as expected, one has to be a member of the CU to apply.
Who Can Join?
Your SAFE membership is a valuable financial resource that you, your family, and your business can share. If you live or work in Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties, you can become a part of the SAFE family and take advantage of the many benefits SAFE has to offer.