Vio was 4.50%, now 4.55%

Ivy Bank Indexed Savings (not available in CA) was 4.75%, now DOWN to 4.32%

Note: Salem Five is one of several banks where you have to call to get higher rate, not automatic,

One-Month Treasury Par Yield.
https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics

Mission Valley Bank Savings was 4.71%, now 4.80%

Patriot Bank MM was 4.60%, now 4.75%
Popular Direct High Rise Savings was 4.40%, now 4.45%
Quontic High Yield Savings was 3.70%, now 4.05%
ConnectOneBank Online Savings was 3.09%. now 4.00%

Northern Bank Direct was 4.35% now 4.75%

Did not last long: Total Direct was 5.05%, now DOWN to 4.50%

Good luck opening an account. When they deny you they wont give any reason. Glad they did now.

Already had an account.
Also, financial institutions are not required to give you a reason.
They just refer you to ChexSystems or EWS, Reports you should order.
ChexSystems: https://www.chexsystems.com/request-reports/consumer-disclosure
EWS: https://www.earlywarning.com/consumer-information

Should also get all your credit reports
https://www.annualcreditreport.com/index.action
Experian: https://www.experian.com
Equifax: https://www.equifax.com
Transunion: https://www.transunion.com
LexisNexus: https://consumer.risk.lexisnexis.com

Also free sites:
Credit Karma: https://www.creditkarma.com
Credit Sesame: https://www.creditsesame.com

@goldsheet

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

NEW #1 Total Direct was 4.44%, now 5.05%
https://www.totaldirectbank.com/personal/money-market-accounts

Did not last long: Total Direct was 5.05%, now DOWN to 4.50%

Don’t think it was only list but another fintech - Enzo was 4.27%, now dead/closed

Redneck and All America was 4.25%, now 4.55% (up to $75,000)
Vio Cornerstone was 4.40%, now 4.50%