Best posts made by atikovi

If you drove a lot, like 100-200 miles a day, you should have bought something that gets over 50 MPG. Clear an extra $50 a day or more.

Don’t understand. Isn’t the point of this thread a deal on fresh chicken? Doesn’t fresh chicken cost a bit more then frozen. If you’re going to freeze it why bother? Why not buy frozen cheaper and locally?

@mustsav3 said in Wendy's Double Stack Hamburgers $1 starts 2/26 (at participating locations):

Can you order multiples in one order or is there a limit?

Why? Do they freeze well?

Fast food ok, but I’d be annoyed at more upscale places that charge $8 for a burger and add, $1 for cheese. I mean, what does a slice of cheese cost them, 5 cents?

@fivetalents said

No photocopies

So how do you use it? Isn’t a coupon printed on your home printer same as a photocopy?

Seems like a good deal if my math is correct. Could transfer $50K from a 2.50% account and only lose $60 interest over the 3 months. Just don’t think I could transfer in time by ACH.

I think Capital One has a $5,000 ACH limit and I don’t have the bank I’d get the money from linked. I do have checks from my Northern Bank MMA I could take in to a branch if they can deposit it that way.

@my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

Thanks for the information. So they’re promoting a transfer that’s higher than ACH limit.

I don’t know. Maybe for a one-time transfer they waive that. Just haven’t tried it since I don’t have an ACH linked account. I do have a branch 1/2 mile from home.

Went into a branch with a check from another bank to deposit into my 360 account. Asked a manager if I’ll get the bonus. Wasn’t really sure. Asked if I had some promo code or something. Made the deposit and made a copy of the offer in the link if 3 months later they deny everything. It does say, This bonus offer is meant only for the original recipient. Please don’t share it. So we’ll see.

Some of the fine print seems a bit sketchy,

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a member of FINRA/SIPC. Neither Wealthfront Brokerage nor its affiliates is a bank. The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. Wealthfront Brokerage uses more than one program bank to ensure FDIC coverage of up to $1 million for your cash deposits. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

They aren’t a bank but take your money and put it into “program banks”? What happens if these banks fail? Does FDIC cover you or only Wealthfront? Quite a few banks already offer 2.50% savings, I don’t see any advantages here.

@craig10x said in Best Nationally Available High APY Liquid Accounts:

@atikovi
The program banks are covered by the fdic…therefore you are covered by the fdic…that’s how it works with sweep banks…

Not sure what they mean by sweep but ok. And FDIC insurance is not provided until the funds arrive at the program banks. So what happens in the interim?

Credited quarterly?

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Here’s something completely different - FitnessBank
Your rate is based upon the number of daily steps in your fitness tracker.
3.00% APY 2.96% APR​ 12,500+ STEPS
2.50% APY 2.47% APR 10,000-12,499 STEPS
1.75% APY 1.74% APR 7,500-9,999 STEPS
https://www.fitnessbank.fit/

Can I put that thing on my neighbour’s dog?