Best posts made by goldsheet

Marcus was 1.70%, now 1.90%

Bask was 2.20%, now 2.53%
First Foundation was 2.02%. now 2.25%

USAlliance 2.50%
$500 minimum balance (to earn dividends)
https://www.usalliance.org/banking-products/high-dividend-savings

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Brio Direct Savings was 2.15% now 2.61%

Moved about half of my Brio to UFB (2.61%)
Guess I don’t have to move the rest now

FYI - A little different idea
Robinhood Cash Sweep 1.50%
Robinhood Gold Cash Sweep 3.00%
($5 monthly fee for Gold)

@atikovi I did the SoFi deal. 1% bonus for holding only two months.
Getting 1% in two months is like 6% per year, plus their regular interest.

T-Mobile Money was 1.50%, now 2.25%

Live Oak was 2.00%, now 2.30%

Valley Direct was 2.65% now 2.85%

My Banking Direct High Yield Savings was 2.20%, now 2.85%
Dollar Savings was 3.01%, now 3.05%

Bask was 2.75%, now 3.05%

First Foundation was 2.75% now 3.10%
SkyONE (Savebetter) was 2.75%. now 2.90%
Barclays was 2.25%, now 2.40%
MARCUS was 2.15%, now 2.35%
Live Oak was 2.00%, now 2.30%

CFG Bank Online High Yield Money Market was 3.10%, now 3.15%
USAlliance Financial Savings was 2.50%, now 2.75%
Capital One 360 Performance Savings was 2.25%, now 2.30%
Discover AAII was 2.30%, now 2.40%
Discover was 2.25%, now 2.35%

All America and Redneck were 2.50%, now 3.05% (up to $50k)

Live Oak was 2.30%, now 2.75%

@jtownsucks46 I just did an online chat with SalemFive and because
"I was such a good customer" they upgraded my current account to 3.5%

Dollar Saving Direct was 3.11%, now 3.50%

@jtownsucks46 They’re raising so fast our rate updates are bumping into each other

The average rate on all of my accounts is 3.22% apy so anything less is a candidate for transfer.

@jtownsucks46
I have so many banks ACH connected I need a spreadsheet to see which ones to use to either push or pull.

State Exchange Bank High-Yield Savings Account
(via Savebetter) was 3.30%, now 3.60%

NEW: Blue Federal Credit Union MMDA (via Savebetter) 3.65%
https://www.savebetter.com/credit-unions/blue-federal-credit-union/money-market-deposit-account

CFG was 3.70%, now 3.85%

Alliant CU was 2.35%, now 2.50%

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Too bad they only did it by requiring 50k minimum to get the rate.

FYI: UFB is now showing 3.83% APY on all balance tiers per:
https://www.ufbdirect.com/Savings/ufb-high-rate-savings

Tab Bank High Yield Savings was. 3.00%, now 3.64% APY

All America Bank Mega Money Market and
Redneck Mega Money Market
Earn 4.00% APY (was 3.05%) on up to $75,000 (was $50,000)

Effective 11/22/2022

Popular Direct High Rise Savings was 3.25%, now 3.35%

Live Oak Bank was 2.75%, now 3.10%

Customers Bank High Yield Savings (NOT Max Savings) was 3.05%, now 4.05%

My eBank SuperSaver Money Market Account
4.08% APY for balances of $100,000.00 and above
2.48% APY for balances below $100,000.00
$5,000 USD Minimum Opening Deposit
https://www.myebanc.com/online-products/super-saver-money-market/

Popular Direct was 3.35% , now 3.56%

Salem Five Direct is at it again
4.10% on eOne Savings for new accounts
Current account holders have to call/email/chat to ask for higher rate.

“eOne Savings eligibility is limited to consumers who apply online and who
do not have an existing checking or savings account with Salem Five Bank
at the time of the application, except that consumers with an existing eOne
Checking Account are eligible for the eOne Savings Account.”

First Foundation was 3.60%, now 4.00%

DECREASE: My eBank SuperSaver Money Market Account was 4.08%, now 3.67% ($100,000+ tier)

NEW: Great Lakes Credit Union Money Market Deposit Account 4.03%
Federally insured by NCUA. No fees. $1 minimum to open.
via SaveBetter platform
https://www.savebetter.com/credit-unions/great-lakes-credit-union/money-market-deposit-account

Lending Club High Yield Savings was 3.25%, now 3.60%

CFG was 4.00%, now 4.05%

@platypus Looks like we had same idea on PNC.
Rate excellent and signup bonuses make it better, if qualified.

@jtownsucks46
They did it again
NEW: UFB Best Savings is 4.11%
OLD: UFB High Rate Savings is still 3.91% (no change)

NEW: B1Bank 3.80%
https://www.b1bank.com/onlinesavings

CFG was 4.05% now 4.15%

All America and Redneck were 4.00%, now 4.25%
(up to $75,000 in each)

Synchrony was 3.50% now 3.74%

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

My Banking Direct Savings was 3.55% now 4.05%

Three posts back up

Live Oak was 3.10%, now 3.50%

Juno Finance: Earn 5% on up to $25,000 (was $10,000)
https://juno.finance/

State Exchange Bank (savebetter) was 4.00% now 4.20%

Ally Bank 3.30% to 3.40%

@craig10x
Used chat, was in queue for 2 hours with these results (my info edited out):
[07:06:17pm] Checks are not automatically ordered. They would need to be requested after the account is established
[07:10:37pm] Thank you! I can order the checks for you. Can you please let me know if you want singles or duplicates and then can you verify the mailing address.
[07:13:07pm] Wonderful! I’ll get them ordered for you. They will take up to 2 weeks to receive.

Western Alliance Bank WAS 4.35%, NOW 4.45% (Savebetter custodial)

Adda Bank saving was 4.25%, now 4.45% (via Savebetter platform)
https://www.savebetter.com/banks/adda-bank

CFG Bank has put their rate back to 4.55% after a brief drop to 4.45%