@ctgolfer said in FREE WD-40 Brand Hat W/eMail sign up Via Red Button by 11/1:
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My entry had the same text but included, “Recipients will be selected at random.”
Showing at $7.99 when I try the link provided by OP.
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
@zerenia said in Best Nationally Available High APY Liquid Accounts:
@atikovi said in Best Nationally Available High APY Liquid Accounts:
@zerenia said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Popular Direct up to 2.26%
Not excited about this bank. There’s a $25 fee if you close the account within 180 days of opening the account, and they won’t guarantee the rate for any amount of time. You could earn the rate for a couple of months, then they drop it to 0.25%, and you’re stuck because you didn’t earn enough to cover the $25 early termination fee.
-Z
So? Just drop your balance to $0.01.
So you get your balance back LESS the $25 termination fee and the $0.01 you leave in the account. Not a good deal when you lose part of your principal. Breakeven is at three months by my reckoning. For example, put $5K in at 2.65%, so you would earn (rounded, and without compounding), $11.04 per month. To equal the $25 termination fee, you would have to stay in at least three months and hope that they don’t drop the rate during those three months. If they guaranteed the rate for three months, I would be OK with taking a chance and putting my money there.
Yes, they have been raising their rate, but no guarantee that they will continue.
- Z
What bank are you getting 2.65% at?
Follow the thread back to the beginning of this discussion. https://www.populardirect.com/products/savings/popular-direct-plus-savings
@atikovi said in Best Nationally Available High APY Liquid Accounts:
@zerenia said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Popular Direct up to 2.26%
Not excited about this bank. There’s a $25 fee if you close the account within 180 days of opening the account, and they won’t guarantee the rate for any amount of time. You could earn the rate for a couple of months, then they drop it to 0.25%, and you’re stuck because you didn’t earn enough to cover the $25 early termination fee.
-Z
So? Just drop your balance to $0.01.
So you get your balance back LESS the $25 termination fee and the $0.01 you leave in the account. Not a good deal when you lose part of your principal. Breakeven is at three months by my reckoning. For example, put $5K in at 2.65%, so you would earn (rounded, and without compounding), $11.04 per month. To equal the $25 termination fee, you would have to stay in at least three months and hope that they don’t drop the rate during those three months. If they guaranteed the rate for three months, I would be OK with taking a chance and putting my money there.
Yes, they have been raising their rate, but no guarantee that they will continue.
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Popular Direct up to 2.26%
Not excited about this bank. There’s a $25 fee if you close the account within 180 days of opening the account, and they won’t guarantee the rate for any amount of time. You could earn the rate for a couple of months, then they drop it to 0.25%, and you’re stuck because you didn’t earn enough to cover the $25 early termination fee.
-Z
@ctgolfer - too late!
“Oh no! Looks like you weren’t quick enough and the bus left without you. Watch Monday Night Football next week for another chance to score FREE SKITTLES® singles pack. And be sure to claim your bag right away!”