@mannylnj said in Critique my plan please:
@atikovi said in Critique my plan please:
The top savings accounts are around 2.5%. I wouldn’t tie up money in a CD unless the rate was significantly higher. I would keep a small amount in checking which isn’t going to yield much anyway, and transfer in from savings when you need it.
Yes the top savings now are 2.5% but what is the guarantee the rate will go up?
That’s been the trend for over a year now but there is no guaranty.