@atikovi said in Best Nationally Available High APY Liquid Accounts:

You did read where it says balances over $1,000 will earn 0.05%.
Yes, and I accidentally didn’t copy/paste the rest of the last line
"If the average daily balance of the account exceeds $1,000, the remaining
balance will be paid at the variable rate stated for the second tier."

@jtownsucks46 Delete my post for Andrews

Andrews Federal Credit Union 5.75% on up to $1,000

America First (via Raisin) was 5.05%. now 5.12%
CloudBank (via Raisin) was 5.05%. now 5.11%
Virtual Bank eMoney Market was 4.80%, now 5.00%

Note: savebetter.com is now raisin.com (custodial accounts)

NEW: One Finance (fintech) just offered 5.00% on $5,000 minimum to $100,000 maximum when
you receive $500 a month in eligible direct deposits or have a total daily balance of $5,000 or more.
ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.
Approved accounts are FDIC insured up to $250,000 per depositor.
https://www.one.app/

Northpointe Bank is offering a bonus of up to $1,250 when you open a new Promotional Ultimate Savings
or Promotional Money Market account and maintain a qualifying balance for 3 months.
Bonuses are as follows:
Deposit and maintain $25,000 – $50,000 and get a $350 bonus (350/25000=1.40%)
Deposit and maintain $50,000 – $75,000 and get a $750 bonus (750/50000=1.50%)
Deposit and maintain $75,000 – $100,000 and get a $1,000 bonus (1000/75000=1.33%)
Deposit and maintain $100,000+ and get a $1,250 bonus (1250/100000=1.25%)
https://www.northpointe.com/promotion/

Note: Promotional account pay 0.00-0.25% interest, so almost bonus only.
One can get about $625 interest in 3 months at 5.00%,
so depositing $50k to get $750 ($125 more) may NOT be worth the effort

Bread Savings was 4.65%, now 4.75%

FYI: We are excited to announce that by the end of June, SaveBetter’s name will officially change to Raisin
https://www.savebetter.com/blogs/introducing-raisin-your-secure-savings-marketplace

Update: No longer available
Andrews FCU
Celebrate 75 Years of Service with our new Celebration Share Certificate.
5.75% APY for 7.5 months

NEW
5.25% APY on balances of at least $1k.
Minimum $2k balance is required to avoid a $10 monthly fee.
Brilliant Bank Luminary Money Market
(Nationally available except AR, KS, MO, and OK)
https://www.brilliant.bank