Topics created by craig10x

IME with Citi, when I asked for a possible CL increase to my first DoubleCash card, I was told there will be HP so I didn’t proceed. I just PCd my Dividend and AA plat cards to DCash where the higher CL of those cards were transferred to the new DCash they sent me. I’m better off with cumulative higher CL and different cut off dates.

Here’s a big surprise (a good one)…remember i mentioned that i figured it couldn’t hurt to try for a credit line increase at this time (even though the account is new) since the initial line was granted by a computer of course and this request would actually be evaluated by a real person lol)…I have a very good credit history and an excellent fico score as well…

Just got the e-mail response to my request (I had asked for an increase to $12,000)…
It said: unfortunately although we could not grant your full requested amount, we have increased you limit to: $10,000 which is the maximum amount we can grant at this time…

I’ll take it!
Glad i decided to go with the Citicard (instead of the Paypal)…

After a few months i might try for $12,000 (or $15,000 tops) after i show a history of doing a lot of purchases and paying the bills on time…

@craig10x yeah they closed the prepaid cards last year. It was an easy route although not the cheapest but manageable enough to MS w/o going out of the house.

If there are still prepaid cards around that are being used for MS, they are not discussed in public and understandably so or else they’d get shutdown immediately once the FI notices the spike in applications and the way they’re being used. USBuxx was around for more than TEN years, it hurt so much when they closed it!