Richard

Richard

@almighty1 said in Latest Bank Bonuses List:

Thanks, might want to mention the requirements or links for each of the offers.

Richard

1 Best Checking Account Bonuses
1.1 Citi $300 Bonus
1.2 Bank of America $100 Bonus
1.3 Charles Schwab $100 Bonus
1.4 Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry
2 Best Saving Account Bonuses
2.1 Discover Savings $150/$200 Bonus
2.2 Chase $150 Savings Bonus – In Branch
2.3 Fidelity Bank $100 Savings – Northeastern PA only
2.4 First Tennessee $100 Savings Middle Tennessee and North Carolina
3 Best Business Bank Bonuses
3.1 Bank of America $2,500 Business Checking Bonus – Nationwide
3.2 Wells Fargo $300 Business Checking Bonus – Almost Nationwide
3.3 MB Financial Bank $350 Business Checking – IL, IN, or PA
3.4 PNC Up To $400 Business Checking – OH, MI, FL, AL, GA, MD, KY, IN, PA
3.5 SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only
3.6 Chase Business Checking $300 Bonus
3.7 Flushing Bank $200 Business Checking Bonus – NY & NJ
3.8 Provident Credit Union $150 In Branch Business Checking Bonus – CA
3.9 First Tennessee $300 Business + $150 Savings In Branch Bonus
3.10 Liberty Bank – $100 Business Checking Bonus – CT, MA, RI
4 Best State Specific Bonuses
4.1 SunTrust Up To $500 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
4.2 HarborOne Up To $500 Checking Bonus [MA, NH, ME, CT, VT and RI]
4.3 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
4.4 First Bank and Trust $300 Checking Bonus – LA, MS, FL
4.5 Citadel Banking $250 Checking Bonus – PA Only – No Direct Deposit Required
4.6 PNC $300/$400 Checking Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
4.7 Huntington Bank – $200 Bonus – No Direct Deposit – OH, MI, IN, PA, KY, WV, IL & WI
4.8 Associated Bank – $150 Bonus – No Direct Deposit – IL, MN, & WI only
4.9 SunTrust Bank Up To $300 Bonus – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C
4.10 KeyBank Up To $300 Bonus – NY, OH, CO, CT, PA, OR, WA, ME & UT
4.11 My Northwest Bank $200 Bonus – PA, NY, MD, OH only
4.12 MB Financial Bank $250 IL, IN
4.13 Andigo Bank $250 – IL only
4.14 Columbia Bank $200 – NJ
4.15 bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA CT & RI
4.16 Cincinnati Federal $250 – OH, KY, IN
4.17 BMO Harris $200 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
4.18 FirstBank $200 – CA, AZ, CO
4.19 Fulton Bank $150 – DE, DC, MD, NJ, PA, & VA – No Direct Deposit Required
4.20 HomeStreet Bank $300 Bonus – WA, CA, OR, ID, HI
4.21 Tech CU $150 Bonus – CA only
4.22 Reliant Community Credit Union $150 Checking Bonus – NY
4.23 Santander $150 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ or PA
4.24 Citizens Bank $150 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
4.25 Stoneham Bank $130 Checking Bonus – MA only
4.26 Old Second Bank $125 Checking Bonus – IL
4.27 Liberty Bank – $100 Checking Bonus – CT, MA, RI
4.28 Crane Credit Union $150 – IN only
4.29 Fidelity Bank $100 Checking – Northeastern PA only
5 Highly Region Specific/Branch Specific
5.1 Synovus $300 Checking Bonus – Direct Deposit Not Required – Atlanta, GA (Reynoldstown Branch)
5.2 HomeStreet Bank – $300 Eastern WA In Branch Only
5.3 Rockland Trust Bank $250 Bonus – Westwood Branch Only – Direct Deposit Not Required
5.4 Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only

Richard

High-Interest (Over 1.50%) Accounts Nationwide:

Bank | Account Type | APY | Terms
Altra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum
able Banking Money Market Savings 1.70% $250 minimum to open
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K
All America Bank Mega Money Market 1.50% Maximum rate up to $35K
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate
Live Oak Bank Savings Account 1.50% No minimum
Marcus By Goldman Sachs Online Savings 1.50% No minimum
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million

High-Interest (Over 1.50%) Accounts Regional:
Bank | State(s) | Account Type | APY
Federal Savings Bank NH, ME Premier MMA 1.75%
Connex Credit Union CT MMA 1.60%
Blue Gate Bank CA MMA 1.51%
Kearny Bank NJ, NY MMA Plus 1.51%
West Town Bank & Trust IL, NC MMA 1.51%
Blue Hills Bank MA Premier MMA 1.50%
University Settlement Federal Credit Union NY Regular Savings 1.50%

Richard

I received a follow-up letter from IRS that confirms they received my above forms. Now they want me to call to verify my identity before they process the return. Has anyone on this forum had a similar experience, and if so, what would be your advice when I call them?

From their correspondence:
To expedite the process when you call, you MUST have:

This letter
Your prior year tax return
Your current year tax return
Any supporting documents for each year’s return (such as w-2’s, 1099’s, Schedule C, Schedule F, etc.)

Richard

A company delivered complementary pizza to my place and their confirmation email read, “You do not need to tip your delivery person, as they have already been tipped.” Once the pizza was delivered I asked the delivery man about the tip and he said they never get that tip. It is OK to double tip but I am curious to know if tips could be really paid in advance to avoid the cash exchange at the point of delivery?

PS: I noticed on the receipt I got from the delivery man (driver), it says:
SPECIAL REQUESTS: DOMINO’S CORP ORDER: [COMPANY NAME]. NO RECEIPT, NO ONE SIGNS. DRIVER ADD $3 TIP

Richard

Interest rates appear to be on the cusp of breaking out against a multi-decade long bear market - PurePoint could raise their rates again not before long.

Richard

@fivetalents I update and sort these rates weekly in my spreadsheet. The source is http://www.hustlermoneyblog.com/best-bank-rates/ . All further information/data and additional details should be in that link.

Richard

Banks with APY > 1.50%

Bank | Account Type | APY | Terms
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate
All America Bank Mega Money Market 1.50% Maximum rate up to $35K
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate
Live Oak Bank Savings Account 1.50% No minimum
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million

Richard

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

CIT Bank up to 1.55%
Great rates, but PurePoint (1.40%) has one great advantage over all others (that I know), which is, it credits all deposits the same day.

Richard

Best bank account bonuses for January 2018
The link:
https://www.bankrate.com/banking/best-bank-account-bonuses/

Richard

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