4 TU: 2
HI Hawaii EQ: 1 TU: 1
ID Idaho EX: 2
IL Illinois EX: 11 TU: 2 EQ: 1
IN Indiana NI
IA Iowa NI
KS Kansas NI
KY Kentucky EX: 1 TU: 1
LA Louisiana EX: 1 TU: 2 EQ: 1
ME Maine NI
MD Maryland EX: 1 TU: 2
MA Massachusetts EX: 7 TU: 3
MI Michigan EX: 1 TU: 3
MN Minnesota EQ: 1
MS Mississippi EX: 1
MO Missouri NI
MT Montana NI
NE Nebraska NI
NV Nevada EX: 1 TU: 1
NH New Hampshire EX: 1 TU: 1
NJ New Jersey EX: 3 TU: 1
NM New Mexico NI
NY New York EX: 5 TU: 3 EQ: 1
NC North Carolina EX: 3 TU: 2 EQ: 2
ND North Dakota NI
OH Ohio NI
OK Oklahoma NI
OR Oregon EX: 1 TU: 2
PA Pennsylvania EX: 4 TU: 2
RI Rhode Island EX: 1
SC South Carolina EX: 1 TU: 1
SD South Dakota NI
TN Tennessee NI
TX Texas EX: 13 TU: 8
UT Utah NI
VT Vermont NI
VA Virginia EX: 1
WA Washington EX: 6 TU: 2 EQ: 2
WV West Virginia NI
WI Wisconsin EQ: 1
WY Wyoming NI
DC District Of Colombia EX: 1
What Happens If Your Report Is Frozen?There is mixed reports with Bank of America, some say they will pull another report if yours is frozen and other say they won’t. But the most recent data points suggest that they will.
Looks like in most states that Experian will be used, although occasionally your TransUnion or Equifax report will be used instead. I hope this is useful to some people.
Source: https://www.doctorofcredit.com/credit-bureau-bank-america-pull/
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Moderator note: Moved to “Credit”.
