Bank of America® Cash Rewards credit card - $200 back after first $500 you spend in 90 days


  • 5K Club

    You must apply for this card online to receive the $200 cash back bonus.

    $200 online cash rewards bonus offer after you spend at least $500 on purchases in the first 90 days of account opening; 3% on gas, 2% at wholesale clubs and grocery stores,1% cash back on all other purchases; introductory 0% APR offer for 12 billing cycles.


  • 3K Club

    Will I still qualify if I had a Cash Rewards card a few years ago? Are Bank of America’s promotions once in a lifetime like Am Ex does now?


  • 5K Club

    @mrvietnam It sounds like You still qualify.



  • @mrvietnam said in Bank of America® Cash Rewards credit card - $200 back after first $500 you spend in 90 days:

    Will I still qualify if I had a Cash Rewards card a few years ago?

    I have multiple BofA Cash Rewards cards. Only one is a generic Cash Rewards Card, the rest are based on some organization (such as “National Education Association” Cash Rewards card).

    Are Bank of America’s promotions once in a lifetime like Am Ex does now?

    Haven’t heard that they switched to this. The following DoC post mentions possible limitation on BofA CC’s (apparently there’s a limit of 8 cc’s – am not at that limit… yet):
    Bank of America “Approved In Error” Issues


  • 3K Club

    Does anyone know which credit reporting agency B of A uses, so I can unfreeze it long enough to get a decision on my application?

    EDIT: I found an answer:

    EX = Experian
    EQ = Equifax
    TU = TransUnion
    NI = No information

    The number next to the acronym represents the number of data points we have. In total we have 129 data points sourced from the Credit Boards Credit Pull page. Of those applications:

    106 or ~82.17% of all applications pulled an Experian credit report
    9 or ~6.98% of all applications pulled an Equifax credit report
    14 or ~10.85% of all applications pulled an TransUnion credit report

    Abbrevation State Name Credit Bureau Pulled
    AL Alabama EX: 2
    AK Alaska EX: 1
    AZ Arizona TU: 1 EQ: 1
    AR Arkansas EX: 2
    CA California (CA) EX: 15 TU: 6 EQ: 4
    CO Colorado TU: 3
    CT Connecticut TU: 1
    DE Delaware EX: 1 TU: 1
    FL Florida EX: 10 TU: 2
    GA Georgia EX: 4 TU: 2
    HI Hawaii EQ: 1 TU: 1
    ID Idaho EX: 2
    IL Illinois EX: 11 TU: 2 EQ: 1
    IN Indiana NI
    IA Iowa NI
    KS Kansas NI
    KY Kentucky EX: 1 TU: 1
    LA Louisiana EX: 1 TU: 2 EQ: 1
    ME Maine NI
    MD Maryland EX: 1 TU: 2
    MA Massachusetts EX: 7 TU: 3
    MI Michigan EX: 1 TU: 3
    MN Minnesota EQ: 1
    MS Mississippi EX: 1
    MO Missouri NI
    MT Montana NI
    NE Nebraska NI
    NV Nevada EX: 1 TU: 1
    NH New Hampshire EX: 1 TU: 1
    NJ New Jersey EX: 3 TU: 1
    NM New Mexico NI
    NY New York EX: 5 TU: 3 EQ: 1
    NC North Carolina EX: 3 TU: 2 EQ: 2
    ND North Dakota NI
    OH Ohio NI
    OK Oklahoma NI
    OR Oregon EX: 1 TU: 2
    PA Pennsylvania EX: 4 TU: 2
    RI Rhode Island EX: 1
    SC South Carolina EX: 1 TU: 1
    SD South Dakota NI
    TN Tennessee NI
    TX Texas EX: 13 TU: 8
    UT Utah NI
    VT Vermont NI
    VA Virginia EX: 1
    WA Washington EX: 6 TU: 2 EQ: 2
    WV West Virginia NI
    WI Wisconsin EQ: 1
    WY Wyoming NI
    DC District Of Colombia EX: 1
    What Happens If Your Report Is Frozen?

    There is mixed reports with Bank of America, some say they will pull another report if yours is frozen and other say they won’t. But the most recent data points suggest that they will.

    Looks like in most states that Experian will be used, although occasionally your TransUnion or Equifax report will be used instead. I hope this is useful to some people.

    Source: https://www.doctorofcredit.com/credit-bureau-bank-america-pull/


  • Global Moderator

    Moderator note: Moved to “Credit”.


 

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