Best Nationally Available High APY Liquid Accounts
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Brio Direct 2.00% (was 2.05%)
https://www.briodirectbanking.com/high-yield-savings/
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
CFG High Yield Money Market
https://www.thecfgbank.com/deposit-rates
Rates Effective December 11, 2019
2.10% (was 2.15%) $1,000.00 - $24,999.99
2.25% (was 2.30%) $25,000.00+Any experience with CFG?
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DELETED
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No experience with CFG, but rate dropped again
Rates Effective January 13, 2020
2.05% (was 2.10%) $1,000.00 - $24,999.99
2.15% (was 2.25%) $25,000.00+
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https://www.thecfgbank.com/deposit-rates
Rates Effective February 24, 2020
1.95% (was 2.05%) $1,000.00 - $24,999.99
2.05% (was 2.15%) $25,000.00+https://www.salemfivedirect.com/
eOne Savings - 1.75% (was 1.85%)
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LiveOakBank
Rate: 1.75% (was 1.85%?)
An email was received.a few hours ago.
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Had some significant decreases today. Some of the top ones that dropped:
CFG - was 2.05% now 1.90%
Brio - was 2% now 1.85%
Customer’s - was 1.95% now 1.25%
Comenity - was 1.90% now 1.55%
Popular - was 1.90% now 1.80%
Virtual - was 1.80% now 1.4%
MySavingsDirect - was 1.80% now 1.70%
Wealthfront - was 1.78% now 1.27%
Investor’s - was 1.75% now 1.50%
Barclay’s - was 1.70% now 1.60%
State Farm - was 1.65% now 1.25%
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Redneck and All America
Notice - Effective March 21, 2020 the rate is changing, 1.50% APY*
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Redneck and All America
Notice - Effective March 21, 2020 the rate is changing, 1.50% APY*Ouch! I’m sure there’s more decreases coming.
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CIBC is dropping rate to 1.45% effective March 10.
The signup bonus is still available until March 16.
https://us.cibc.com/en/agility/agility-savings.html
Earn $200 when you deposit at least $25,000
Earn $400 when you deposit at least $50,000
Offer ends March 16, 2020
REQUIREMENTS
Open a new CIBC Agility Savings Account by March 16, 2020, and make your deposit within 15 days of opening your account.
Sign up for online eStatements within 15 days of opening your account, available through CIBC US Online Banking.
Keep the money in your account for 120 days.
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Both Northpointe account offerings down to 1.65% from 1.85%.
Bank 7 down to 1.40% from 1.76%.
igobanking down to 1.45 from 1.75% money market and to 1.4% from 1.7% savings.
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This post is deleted!
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Lots of drops today:
NASB was 1.97 now 0.75
Dollar Savings was 1.8 now 1.5
Smarty Pig was 1.75 now 1.6
Sallie Mae was 1.7 now 1.5
Bank5Connect was 1.65 now 1.5
Rising Bank was 1.62 now 1.02
My Savings Direct was 1.6 now 1.00
Betterment was 1.37 now 0.78
iGoBanking was 1.35 now 0.75
Wealthfront was 1.27 now 0.26
SalemFive was 1.25 now 1.00
Radius Bank was 1.15 now 0.25
Personal Capital was 1.05 now 0.05
My Banking Direct was 1.01 now 0.25
EBSB was 0.85 now 0.62
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More drops today:
Synchrony was 1.7 now 1.5
Mutual One was 1.51 now 1.26
FNBO was 1.5 now 1.0
Customer’s Bank was 1.25 now 0.25
Memory Bank was 1.25 now 0.5
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Today’s drops:
Vio was 1.85 now 1.75
Brio was 1.85 now 1.65
Popular was 1.80 now 1.70
Credit Karma was 1.3 now 0.56
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This post is deleted!
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Today’s drops:
Patriot Bank was 2.00% guaranteed through 7/31/20 now 1.75% guaranteed through 4/30/20
HSBC was 1.85% now 1.70%
Virtual Bank was 1.40% now 1.25%
Zion Bank was 0.85% now 0.50%
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Today’s drops:
Northpointe Savings and Money Market accounts were 1.65% now 1.05%
Bank5Connect Savings was 1.5% now 1.4%
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First Foundation 1.75% (was 2.00%)
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Today’s drops:
First Foundation was 2.00% now 1.75%
Northfield was 1.65% now 1.25%
Smarty Pig was 1.6% now 1.55%
PenFed was 1.6% now 1.4%
MutualOne was 1.26% now 1.01%
Betterment was 0.78% now 0.30%And ironically WebBank increased from 1.51% to 1.66%
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Just one drop today:
SFGI was 1.86% now 1.71%
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No drops yesterday and no drops today. We had one increase today - Comenity Direct - was 1.55% now 1.70%
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Bank5Connect from 1.40% to 1.20%
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Alliant Credit Union Savings 1.35% (was 1.60%)
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Alliant Credit Union Savings 1.35% (was 1.60%)
Other rate drops, of which several are pretty significant given they were top rates prior to the drops:
Communitywide FCU Quarterly was 2.00% now 1.50%
Communitywide FCU Monthly was 1.90% now 1.10%
Varo was 1.92% now 1.61%
Able was 1.70% now 1.40%
Self Help was 1.19% now 0.74%
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Simple 1.55% (was 1.75%)
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Simple 1.55% (was 1.75%)
Also Envision Bank dropped today was 1.50% now 1.40%
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Amex Savings was 1.7% now 1.6%
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Western Bank was 1.85% now 1.60%
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Today’s drops:
Smarty Pig Savings was 1.55% now 1.50%
Mutual One Savings was 1.01% now 0.70%
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Today’s drops:
CIT Money Market was 1.80% now 1.75%
CIT Savings Builder was 1.75% now 1.70%
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Today’s drops:
Barclay Online Savings was 1.60% now 1.50%
Sallie Mae Money Market was 1.50% now 1.35%
Bank5Connect Savings was 1.20% now 1.10%
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Today’s one drop:
CFG Bank MMA was 1.90% now 1.73%
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Thought it was (or used to be) on list
Northern Bank Direct
1.75% APY
Minimum of $5,000 to open
https://www.northernbankdirect.com/money-market
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Thought it was (or used to be) on list
Northern Bank Direct
1.75% APY
Minimum of $5,000 to open
https://www.northernbankdirect.com/money-marketThanks, it did used to be on there. I must have accidentally deleted it at some point. It’s back on now thanks to you!
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Marcus 1.55 was 1.70
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Today’s drops:
Tab Bank Savings was 1.70% now 1.50%
Citizen’s Access Savings was 1.70% now 1.50%
Brio Direct Savings was 1.65% now 1.55%
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Added ConnectOneBank Online Savings at 1.75%, $2500 min balance requirement
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Two drops today:
Vio Bank High Yield Savings was 1.75% now 1.70%
Smarty Pig was 1.50% now 1.40%
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CIT SAVINGS BUILDER was 1.70%, now 1.55%
CIT MONEY MARKET was 1.75%, now 1.65%
ConnectOneBank Online Savings was 1.75%, now 1.50% (that didn’t last long)
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Just received an email from Live Oak Bank a moment ago. The rate is lowered to 1.55% (from 1.75%).
Their webpage is not changed (yet).
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Thanks @goldsheet!
Here’s a full list of the recent drops:
ConnectOne Online Savings was 1.75% now 1.50%
CIT Money Market was 1.75% now 1.65%
CIT Savings Builder was 1.70% now 1.55%
Discover AAII SAvings was 1.55% now 1.45%
CIT Premier Yield Savings was 1.55% now 1.25%
Discover Savings was 1.5% now 1.4%
Sallie Mae Money Market was 1.35% now 1.25%
State Farm Money Market was 1.01% now 0.75%
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Got an email from American Express Savings that their rate is dropping from 1.60% to 1.50% as of today.
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Off Topic
Hope everyone is safe and well.
Due to lower rates my income has dropped.
Recently reapplied to my health insurance (CoveredCA) which increased my assistance and decreased my monthly payment,
I’d rather have more interest, but I’ll take what I can get !
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CIT Savings Builder was 1.55% now 1.50%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
CIT Savings Builder was 1.55% now 1.50%
Where are you seeing this rate? I still see the 1.55% rate on the Savings Builder page on CIT’s website.
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Today’s drops:
Investor’s Bank Money Market was 1.50% now 1.35%
Envision Bank Savings was 1.40% now 1.20%
ETrade Savings was 0.20% now 0.05%Today’s increases:
My eBanc Money Market was 1.00% now 1.30%
Weathfront Cash was 0.26% now 0.35%
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@jtownsucks46 It was showing 1.50% at the time I went through the list and posted.
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Today’s rate drops:
Northern Bank Direct Money Market was 1.75% now 1.50%
SFGI Direct Savings was 1.71% now 1.56%
Prime Alliance Savings was 1.71% now 1.55%
Vio High Yield Savings was 1.70% now 1.60%
Web Bank Savings was 1.66% now 1.51%
CIT Money Market was 1.65% now 1.55%
CIT Savings Builder was 1.55% now 1.45%
Alliant High Rate Savings was 1.35% now 1.20%
Sallie Mae Money Market was 1.25% now 1.15%
Self Help Money Market was 0.74% now 0.28%
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Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%
