Table updated 11/2/19. Lots and lots of rate drops unfortunately. Keep in mind there are a few accounts that are either not nationally available or have a few hoops to jump through still paying at or above 2% that may be good options for some people:

Fitness Bank 2.60%
https://www.fitnessbank.fit/

Total Direct Bank 2.35%
https://www.totaldirectbank.com/personal/money-market-accounts

Citi Accelerate 2.05%
https://banking.citi.com/cbol/savings/high-yield-savings/Default.htm?BT_TX=1&ProspectID=9E555378D09849399315D7D57353D1EC

PNC HIgh Yield Savings 2.00%
https://www.pnc.com/en/personal-banking/banking/savings/high-yield-savings.html

thanks @goldsheet @john99 and @l_tiger the chart has been updated.

Good deal - possibly can stack with Amex offer for new membership.

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

TotalDirectBank Money Market Account: 2.35% APY
A $50,000 minimum deposit is required to open an account and earn the advertised APY.
https://www.totaldirectbank.com/personal/money-market-accounts

This one technically isn’t nationwide as Floridians and Californian’s are excluded.

Not sure there’s one card out there besides the Sam’s Club and Costco cards that offer 5% gas and 3% restaurants on the same card(actually the Costco card is 4% on gas). The best alternative I know of would be replacing with 2 cards:

Click on the Platinum tab for 5% cash back gas card:
http://www.fortknoxfcu.org/visa.html

And then this one for 3% at restaurants(I’m sure there are other alternatives for 3% on restaurants):

https://creditcards.chase.com/cash-back-credit-cards/aarp

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Synchrony Bank HYS 2.00% (was 2.15%)
Barclays 2.00% (was 2.10%)
Discover AAII 1.95% (was 2.05%)
Discover OSA 1.90% (was 2.00%)
Self Help CU 1.58% (was 1.69%)

CIT Money Market Account seems to be unavailable.

P.S. Went through entire list to check all rates.

Thanks so much - table is updated. Also Investor’s Access dropped from 2.2 to 2.1

link?

Thanks everyone for the recent rate updates. Table has been updated.

CIT Savings Builder dropped again, now down to 2.3%

@sacarface Yes added Personal Capital as well as Wealthfront which is similar but higher interest rate.