Best Nationally Available High APY Liquid Accounts
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Milli was 5.50%, now 4.75% (OUCH)
“Effective 02/29/24, the interest rate on your Savings account and Jars will be adjusted to 4.75% Annual Percentage Yield”
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All America / Redneck was 5.15%, now 4.90%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Between November 1st, 2023 - December 19th, 2023
Simply deposit new money into your CIBC Agility Savings account to be eligible for the following:
Deposit $25,000 - $49,999: Earn a $250 bonus
Deposit over $50,000: Earn a $500 bonus
Sign-up for eStatements during the Funding Period
Keep the new money in your account until March 18th, 2024
Receive your bonus of up to $500 by May 17th, 2024
https://us.cibc.com/content/dam/us-public-assets/documents/pdf/agility-savings-promo-terms-and-conditions-en.pdfJust got my CIBC $500 bonus.
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Seems strange for an increase but
Mybankingdirect was 5.35% now 5.55%
https://www.mybankingdirect.com/products/high-yield-savings.htmlAlso Milli dropped from 5.50% to 4.75%
(I took all my money out)
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Table updated!
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Anybody know something about Mercedes Demand notes paying 5.50%? https://firstclassdemandnotes.com/start Not FDIC insured and not any higher return than the top rates from insured accounts, but maybe as rates start to fall?
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American Express Savings was 4.30% now 4.25%
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Uncle Credit Union MM(via raisin) was 5.26% now 5.23%
Cloud Bank 24/7 Savings(via raisin) was 5.26% now 5.24%
Ponce Bank MM(via raisin) was 5.24% now 5.20%
Customers Bank Savings(via raisin) was 5.11% now 5.01%
CIT Bank Platinum Savings was 5.05% now 5.00%
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First Foundation Bank Online MM was 5.25% now 4.90%
Customer’s Bank Savings(via raisin) was 5.01% now 4.76%
First Foundation Bank Online Savings was 5.00% now 4.90%
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Two that went up:
Upgrade Premier Savings
Exceptional 5.21% APY on balances of $1,000 or more
https://www.upgrade.com/premier-savings/Credit Karma MoneyTM Save
Grow your money faster with 5.10% APY
https://www.creditkarma.com/ck-money/savings
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Hard to believe but another small increase
Laurel Road (Key Bank) 5.00% to 5.15%
https://www.laurelroad.com/high-yield-savings-account/Note: They have an excellent $300 welcome bonus on a checking account if you have a real direct deposit.
https://www.laurelroad.com/checking/loyalty-checking/
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InRoads FCU (via raisin) was 5.13% now 5.23%
American First CU MM (via raisin) was 5.24% now 5.20%
Harborstone CU MM (via raisin) was 5.25% now 5.15%UFB High Yield Savings and High Yield MM have been discontinued and replaced by UFB Secure Savings and Secure MM; new accounts pay same APY as old accounts - 5.25%
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DOWN: Brio Direct High Yield Savings was 5.35%, now 5.30%
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All America and Redneck were 4.90%, now 4.75%
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MyBankingDirect Savings was 5.55% now 5.45%
Cloud Bank 24/7 Savings(via raisin) was 5.24% now 5.22%
Western Alliance Bank Savings(via raisin) was 5.22% now 5.27%
America First CU MM(via rasin) was 5.20% now 5.24%
Ponce Bank MM(via raisin) was 5.20% now 5.26%
Harborstone CU MM(via raisin) was 5.15% now 5.25%
Popular Direct Savings was 5.15% now 5.05%
RB Max Savings(via raisin) was 5.15% now 5.05%
EverBank Savings was 5.15% now 5.05%
Mission Valley Bank Savings(via raisin) was 5.12% now 5.09%
First Mid Bank & Trust Savings(via raisin) was 4.80% now 5.18%
Border Bank MM(via raisin) was 4.50% now 4.00%
EverBank MM was 4.30% now 4.05%
E-Trade Savings was 4.25% now 4.50%
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Tab Bank Savings was 5.27% now 5.02%
UFB Direct Savings was 5.25% now 5.15%
UFB Direct MM was 5.25% now 5.15%
First Mid Bank & Trust MM (via raisin) was 5.18% now 4.60%
Mission Valley Bank Savings (via raisin) was 5.09% now 5.15%
Rising Bank Savings was 5.00% now 4.90%
Virtual Bank MM was 5.00% now 5.25%
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My Banking Direct Savings was 5.45% now 5.35%
Harborstone CU MM (via raisin) was 5.25% now 5.20%
nelnetbank Savings (via raisin) was 5.22% now 5.00%
Dayspring Bank MM (via raisin) was 5.21% now 5.16%
Western State Bank MM was 5.15% now 4.85%
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Lending Club High Yield Savings was 5.00%, UP to 5.30%
REQUIRMENT:
Unlock our LevelUp Rate of 5.30% APY by simply depositing $250+ per month into your LevelUp account. Miss a month? No problem.
You’ll still earn a Standard Rate of 4.80% APY1 to keep growing your savings.https://www.lendingclub.com/personal-savings/high-yield-savings
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CIT Bank Platinum Savings was 5.00% now 4.85%
iGObanking MM was 5.05% now 4.75%
Purely MM was 5.05% now 4.75%
RB Max Savings(via raisin) was 5.05% now 4.40%
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Removed from the list:
We want to let you know that after careful consideration we’ll be decommissioning Milli Bank, with the closure taking effect on November 15, 2024.
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Pibank Savings 5.50% APY
No fees, no minimum, FDIC insured
https://www.pibank.com/
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Going down …
CFG was 5.23%, now 5.19%
Valley Direct was 4.75%, now 4.25%
Virtual Bank was 5.25%, now 4.75%
Jenius was 5.25%, now 5.05%
Evergreen was 5.25%, now 4.75%
Vio was 5.30%, now 5.20%
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Brio 5.30 - 5.15
Republic 5.21 - 5.01
Brilliant 5.35 - 4.85
UFB 5.25 - 4.83
QMB 5.08-4.56
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Too many drops this week to post them all, so …my list here:
http://www.rejohnsonjr.com/SAVINGS.HTM
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Table updated.
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Poppy Bank savings down from 5.50% to 5.00%.
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Ivy Bank High Yield Savings was 5.30% now 5.00%
Citizen’s Access Savings was 4.50% now 4.15%
Modern Bank High Yield Money Market was 5.20% now 5.00%
CFG Bank High Yield Money Market was 5.19% now 5.05%
Bask Bank Savings was 5.10% now 4.85%
Tab Bank Savings was 5.02% now 4.52%
Webull Cash Management was 5.00% now 4.25%
CommunityWide FCU Hi Rate Savings Monthly was 5.00% now 4.50%
Popular Direct Savings was 4.95% now 4.90%
American First CU MM (via raisin) was 4.90% now 4.80%
Adda Bank Savings (via raisin) was 4.90% now 4.80%
Republic Bank of Chicago MM was 4.85% now 4.71%
Western Bank MM was 4.85% now 4.50%
iGo Banking Index MM was 4.78% now 4.34%
Bank Purely Index MM was 4.78% now 4.35%
Nelnet Bank Savings (via raisin) was 4.76% now 4.71%
Mph Bank MM (via raisin) was 4.70% now 4.50%
First Mid Bank & Trust MM (via raisin) was 4.60% now 3.56%
Liberty Savings Bank Savings (via raisin) was 4.60% now 4.50%
US Alliance Financial Savings was 4.55% now 4.25%
Synchrony Bank Savings was 4.50% now 4.30%
Live Oak Bank Savings was 4.40% now 4.30%
American Express Savings was 4.25% now 4.10%
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Live oak Bank $200 bonus on $20,000 deposit for 90 days.
= About 4% + 4.3%Apy = 8.3%
https://www.liveoakbank.com/
