@my4mainecoons said in Official Political Discussion Thread:
@kamal Sure its the right thing to do but who’s going to pay for it? To do so means taking from those who have and we don’t like that. A few years ago I had to pay a “penalty” for having health insurance that provided benefits superior to the ACC. I wasn’t happy losing money for ACC but didn’t have any choice in the matter.
e.g. We didn’t have prescription coverage for Medicare recipients until #43. Until then people couldn’t afford meds or got cheaper ones or went to Canada, etc. Pretty sure prescription coverage is a lot of money. How do you think it would go if you tried to take that benefit away and instead provide basic health care to un-insured? You’d get voted out of office.
People without insurance go to the Emergency Room for care. They can’t pay the pill. The hospital takes the loss. People with Medicaid go to the Emergency Room for care because there’s no incentive for them to go to their doctor’s office. Medicaid will pick up the cost. If they didn’t the hospital would take the loss. They still take the loss since Medicaid reimburses less than the cost of care.
Giving everyone healthcare is actually less expensive than we currently pay to not give everyone healthcare.
Here’s the cost of universal healthcare. Since the author was was the deputy director of President Bush’s National Economic Council, I doubt he is intentionally under-estimating the cost of it. The TL. DR :
"(M4A), would, under conservative estimates, increase federal budget commitments by approximately $32.6 trillion during its first 10 years of full implementation (2022–2031), assuming enactment in 2018. "
So it’s 3.26 trillion a year for ten years of universal health care. Seems like a lot right? How could we possibly afford that?
Well, we spent 3.6 trillion for the current system in 2018. Here’s the PDF from the government itself. So even without inflation, we will be spending 36 trillion over the next ten years.
36 trillion (current system) - 32.6 trillion (universal healthcare) = 3.4 trillion saved. So how can we afford not to do that? We can save 3.4 trillion and give everyone health care, and then if we want spend that 3.4 trillion to give everyone even better healthcare.
Edit: One reason why it’s cheaper is that people without insurance go to the ER for non-emergency care, and ER level care is expensive.