Buying Tbill is a bit better, slightly more than 3% for 11 months when I checked earlier today at Vanguard. Also not subject to state income tax if your state has income tax.
frugalpete
@frugalpete
Posts made by frugalpete
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RE: CD Thread - Post The Best Nationally Available Rates
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RE: Target Circle 15% off a purchase valid to 7/13 only (YMMV)
15% and 5% off only gives you 19.25% off. The discounts are not addictive. you pay .85*.95=.8075 of the original price which is the 19.25% off.
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RE: Best Nationally Available High APY Liquid Accounts
Would anyone like a referral to Marcus from me?
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RE: Best Nationally Available High APY Liquid Accounts
@atikovi And, its a bit more effort to change direct deposits to somewhere else so the bank thinks its likely the DD will continue once they have it.
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RE: Best Nationally Available High APY Liquid Accounts
@alanmax Fed will likely raise rates again but methinks it will take some time, perhaps to end of year, for them to get to around 1% or a bit higher. In the meantime, the Marcus CD is earning 1.1% for 10months and it’ll be a good time to look around when it matures.
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RE: Free At-Home CV-19 Test Kits (starts 1/18/22 exp unk)
@frugalpete I need to amend my post. The New York Times reporting today "Medicare, which covers roughly 60 million Americans, will provide free over-the-counter rapid coronavirus tests beginning in the spring, according to the federal government’s Medicare and Medicaid agency.
The policy would “allow Medicare beneficiaries to pick up tests at no cost at the point of sale and without needing to be reimbursed,” the Centers for Medicare and Medicaid Services said on Thursday, adding that it would "be the first time Medicare covered the whole cost of an over-the-counter test.
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RE: Free At-Home CV-19 Test Kits (starts 1/18/22 exp unk)
@dangeruss President Biden ordered insurance companies to reimburse policy holders for up to 8 tests per month (I’m surprised he has that power). Many test kits contain 2 tests, so it would be 4 test kits in that case. Also, take note if this applies to you, Home covid tests are not covered by Medicare and many Medicare Advantage plans.
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RE: FREE N95 Masks Next Week from The US Government
@mommyofhandk N95 masks are worn all day by front line medical workers.